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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)

6 Months Ended

Jun. 30, 2022

COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS

Schedule of The contract amounts of commitments and contingencies

The contract amounts of commitments and contingencies are as follows:

​

​	​	​	​	​	​	​
​		June 30,			December 31,
(000’s omitted)	​	2022		​	2021
Commitments to extend credit	​	$	1,684,650	​	$	1,443,879
Standby letters of credit	​		43,249	​		42,684
Total	​	$	1,727,899	​	$	1,486,563

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