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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 12 Months Ended
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Dec. 31, 2022
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Schedule of The contract amounts of commitments and contingencies | The contract amounts of commitments and contingencies are as follows at December 31: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ | ​ | ​
(000’s omitted) |  | 2022 |  | 2021
Commitments to extend credit | ​ | $ | 1,486,791 | ​ | $ | 1,443,879
Standby letters of credit | ​ |  | 57,347 | ​ |  | 42,684
Total | ​ | $ | 1,544,138 | ​ | $ | 1,486,563
​

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