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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 12 Months Ended
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Dec. 31, 2023
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Schedule of the contract amounts of commitments and contingencies | The contract amounts of commitments and contingencies are as follows at December 31: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ | ​ | ​
(000’s omitted) |  | 2023 |  | 2022
Commitments to extend credit | ​ | $ | 1,494,549 | ​ | $ | 1,486,791
Standby letters of credit | ​ |  | 61,352 | ​ |  | 57,347
Total | ​ | $ | 1,555,901 | ​ | $ | 1,544,138

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