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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2023
PREMISES AND EQUIPMENT  
Schedule of premises and equipment

Premises and equipment consist of the following at December 31:

(000’s omitted)

    

2023

    

2022

Land and land improvements

$

33,954

$

34,487

Bank premises

 

155,146

 

158,312

Equipment

 

71,372

 

72,960

Operating lease right-of-use assets

 

40,036

 

30,069

Construction in progress

7,995

2,377

Premises and equipment, gross

 

308,503

 

298,205

Accumulated depreciation

 

(135,085)

 

(137,427)

Premises and equipment, net

$

173,418

$

160,778