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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)

12 Months Ended

Dec. 31, 2023

COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS

Schedule of the contract amounts of commitments and contingencies

The contract amounts of commitments and contingencies are as follows at December 31:

​

​	​	​	​	​	​	​
​		​		​	​
(000’s omitted)		2023			2022
Commitments to extend credit	​	$	1,494,549	​	$	1,486,791
Standby letters of credit	​		61,352	​		57,347
Total	​	$	1,555,901	​	$	1,544,138

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