XML 57 R45.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Amount of Business Lending Loans by Credit Quality Categories (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]          
Provision for credit losses $ 2,708 $ 752 $ 8,856 $ 4,252  
Total Loans 10,023,857   10,023,857   $ 9,704,598
Year One writeoff     0   0
Year Two writeoff     64   160
Year Three writeoff     98   0
Year Four writeoff     21   0
Year Five writeoff     0   0
Prior     0   36
Revolving Loans Amortized Cost Basis     341   588
Revolving Loans Converted to Term     2   0
Total Loans     526   784
Legacy Loan          
Financing Receivable, Credit Quality Indicator [Line Items]          
Total Loans 10,023,857   10,023,857   9,704,598
Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 227,467   227,467   439,165
2023 390,395   390,395   624,181
2022 594,075   594,075   316,926
2021 296,669   296,669   187,579
2020 176,298   176,298   217,713
Prior 818,541   818,541   679,615
Revolving Loans Amortized Cost Basis 815,001   815,001   756,207
Revolving Loans Converted to Term 688,521   688,521   585,802
Total Loans 4,006,967   4,006,967   3,807,188
Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 826   826   31,781
2023 30,493   30,493   12,599
2022 15,562   15,562   18,249
2021 20,201   20,201   3,572
2020 3,102   3,102   4,134
Prior 51,533   51,533   46,986
Revolving Loans Amortized Cost Basis 39,063   39,063   35,890
Revolving Loans Converted to Term 8,494   8,494   25,904
Total Loans 169,274   169,274   179,115
Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 162   162   1,865
2023 6,484   6,484   2,003
2022 5,503   5,503   2,603
2021 2,155   2,155   4,953
2020 2,042   2,042   2,636
Prior 33,915   33,915   30,707
Revolving Loans Amortized Cost Basis 17,414   17,414   11,991
Revolving Loans Converted to Term 48,361   48,361   40,847
Total Loans 116,036   116,036   97,605
Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 346   346   0
2022 0   0   0
2021 966   966   488
2020 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 584   584   0
Total Loans 1,896   1,896   488
Business lending          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 228,455   228,455   472,811
2023 427,718   427,718   638,783
2022 615,140   615,140   337,778
2021 319,991   319,991   196,592
2020 181,442   181,442   224,483
Prior 903,989   903,989   757,308
Revolving Loans Amortized Cost Basis 871,478   871,478   804,088
Revolving Loans Converted to Term 745,960   745,960   652,553
Total Loans 4,294,173   4,294,173   4,084,396
CRE - multifamily          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 5,831   5,831   104,063
2023 102,917   102,917   153,613
2022 151,455   151,455   52,058
2021 53,776   53,776   20,047
2020 19,060   19,060   42,543
Prior 149,713   149,713   117,102
Revolving Loans Amortized Cost Basis 6,942   6,942   3,387
Revolving Loans Converted to Term 173,987   173,987   126,981
Total Loans 663,681   663,681   619,794
Year One writeoff     0   0
Year Two writeoff     0   0
Year Three writeoff     0   0
Year Four writeoff     0   0
Year Five writeoff     0   0
Prior     0   0
Revolving Loans Amortized Cost Basis     0   0
Revolving Loans Converted to Term     0   0
Total Loans     0   0
CRE - multifamily | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 5,831   5,831   90,888
2023 89,742   89,742   145,337
2022 144,175   144,175   52,058
2021 53,277   53,277   19,982
2020 18,997   18,997   41,992
Prior 142,653   142,653   112,287
Revolving Loans Amortized Cost Basis 6,793   6,793   3,237
Revolving Loans Converted to Term 161,896   161,896   106,580
Total Loans 623,364   623,364   572,361
CRE - multifamily | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   13,175
2023 13,175   13,175   7,317
2022 7,280   7,280   0
2021 0   0   65
2020 63   63   0
Prior 5,253   5,253   3,522
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   8,289
Total Loans 25,771   25,771   32,368
CRE - multifamily | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 0   0   959
2022 0   0   0
2021 499   499   0
2020 0   0   551
Prior 1,807   1,807   1,293
Revolving Loans Amortized Cost Basis 149   149   150
Revolving Loans Converted to Term 12,091   12,091   12,112
Total Loans 14,546   14,546   15,065
CRE - multifamily | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   0
Total Loans 0   0   0
CRE - owner occupied          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 29,673   29,673   62,682
2023 61,396   61,396   92,108
2022 89,924   89,924   60,369
2021 58,209   58,209   48,584
2020 43,035   43,035   82,347
Prior 275,052   275,052   211,838
Revolving Loans Amortized Cost Basis 53,620   53,620   29,707
Revolving Loans Converted to Term 205,721   205,721   165,139
Total Loans 816,630   816,630   752,774
Year One writeoff     0   0
Year Two writeoff     0   0
Year Three writeoff     0   0
Year Four writeoff     0   0
Year Five writeoff     0   0
Prior     0   0
Revolving Loans Amortized Cost Basis     0   19
Revolving Loans Converted to Term     0   0
Total Loans     0   19
CRE - owner occupied | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 29,673   29,673   58,544
2023 55,798   55,798   89,616
2022 83,029   83,029   58,798
2021 55,491   55,491   46,465
2020 40,951   40,951   80,361
Prior 255,362   255,362   192,345
Revolving Loans Amortized Cost Basis 52,921   52,921   28,023
Revolving Loans Converted to Term 198,180   198,180   158,652
Total Loans 771,405   771,405   712,804
CRE - owner occupied | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   3,258
2023 2,964   2,964   2,384
2022 4,258   4,258   649
2021 1,850   1,850   639
2020 616   616   1,472
Prior 12,766   12,766   11,962
Revolving Loans Amortized Cost Basis 440   440   743
Revolving Loans Converted to Term 2,745   2,745   6,064
Total Loans 25,639   25,639   27,171
CRE - owner occupied | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   880
2023 2,506   2,506   108
2022 2,637   2,637   922
2021 868   868   1,480
2020 1,468   1,468   514
Prior 6,924   6,924   7,531
Revolving Loans Amortized Cost Basis 259   259   941
Revolving Loans Converted to Term 4,796   4,796   423
Total Loans 19,458   19,458   12,799
CRE - owner occupied | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 128   128   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   0
Total Loans 128   128   0
CRE - non-owner occupied          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 52,697   52,697   144,095
2023 152,745   152,745   256,662
2022 250,906   250,906   128,538
2021 125,276   125,276   91,355
2020 89,576   89,576   62,003
Prior 367,143   367,143   325,684
Revolving Loans Amortized Cost Basis 381,016   381,016   406,465
Revolving Loans Converted to Term 301,180   301,180   296,396
Total Loans 1,720,539   1,720,539   1,711,198
Year One writeoff     0   0
Year Two writeoff     0   0
Year Three writeoff     0   0
Year Four writeoff     0   0
Year Five writeoff     0   0
Prior     0   0
Revolving Loans Amortized Cost Basis     0   0
Revolving Loans Converted to Term     0   0
Total Loans     0   0
CRE - non-owner occupied | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 52,538   52,538   143,106
2023 151,758   151,758   255,699
2022 249,033   249,033   111,306
2021 107,620   107,620   86,560
2020 87,999   87,999   60,646
Prior 313,167   313,167   275,458
Revolving Loans Amortized Cost Basis 357,791   357,791   387,559
Revolving Loans Converted to Term 270,544   270,544   265,348
Total Loans 1,590,450   1,590,450   1,585,682
CRE - non-owner occupied | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 159   159   42
2023 40   40   827
2022 1,739   1,739   16,109
2021 16,533   16,533   1,311
2020 1,274   1,274   109
Prior 29,809   29,809   29,648
Revolving Loans Amortized Cost Basis 19,356   19,356   18,806
Revolving Loans Converted to Term 3,386   3,386   3,506
Total Loans 72,296   72,296   70,358
CRE - non-owner occupied | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   947
2023 729   729   136
2022 134   134   1,123
2021 157   157   2,996
2020 303   303   1,248
Prior 24,167   24,167   20,578
Revolving Loans Amortized Cost Basis 3,869   3,869   100
Revolving Loans Converted to Term 26,666   26,666   27,542
Total Loans 56,025   56,025   54,670
CRE - non-owner occupied | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 218   218   0
2022 0   0   0
2021 966   966   488
2020 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 584   584   0
Total Loans 1,768   1,768   488
Commercial & industrial and other business loans          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 140,254   140,254   161,971
2023 110,660   110,660   136,400
2022 122,855   122,855   96,813
2021 82,730   82,730   36,606
2020 29,771   29,771   37,590
Prior 112,081   112,081   102,684
Revolving Loans Amortized Cost Basis 429,900   429,900   364,529
Revolving Loans Converted to Term 65,072   65,072   64,037
Total Loans 1,093,323   1,093,323   1,000,630
Year One writeoff     0   0
Year Two writeoff     64   160
Year Three writeoff     98   0
Year Four writeoff     21   0
Year Five writeoff     0   0
Prior     0   36
Revolving Loans Amortized Cost Basis     341   569
Revolving Loans Converted to Term     2   0
Total Loans     526   765
Commercial & industrial and other business loans | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 139,425   139,425   146,627
2023 93,097   93,097   133,529
2022 117,838   117,838   94,764
2021 80,281   80,281   34,572
2020 28,351   28,351   34,714
Prior 107,359   107,359   99,525
Revolving Loans Amortized Cost Basis 397,496   397,496   337,388
Revolving Loans Converted to Term 57,901   57,901   55,222
Total Loans 1,021,748   1,021,748   936,341
Commercial & industrial and other business loans | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 667   667   15,306
2023 14,314   14,314   2,071
2022 2,285   2,285   1,491
2021 1,818   1,818   1,557
2020 1,149   1,149   2,553
Prior 3,705   3,705   1,854
Revolving Loans Amortized Cost Basis 19,267   19,267   16,341
Revolving Loans Converted to Term 2,363   2,363   8,045
Total Loans 45,568   45,568   49,218
Commercial & industrial and other business loans | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 162   162   38
2023 3,249   3,249   800
2022 2,732   2,732   558
2021 631   631   477
2020 271   271   323
Prior 1,017   1,017   1,305
Revolving Loans Amortized Cost Basis 13,137   13,137   10,800
Revolving Loans Converted to Term 4,808   4,808   770
Total Loans 26,007   26,007   15,071
Commercial & industrial and other business loans | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   0
Total Loans 0   0   0
Consumer mortgage          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 207,750   207,750   503,463
2023 490,928   490,928   506,770
2022 489,341   489,341   624,951
2021 601,215   601,215   304,666
2020 291,992   291,992   230,933
Prior 1,111,519   1,111,519   956,818
Revolving Loans Amortized Cost Basis 36,056   36,056   39,997
Revolving Loans Converted to Term 139,365   139,365   117,420
Total Loans 3,368,166   3,368,166   3,285,018
Year One writeoff     0   0
Year Two writeoff     0   0
Year Three writeoff     0   0
Year Four writeoff     1   0
Year Five writeoff     20   85
Prior     136   584
Revolving Loans Amortized Cost Basis     0   0
Revolving Loans Converted to Term     0   0
Total Loans     157   669
Consumer mortgage | FICO AB          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 145,501   145,501   354,967
2023 343,947   343,947   353,556
2022 342,282   342,282   457,635
2021 442,188   442,188   200,034
2020 192,305   192,305   157,438
Prior 720,310   720,310   611,778
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 101,034   101,034   86,262
Total Loans 2,287,567   2,287,567   2,221,670
Consumer mortgage | FICO AB | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 145,501   145,501   354,967
2023 343,947   343,947   353,185
2022 341,795   341,795   456,871
2021 441,530   441,530   199,429
2020 191,633   191,633   157,159
Prior 715,309   715,309   606,591
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 100,846   100,846   86,067
Total Loans 2,280,561   2,280,561   2,214,269
Consumer mortgage | FICO AB | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 0   0   371
2022 487   487   764
2021 658   658   605
2020 672   672   279
Prior 5,001   5,001   5,187
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 188   188   195
Total Loans 7,006   7,006   7,401
Consumer mortgage | FICO CDE          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 62,249   62,249   148,496
2023 146,981   146,981   153,214
2022 147,059   147,059   167,316
2021 159,027   159,027   104,632
2020 99,687   99,687   73,495
Prior 391,209   391,209   345,040
Revolving Loans Amortized Cost Basis 36,056   36,056   39,997
Revolving Loans Converted to Term 38,331   38,331   31,158
Total Loans 1,080,599   1,080,599   1,063,348
Consumer mortgage | FICO CDE | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 62,249   62,249   148,443
2023 146,033   146,033   150,585
2022 144,370   144,370   164,839
2021 157,276   157,276   103,003
2020 97,806   97,806   71,710
Prior 376,845   376,845   331,839
Revolving Loans Amortized Cost Basis 35,709   35,709   39,630
Revolving Loans Converted to Term 37,291   37,291   30,098
Total Loans 1,057,579   1,057,579   1,040,147
Consumer mortgage | FICO CDE | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   53
2023 948   948   2,629
2022 2,689   2,689   2,477
2021 1,751   1,751   1,629
2020 1,881   1,881   1,785
Prior 14,364   14,364   13,201
Revolving Loans Amortized Cost Basis 347   347   367
Revolving Loans Converted to Term 1,040   1,040   1,060
Total Loans 23,020   23,020   23,201
Consumer indirect          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 325,756   325,756   681,908
2023 591,666   591,666   573,242
2022 475,497   475,497   273,136
2021 209,022   209,022   71,470
2020 49,736   49,736   45,222
Prior 71,325   71,325   58,462
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   0
Total Loans 1,723,002   1,723,002   1,703,440
Year One writeoff     102   926
Year Two writeoff     1,489   3,595
Year Three writeoff     2,243   1,969
Year Four writeoff     766   1,171
Year Five writeoff     329   570
Prior     740   1,121
Revolving Loans Amortized Cost Basis     0   0
Revolving Loans Converted to Term     0   0
Total Loans     5,669   9,352
Consumer indirect | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 325,720   325,720   681,824
2023 591,520   591,520   572,799
2022 475,306   475,306   273,035
2021 208,967   208,967   71,428
2020 49,730   49,730   45,203
Prior 71,323   71,323   58,375
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   0
Total Loans 1,722,566   1,722,566   1,702,664
Consumer indirect | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 36   36   84
2023 146   146   443
2022 191   191   101
2021 55   55   42
2020 6   6   19
Prior 2   2   87
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term 0   0   0
Total Loans 436   436   776
Consumer direct          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 44,351   44,351   80,202
2023 62,721   62,721   52,867
2022 40,812   40,812   26,664
2021 19,036   19,036   8,282
2020 5,376   5,376   4,606
Prior 7,337   7,337   5,720
Revolving Loans Amortized Cost Basis 6,870   6,870   6,887
Revolving Loans Converted to Term 0   0   1
Total Loans 186,503   186,503   185,229
Year One writeoff     2   206
Year Two writeoff     592   813
Year Three writeoff     404   450
Year Four writeoff     293   110
Year Five writeoff     40   110
Prior     65   159
Revolving Loans Amortized Cost Basis     112   161
Revolving Loans Converted to Term     0   0
Total Loans     1,508   2,009
Consumer direct | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 44,351   44,351   80,169
2023 62,712   62,712   52,826
2022 40,782   40,782   26,617
2021 19,036   19,036   8,282
2020 5,376   5,376   4,604
Prior 7,312   7,312   5,697
Revolving Loans Amortized Cost Basis 6,828   6,828   6,875
Revolving Loans Converted to Term 0   0   1
Total Loans 186,397   186,397   185,071
Consumer direct | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   33
2023 9   9   41
2022 30   30   47
2021 0   0   0
2020 0   0   2
Prior 25   25   23
Revolving Loans Amortized Cost Basis 42   42   12
Revolving Loans Converted to Term 0   0   0
Total Loans 106   106   158
Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 25,519   25,519   61,065
2023 58,252   58,252   62,963
2022 59,097   59,097   63,112
2021 58,709   58,709   31,347
2020 29,284   29,284   25,981
Prior 63,771   63,771   45,365
Revolving Loans Amortized Cost Basis 130,170   130,170   127,992
Revolving Loans Converted to Term 27,211   27,211   28,690
Total Loans 452,013   452,013   446,515
Year One writeoff     0   0
Year Two writeoff     0   0
Year Three writeoff     23   0
Year Four writeoff     0   64
Year Five writeoff     0   0
Prior     0   44
Revolving Loans Amortized Cost Basis     34   11
Revolving Loans Converted to Term     0   0
Total Loans     57   119
Home equity | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 25,519   25,519   61,065
2023 58,010   58,010   62,801
2022 58,923   58,923   63,102
2021 58,578   58,578   31,094
2020 29,011   29,011   25,721
Prior 63,009   63,009   44,832
Revolving Loans Amortized Cost Basis 129,233   129,233   126,939
Revolving Loans Converted to Term 26,788   26,788   28,177
Total Loans 449,071   449,071   443,731
Home equity | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024 0   0   0
2023 242   242   162
2022 174   174   10
2021 131   131   253
2020 273   273   260
Prior 762   762   533
Revolving Loans Amortized Cost Basis 937   937   1,053
Revolving Loans Converted to Term 423   423   513
Total Loans $ 2,942   $ 2,942   $ 2,784