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SEGMENT INFORMATION | 9 Months Ended
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Sep. 30, 2024
SEGMENT INFORMATION |
SEGMENT INFORMATION | NOTE M: SEGMENT INFORMATION Operating segments are components of an enterprise, which are evaluated regularly by the CODM in deciding how to allocate resources and assess performance. The Company’s CODM is the President and Chief Executive Officer of the Company. Effective January 1, 2024, the Company has identified (1) Banking and Corporate, (2) Employee Benefit Services, (3) Insurance Services, and (4) Wealth Management Services as its reportable segments and determined that operating income before income taxes is the reportable measure of segment profit or loss that the CODM regularly reviews and uses to allocate resources and assess performance. See Note C for further detail on the factors used to identify the Company’s reportable segments and reportable measure of segment profit or loss. CBNA operates the Banking and Corporate segment that provides a wide array of lending and depository-related products and services to individuals, businesses, and governmental units with branch locations in Upstate New York as well as Northeastern Pennsylvania, Vermont and Western Massachusetts. In addition to these general intermediation services, the Banking and Corporate segment provides treasury management solutions and payment processing services. The Banking and Corporate segment also includes certain corporate overhead-related expenses. The Employee Benefit Services segment, which includes the operating subsidiaries of Benefit Plans Administrative Services, LLC, BPAS Actuarial and Pension Services, LLC, BPAS Trust Company of Puerto Rico, FBD, Northeast Retirement Services, LLC, Global Trust Company, Inc., and Hand Benefits & Trust Company, provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment is comprised of personal and commercial lines of insurance and other risk management products and services provided by OneGroup. The Wealth Management Services segment is comprised of wealth management services including trust services provided by the Nottingham Trust division within the Bank, broker-dealer and investment advisory services provided by Community Investment Services, Inc., The Carta Group, Inc. and OneGroup Wealth Partners, Inc. as well as asset management services provided by Nottingham Advisors, Inc. The accounting policies used in the disclosure of business segments are the same as those described in the summary of significant accounting policies (See Note A, Summary of Significant Accounting Policies of the most recent Form 10-K for the year ended December 31, 2023 filed with the SEC on February 29, 2024) except as follows. Operating noninterest revenues exclude certain items considered non-core to the underlying business including realized and unrealized gains or losses on investment securities and gains or losses on debt extinguishment. Operating noninterest expenses also exclude certain items considered non-core to the underlying business including amortization of intangible assets, acquisition expenses, acquisition-related contingent consideration adjustments, litigation accrual and restructuring expenses. Both operating noninterest revenues and operating noninterest expenses include certain intersegment activity associated with transactions between the segments and are eliminated in consolidation. Segment assets include certain segment cash balances held as deposits with CBNA and are eliminated in consolidation. Information about reportable segments and reconciliation of the information to the consolidated financial statements follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Wealth | ​ | ​ | ​
​ | ​ | Banking and | ​ | Employee | ​ | Insurance | ​ | Management | ​ | ​
(000’s omitted) |  | Corporate |  | Benefit Services |  | Services |  | Services |  | Total
Three Months Ended September 30, 2024 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Net interest income | ​ | $ | 111,846 | ​ | $ | 723 | ​ | $ | 38 | ​ | $ | 138 | ​ | $ | 112,745
Provision for credit losses | ​ |  | 7,709 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 7,709
Operating noninterest revenues | ​ |  | 20,478 | ​ |  | 34,135 | ​ |  | 13,671 | ​ |  | 9,242 | ​ |  | 77,526
Operating noninterest expenses | ​ | ​ | 84,170 | ​ | ​ | 19,621 | ​ | ​ | 10,830 | ​ | ​ | 7,376 | ​ | ​ | 121,997
Operating income before income taxes | ​ | $ | 40,445 | ​ | $ | 15,237 | ​ | $ | 2,879 | ​ | $ | 2,004 | ​ | $ | 60,565
Assets | ​ | $ | 16,171,950 | ​ | $ | 221,671 | ​ | $ | 71,014 | ​ | $ | 36,253 | ​ | $ | 16,500,888
Goodwill | ​ | $ | 732,598 | ​ | $ | 89,293 | ​ | $ | 27,167 | ​ | $ | 3,435 | ​ | $ | 852,493
Core deposit intangibles & other intangibles, net | ​ | $ | 6,577 | ​ | $ | 25,069 | ​ | $ | 15,156 | ​ | $ | 1,328 | ​ | $ | 48,130
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating income before income taxes to total consolidated income before income taxes: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating income before income taxes | ​ | $ | 40,445 | ​ | $ | 15,237 | ​ | $ | 2,879 | ​ | $ | 2,004 | ​ | $ | 60,565
Loss on sales of investment securities | ​ | ​ | (255) | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (255)
Unrealized gain on equity securities | ​ | ​ | 101 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 101
Amortization of intangible assets | ​ | ​ | (711) | ​ | ​ | (1,715) | ​ | ​ | (774) | ​ | ​ | (169) | ​ | ​ | (3,369)
Acquisition expenses | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (66) | ​ | ​ | 0 | ​ | ​ | (66)
Acquisition-related contingent consideration adjustments | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 156 | ​ | ​ | 0 | ​ | ​ | 156
Litigation accrual | ​ | ​ | (2) | ​ | ​ | 0 | ​ | ​ | (100) | ​ | ​ | 0 | ​ | ​ | (102)
Total consolidated income before income taxes | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 57,030
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest revenues to total consolidated noninterest revenues: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest revenues | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 77,526
Elimination of intersegment revenues | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (1,175)
Loss on sales of investment securities | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (255)
Unrealized gain on equity securities | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 101
Total consolidated noninterest revenues | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 76,197
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest expenses to total consolidated noninterest expenses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 121,997
Elimination of intersegment expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (1,175)
Amortization of intangible assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 3,369
Acquisition expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 66
Acquisition-related contingent consideration adjustments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (156)
Litigation accrual | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 102
Total consolidated noninterest expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 124,203
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment assets to total consolidated assets: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 16,500,888
Elimination of intersegment cash and deposits | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (96,188)
Total consolidated assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 16,404,700
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Wealth | ​ | ​ | ​
​ | ​ | Banking and | ​ | Employee | ​ | Insurance | ​ | Management | ​ | ​
(000’s omitted) |  | Corporate |  | Benefit Services |  | Services |  | Services |  | Total
Three Months Ended September 30, 2023 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Net interest income | ​ | $ | 107,169 | ​ | $ | 487 | ​ | $ | 28 | ​ | $ | 102 | ​ | $ | 107,786
Provision for credit losses | ​ |  | 2,878 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 2,878
Operating noninterest revenues | ​ |  | 17,580 | ​ |  | 30,741 | ​ |  | 12,139 | ​ |  | 8,257 | ​ |  | 68,717
Operating noninterest expenses | ​ | ​ | 79,027 | ​ | ​ | 18,305 | ​ | ​ | 10,246 | ​ | ​ | 6,352 | ​ | ​ | 113,930
Operating income before income taxes | ​ | $ | 42,844 | ​ | $ | 12,923 | ​ | $ | 1,921 | ​ | $ | 2,007 | ​ | $ | 59,695
Assets | ​ | $ | 15,166,161 | ​ | $ | 237,310 | ​ | $ | 63,237 | ​ | $ | 33,302 | ​ | $ | 15,500,010
Goodwill | ​ | $ | 732,598 | ​ | $ | 85,381 | ​ | $ | 23,979 | ​ | $ | 3,438 | ​ | $ | 845,396
Core deposit intangibles & other intangibles, net | ​ | $ | 10,110 | ​ | $ | 28,258 | ​ | $ | 15,185 | ​ | $ | 2,385 | ​ | $ | 55,938
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating income before income taxes to total consolidated income before income taxes: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating income before income taxes | ​ | $ | 42,844 | ​ | $ | 12,923 | ​ | $ | 1,921 | ​ | $ | 2,007 | ​ | $ | 59,695
Unrealized loss on equity securities | ​ | ​ | (49) | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (49)
Amortization of intangible assets | ​ | ​ | (1,004) | ​ | ​ | (1,596) | ​ | ​ | (787) | ​ | ​ | (189) | ​ | ​ | (3,576)
Acquisition-related contingent consideration adjustments | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (80) | ​ | ​ | 0 | ​ | ​ | (80)
Total consolidated income before income taxes | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 55,990
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest revenues to total consolidated noninterest revenues: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest revenues | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 68,717
Elimination of intersegment revenues | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (1,082)
Unrealized loss on equity securities | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (49)
Total consolidated noninterest revenues | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 67,586
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest expenses to total consolidated noninterest expenses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 113,930
Elimination of intersegment expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (1,082)
Amortization of intangible assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 3,576
Acquisition-related contingent consideration adjustments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | 80
Total consolidated noninterest expenses | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 116,504
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment assets to total consolidated assets: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 15,500,010
Elimination of intersegment cash and deposits | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (113,688)
Total consolidated assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | $ | 15,386,322
​ ​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Wealth | ​ | ​ | ​
​ | ​ | Banking and | ​ | Employee | ​ | Insurance | ​ | Management | ​ | ​
(000’s omitted) |  | Corporate |  | Benefit Services |  | Services |  | Services |  | Total
Nine Months Ended September 30, 2024 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Net interest income | ​ | $ | 326,595 | ​ | $ | 2,048 | ​ | $ | 105 | ​ | $ | 396 | ​ | $ | 329,144
Provision for credit losses | ​ |  | 16,565 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 16,565
Operating noninterest revenues | ​ |  | 58,165 | ​ |  | 99,756 | ​ |  | 38,122 | ​ |  | 27,897 | ​ |  | 223,940
Operating noninterest expenses | ​ |  | 240,582 | ​ |  | 60,160 | ​ |  | 31,598 | ​ |  | 21,419 | ​ |  | 353,759
Operating income before income taxes | ​ | $ | 127,613 | ​ | $ | 41,644 | ​ | $ | 6,629 | ​ | $ | 6,874 | ​ | $ | 182,760
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating income before income taxes to total consolidated income before income taxes: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating income before income taxes | ​ | $ | 127,613 | ​ | $ | 41,644 | ​ | $ | 6,629 | ​ | $ | 6,874 | ​ | $ | 182,760
Loss on sales of investment securities | ​ |  | (487) | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | (487)
Unrealized gain on equity securities | ​ |  | 984 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 984
Amortization of intangible assets | ​ |  | (2,539) | ​ |  | (5,221) | ​ |  | (2,494) | ​ |  | (568) | ​ |  | (10,822)
Acquisition expenses | ​ |  | 0 | ​ |  | (50) | ​ |  | (155) | ​ |  | 0 | ​ |  | (205)
Acquisition-related contingent consideration adjustments | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 156 | ​ | ​ | 0 | ​ | ​ | 156
Litigation accrual | ​ |  | (2) | ​ |  | 0 | ​ |  | (219) | ​ |  | 0 | ​ |  | (221)
Total consolidated income before income taxes | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 172,165
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest revenues to total consolidated noninterest revenues: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest revenues | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 223,940
Elimination of intersegment revenues | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (3,565)
Loss on sales of investment securities | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (487)
Unrealized gain on equity securities | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 984
Total consolidated noninterest revenues | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 220,872
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest expenses to total consolidated noninterest expenses: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 353,759
Elimination of intersegment expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (3,565)
Amortization of intangible assets | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 10,822
Acquisition expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 205
Acquisition-related contingent consideration adjustments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | (156)
Litigation accrual | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 221
Total consolidated noninterest expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 361,286
​ ​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Wealth | ​ | ​ | ​
​ | ​ | Banking and | ​ | Employee | ​ | Insurance | ​ | Management | ​ | ​
(000’s omitted) |  | Corporate |  | Benefit Services |  | Services |  | Services |  | Total
Nine Months Ended September 30, 2023 |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Net interest income | ​ | $ | 326,621 | ​ | $ | 1,129 | ​ | $ | 97 | ​ | $ | 248 | ​ | $ | 328,095
Provision for credit losses | ​ |  | 7,130 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 7,130
Operating noninterest revenues | ​ |  | 51,746 | ​ |  | 90,312 | ​ |  | 35,574 | ​ |  | 25,063 | ​ |  | 202,695
Operating noninterest expenses | ​ |  | 233,094 | ​ |  | 54,639 | ​ |  | 28,729 | ​ |  | 18,492 | ​ |  | 334,954
Operating income before income taxes | ​ | $ | 138,143 | ​ | $ | 36,802 | ​ | $ | 6,942 | ​ | $ | 6,819 | ​ | $ | 188,706
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating income before income taxes to total consolidated income before income taxes: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating income before income taxes | ​ | $ | 138,143 | ​ | $ | 36,802 | ​ | $ | 6,942 | ​ | $ | 6,819 | ​ | $ | 188,706
Loss on sales of investment securities | ​ |  | (52,329) | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | (52,329)
Unrealized loss on equity securities | ​ |  | (99) | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | (99)
Gain on debt extinguishment | ​ |  | 242 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 242
Amortization of intangible assets | ​ |  | (3,370) | ​ |  | (4,861) | ​ |  | (2,142) | ​ |  | (575) | ​ |  | (10,948)
Acquisition-related contingent consideration adjustments | ​ |  | 0 | ​ |  | 100 | ​ |  | (1,180) | ​ |  | 0 | ​ |  | (1,080)
Acquisition expenses | ​ |  | (16) | ​ |  | 0 | ​ |  | (40) | ​ |  | 0 | ​ |  | (56)
Total consolidated income before income taxes | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 124,436
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest revenues to total consolidated noninterest revenues: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest revenues | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 202,695
Elimination of intersegment revenues | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (3,444)
Loss on sales of investment securities | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (52,329)
Unrealized loss on equity securities | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (99)
Gain on debt extinguishment | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 242
Total consolidated noninterest revenues | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 147,065
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reconciliation of total segment operating noninterest expenses to total consolidated noninterest expenses: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total segment operating noninterest expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 334,954
Elimination of intersegment expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | (3,444)
Amortization of intangible assets | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 10,948
Acquisition-related contingent consideration adjustments | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 1,080
Acquisition expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | 56
Total consolidated noninterest expenses | ​ | ​ | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ | $ | 343,594
​

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- References No definition available. + Details
Name: | us-gaap_SegmentReportingAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 48 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards 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