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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit Quality By Past Due Status (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Aged analysis of the company's loans
Total Loans	$ 10,432,365	$ 9,704,598
Interest income on loans	1,800
Legacy Loan
Aged analysis of the company's loans
Total Loans	10,432,365	9,704,598
Nonaccrual	66,387	48,687
Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	55,946	48,442
Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	7,000	5,886
Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	129,333	103,015
Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	10,303,032	9,601,583
CRE - multifamily
Aged analysis of the company's loans
Total Loans	724,114	619,794
CRE - owner occupied
Aged analysis of the company's loans
Total Loans	864,783	752,774
CRE - non-owner occupied
Aged analysis of the company's loans
Total Loans	1,775,099	1,711,198
Commercial & industrial and other business loans
Aged analysis of the company's loans
Total Loans	1,141,182	1,000,630
Business lending
Aged analysis of the company's loans
Total Loans	4,505,178	4,084,396
Business lending loans	250,000
Consumer mortgage
Aged analysis of the company's loans
Total Loans	3,489,780	3,285,018
Consumer indirect
Aged analysis of the company's loans
Total Loans	1,767,655	1,703,440
Consumer direct
Aged analysis of the company's loans
Total Loans	192,327	185,229
Home equity
Aged analysis of the company's loans
Total Loans	477,425	446,515
Commercial Portfolio Segment | CRE - multifamily
Aged analysis of the company's loans
Total Loans	724,114	619,794
Commercial Portfolio Segment | CRE - multifamily | Legacy Loan
Aged analysis of the company's loans
Total Loans	724,114	619,794
Nonaccrual	12,316	0
Commercial Portfolio Segment | CRE - multifamily | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	184	0
Commercial Portfolio Segment | CRE - multifamily | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	0	0
Commercial Portfolio Segment | CRE - multifamily | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	12,500	0
Commercial Portfolio Segment | CRE - multifamily | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	711,614	619,794
Commercial Portfolio Segment | CRE - owner occupied
Aged analysis of the company's loans
Total Loans	864,783	752,774
Commercial Portfolio Segment | CRE - non-owner occupied
Aged analysis of the company's loans
Total Loans	1,775,099	1,711,198
Commercial Portfolio Segment | Commercial & industrial and other business loans
Aged analysis of the company's loans
Total Loans	1,141,182	1,000,630
Residential Portfolio Segment | CRE - owner occupied | Legacy Loan
Aged analysis of the company's loans
Total Loans	864,783	752,774
Nonaccrual	7,695	1,953
Residential Portfolio Segment | CRE - owner occupied | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	690	1,477
Residential Portfolio Segment | CRE - owner occupied | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	0	0
Residential Portfolio Segment | CRE - owner occupied | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	8,385	3,430
Residential Portfolio Segment | CRE - owner occupied | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	856,398	749,344
Residential Portfolio Segment | Consumer mortgage
Aged analysis of the company's loans
Total Loans	3,489,780	3,285,018
Residential Portfolio Segment | Consumer mortgage | Legacy Loan
Aged analysis of the company's loans
Total Loans	3,489,780	3,285,018
Nonaccrual	24,389	26,043
Residential Portfolio Segment | Consumer mortgage | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	24,928	18,434
Residential Portfolio Segment | Consumer mortgage | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	5,288	4,559
Residential Portfolio Segment | Consumer mortgage | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	54,605	49,036
Residential Portfolio Segment | Consumer mortgage | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	3,435,175	3,235,982
Residential Portfolio Segment | Home equity | Legacy Loan
Aged analysis of the company's loans
Total Loans	477,425	446,515
Nonaccrual	2,039	2,368
Residential Portfolio Segment | Home equity | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	2,739	3,546
Residential Portfolio Segment | Home equity | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	379	416
Residential Portfolio Segment | Home equity | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	5,157	6,330
Residential Portfolio Segment | Home equity | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	472,268	440,185
Consumer Portfolio Segment | CRE - non-owner occupied | Legacy Loan
Aged analysis of the company's loans
Total Loans	1,775,099	1,711,198
Nonaccrual	11,826	17,964
Consumer Portfolio Segment | CRE - non-owner occupied | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	447	2,311
Consumer Portfolio Segment | CRE - non-owner occupied | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	0	0
Consumer Portfolio Segment | CRE - non-owner occupied | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	12,273	20,275
Consumer Portfolio Segment | CRE - non-owner occupied | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	1,762,826	1,690,923
Consumer Portfolio Segment | Commercial & industrial and other business loans | Legacy Loan
Aged analysis of the company's loans
Total Loans	1,141,182	1,000,630
Nonaccrual	8,122	336
Consumer Portfolio Segment | Commercial & industrial and other business loans | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	2,832	880
Consumer Portfolio Segment | Commercial & industrial and other business loans | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	0	0
Consumer Portfolio Segment | Commercial & industrial and other business loans | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	10,954	1,216
Consumer Portfolio Segment | Commercial & industrial and other business loans | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	1,130,228	999,414
Consumer Portfolio Segment | Consumer indirect
Aged analysis of the company's loans
Total Loans	1,767,655	1,703,440
Consumer Portfolio Segment | Consumer indirect | Legacy Loan
Aged analysis of the company's loans
Total Loans	1,767,655	1,703,440
Nonaccrual	0	0
Consumer Portfolio Segment | Consumer indirect | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	22,379	20,215
Consumer Portfolio Segment | Consumer indirect | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	1,227	776
Consumer Portfolio Segment | Consumer indirect | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	23,606	20,991
Consumer Portfolio Segment | Consumer indirect | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	1,744,049	1,682,449
Consumer Portfolio Segment | Consumer direct
Aged analysis of the company's loans
Total Loans	192,327	185,229
Consumer Portfolio Segment | Consumer direct | Legacy Loan
Aged analysis of the company's loans
Total Loans	192,327	185,229
Nonaccrual	0	23
Consumer Portfolio Segment | Consumer direct | Legacy Loan | Past Due 30 - 89 Days
Aged analysis of the company's loans
Total Loans	1,747	1,579
Consumer Portfolio Segment | Consumer direct | Legacy Loan | 90+ Days Past Due and Still Accruing
Aged analysis of the company's loans
Total Loans	106	135
Consumer Portfolio Segment | Consumer direct | Legacy Loan | Financial Asset, Past Due
Aged analysis of the company's loans
Total Loans	1,853	1,737
Consumer Portfolio Segment | Consumer direct | Legacy Loan | Financial Asset, Not Past Due
Aged analysis of the company's loans
Total Loans	190,474	183,492
Consumer Portfolio Segment | Home equity
Aged analysis of the company's loans
Total Loans	$ 477,425	$ 446,515

X

- Definition

Loans acquired after January 1, 2009 that have evidence of deterioration in credit quality since origination and for which it is probable, at acquisition, that the company will be unable to collect all contractually required payments.

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Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

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