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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 3 Months Ended
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Mar. 31, 2025
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Schedule of the contract amounts of commitments and contingencies | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | December 31,
(000’s omitted) | ​ | 2025 | ​ | 2024
Commitments to extend credit | ​ | $ | 1,677,096 | ​ | $ | 1,635,509
Standby letters of credit | ​ |  | 76,298 | ​ |  | 80,245
Total | ​ | $ | 1,753,394 | ​ | $ | 1,715,754

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