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v3.25.1

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary of Impaired Loans, Excluding Purchased Impaired (Details) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2025 USD ($) customer | Mar. 31, 2024 USD ($) | Dec. 31, 2024 USD ($)
Impaired loans |  |  |
Average carrying balance of individually assessed loans | $ 39,800 | $ 14,500 |
Commercial Portfolio Segment |  |  |
Impaired loans |  |  |
Loans with allowance allocation, Carrying Balance | 23,823 |  | $ 22,143
Loans with allowance allocation, Contractual Balance | 24,218 |  | 22,338
Loans with allowance allocation, Specifically Allocated Allowance | 7,868 |  | 3,628
Loans without allowance allocation, Carrying Balance | 15,676 |  | 16,818
Loans without allowance allocation, Contractual Balance | 16,703 |  | 18,638
Loans without allowance allocation, Specifically Allocated Allowance | 0 |  | 0
CRE - multifamily | Commercial Portfolio Segment |  |  |
Impaired loans |  |  |
Loans with allowance allocation, Carrying Balance | 12,068 |  | 12,068
Loans with allowance allocation, Contractual Balance | 12,068 |  | 12,068
Loans with allowance allocation, Specifically Allocated Allowance | 2,764 |  | 2,764
CRE - owner occupied | Commercial Portfolio Segment |  |  |
Impaired loans |  |  |
Loans without allowance allocation, Carrying Balance | 6,497 |  | 7,554
Loans without allowance allocation, Contractual Balance | 6,497 |  | 8,360
Loans without allowance allocation, Specifically Allocated Allowance | $ 0 |  | 0
CRE - non-owner occupied |  |  |
Impaired loans |  |  |
Number of customers associated with collateral office properties | customer | 2 |  |
CRE - non-owner occupied | Commercial Portfolio Segment |  |  |
Impaired loans |  |  |
Loans with allowance allocation, Carrying Balance | $ 10,075 |  | 10,075
Loans with allowance allocation, Contractual Balance | 10,270 |  | 10,270
Loans with allowance allocation, Specifically Allocated Allowance | 4,721 |  | 864
Loans without allowance allocation, Carrying Balance | 1,563 |  | 1,592
Loans without allowance allocation, Contractual Balance | 2,590 |  | 2,606
Loans without allowance allocation, Specifically Allocated Allowance | 0 |  | 0
Commercial & industrial and other business loans | Commercial Portfolio Segment |  |  |
Impaired loans |  |  |
Loans with allowance allocation, Carrying Balance | 1,680 |  | 0
Loans with allowance allocation, Contractual Balance | 1,880 |  | 0
Loans with allowance allocation, Specifically Allocated Allowance | 383 |  | 0
Loans without allowance allocation, Carrying Balance | 7,616 |  | 7,672
Loans without allowance allocation, Contractual Balance | 7,616 |  | 7,672
Loans without allowance allocation, Specifically Allocated Allowance | 0 |  | $ 0
Minimum |  |  |
Impaired loans |  |  |
Threshold balance of loans individually evaluated for impairment | $ 500,000 |  |

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