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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0000203596-02-000011.txt : 20020415
<SEC-HEADER>0000203596-02-000011.hdr.sgml : 20020415
ACCESSION NUMBER:		0000203596-02-000011
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20020301
ITEM INFORMATION:		Acquisition or disposition of assets
FILED AS OF DATE:		20020315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WESBANCO INC
		CENTRAL INDEX KEY:			0000203596
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				550571723
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-08467
		FILM NUMBER:		02575664

	BUSINESS ADDRESS:	
		STREET 1:		1 BANK PLAZA
		CITY:			WHEELING
		STATE:			WV
		ZIP:			26003
		BUSINESS PHONE:		3042349000

	MAIL ADDRESS:	
		STREET 1:		ONE BANK PLZ
		CITY:			WHEELING
		STATE:			WV
		ZIP:			26003
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>amer8k.txt
<TEXT>

                      SECURITIES AND EXCHANGE COMMISSION

                           Washington, DC  20549


                                 Form 8-K

                               CURRENT REPORT


   Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) March 1,  2002
                                                       ----------------
                                 WesBanco, Inc.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


      West Virginia                     0-8467                55-0571723
- -----------------------------------------------------------------------------
(State or other jurisdiction         (Commission           (IRS Employer
 of incorporation)                   File Number)         Identification No.)


           1 Bank Plaza, Wheeling, WV                      26003
      -------------------------------------------------------------
      (Address of principal executive offices)           (Zip Code)


Registrant's telephone number, including area code   (304) 234-9000
                                                    ----------------

Former name or former address, if changed since last report  Not Applicable
                                                            ----------------




Item 2. Acquisition or Disposition of Assets

     On March 1, 2002, WesBanco, Inc. completed the acquisition of American
Bancorporation and the merger of American's affiliate, Wheeling National
Bank, with and into WesBanco's affiliate, WesBanco Bank, Inc.   American
Bancorporation is a bank holding company headquartered in Wheeling, West
Virginia, that provides through its subsidiaries commercial and mortgage
banking services to customers in central and eastern Ohio, southwestern
Pennsylvania and northern West Virginia.  The acquisition, which was
accounted for as a purchase transaction, was affected through an exchange of
stock, whereby American shareholders received 1.1 shares of WesBanco common
stock for each share of American's common stock held by them.  The
information set forth in Wesbanco's press release dated March 1, 2002 (a copy
of which is filed as an exhibit to this Current Report on Form 8-K) is
incorporated herein by reference.  The acquisition is more fully described
in the Registrant's Form S-4/A (Registration Statement No. 333-74814) filed
with the Securities and Exchange Commission on January 14, 2002.

Item 7. Financial Statements and Exhibits

          (a) Financial statements of businesses acquired.

                 The financial statements required by Item 7(a) of
                 Form 8-K are not included in this report.  The
                 Registrant will provide the financial statements
                 by an amendment to this report, which will be
                 filed with the Securities and Exchange
                 Commission, as soon as practicable but no later
                 than May 15, 2002.

          (b) Pro forma financial information.

                 The pro forma financial information required by
                 Item 7(b) of Form 8-K is not included in this
                 report.  The Registrant will provide the pro
                 forma financial information required in an
                 amendment to this report, which will be filed
                 with the Securities and Exchange Commission, as
                 soon as practicable but no later than May 15, 2002.

          (c) Exhibits.

              2.1     Agreement and Plan of Merger dated as of February 22,
                      2001 among Wesbanco, Inc., American Bancorporation,
                      AB Corporation and Wesbanco Bank, Inc. (incorporated by
                      reference to Annex A to the Proxy Statement contained
                      in the Registration Statement on Form S-4/A (Amendment
                      No. 1) (Registration No. 333-74814) filed with
                      Securities and Exchange Commission on January 14, 2002).

              2.2     First Amendment to Agreement and Plan of Merger
                      dated as of November 5, 2001 among Wesbanco, Inc.,
                      American Bancorporation, AB Corporation and Wesbanco
                      Bank, Inc. (incorporated by reference to Annex B to the
                      Proxy Statement contained in the Registration Statement
                      on Form S-4/A (Amendment No. 1) (Registration No. 333-
                      74814) filed with Securities and Exchange Commission on
                      January 14, 2002).

              99      Press release dated March 1, 2002, announcing that
                      WesBanco, Inc. consummated its merger with American
                      Bancorporation.


Signatures

     Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                         WesBanco, Inc.
                                         --------------
                                         (Registrant)


March 15, 2002                           /s/ Paul M. Limber
- --------------                           -------------------
    Date                                 Paul M. Limbert
                                         President & Chief Executive Officer

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>3
<FILENAME>amer-pr.txt
<TEXT>
                                                         EXHIBIT 99
                                                         ----------
News for Immediate Release
March 1, 2002

				WesBanco, Inc.
				1 Bank Plaza
				Wheeling, WV 26003

				And

				American Bancorporation
				Suite 800
                                1025 Main Street
				Wheeling, WV 26003

                                For Further Information Contact:
				Paul M. Limbert (304) 234-9206
				President and CEO, WesBanco, Inc.

				Or

				Jeremy C. McCamic (304) 233-5006
				Chairman of the Board and CEO,
				American Bancorporation

WesBanco, Inc. Consummates Merger with American Bancorporation

Wheeling, WV . . . . WesBanco, Inc. ("WesBanco") (Nasdaq: WSBC), a
multi-state bank holding company headquartered in Wheeling, West Virginia,
and American Bancorporation ("American") (Nasdaq: AMBC), Wheeling, West
Virginia, jointly

(more)



WesBanco / American Merger
Page 2

announced today the consummation of WesBanco's acquisition of American and
the merger of American's affiliate, Wheeling National Bank, Wheeling, West
Virginia, with and into WesBanco affiliate, WesBanco Bank, Inc. The joint
announcement of the transactions was made by Paul M. Limbert, President and
Chief Executive Officer of WesBanco and Jeremy C. McCamic, Chairman of the
Board and CEO of American.

While Wheeling National Bank was legally merged into WesBanco Bank, Inc. as
of the consummation date, customer files and banking products are not
scheduled to be merged until a computer conversion occurs at the close of
business on March 14, 2002. As a result, beginning on March 15, 2002, both
WesBanco and Wheeling National Bank customers will be able to conduct banking
transactions at all of the banking locations of the combined organization.

The merger, which was previously announced on February 22, 2001, and approved
by both the Federal Reserve Board and the West Virginia Division of Banking,
was approved on February 20, 2002 by American's shareholders. Under the terms
of the Definitive Agreement and Plan of Merger, WesBanco will exchange 1.1
shares of WesBanco common stock for each share of American's common stock
outstanding.

As a result of the merger, Jeremy C. McCamic, the Chairman of the Board and
Chief Executive Officer of American, and Abigail M. Feinknopf, a director of
American, have been appointed to the WesBanco, Inc. Board of Directors.
Jolyon W. McCamic, Jeffrey W. McCamic and Jack O. Cartner, directors of
American, have been elected to the WesBanco Bank, Inc. Board of Directors.
Jeremy C. McCamic and Paul W. Donahie, Vice Chairman of Wheeling National
Bank, will continue to serve WesBanco in a consulting capacity.
(more)



WesBanco / American Merger
Page 3

WesBanco's merger with American creates a single bank holding company with
approximately $3.2 billion in total assets, $330 million in shareholders'
equity and 75 banking offices. The combination establishes WesBanco as the
second largest bank holding company headquartered in West Virginia, expands
WesBanco's market share in the tri-state area and includes expansion into
new markets with an office in Washington, Pennsylvania, an office in
Cambridge, Ohio and four offices in Columbus, Ohio.

WesBanco is a multi-state bank holding company that now operates through
banking offices in West Virginia, Ohio and Pennsylvania. Its banking
subsidiary is WesBanco Bank, Inc., headquartered in Wheeling, West Virginia.
In addition, WesBanco operates an insurance company, WesBanco Insurance
Services, Inc., and a full service broker/dealer, WesBanco Securities, Inc.
that also operates Mountaineer Securities, WesBanco's discount brokerage
operation.

###


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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