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Loans and the Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2021

Receivables [Abstract]

Schedule of Recorded Investment in Loans by Category

The recorded investment in loans is presented in the Consolidated Balance Sheets net of deferred loan fees and costs, and discounts on purchased loans. Net deferred fee loan income (costs) were $(3.3) million and $6.2 million at December 31, 2021 and 2020, respectively, including $6.1 million and $13.8 million, respectively, of net deferred income from SBA Payroll Protection Program ("PPP") loans. The un-accreted discount on purchased loans from acquisitions was $25.9 million at December 31, 2021 and $39.4 million at December 31, 2020.

		December 31,				December 31,
(in thousands)		2021				2020
Commercial real estate:
Land and construction		$	833,880			$	668,277
Improved property			4,705,088				5,037,115
Total commercial real estate			5,538,968				5,705,392
Commercial and industrial			1,427,645				1,681,182
Commercial and industrial - PPP			162,675				726,256
Residential real estate			1,721,378				1,720,961
Home equity			605,682				646,387
Consumer			277,130				309,055
Total portfolio loans			9,733,478				10,789,233
Loans held for sale			25,277				168,378
Total loans		$	9,758,755			$	10,957,611

Summary of Changes in Allowance for Credit Losses

The following tables summarize changes in the allowance for credit losses applicable to each category of the loan portfolio:

		For the Year Ended December 31, 2021
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
Balance at beginning of year:
Allowance for credit    losses - loans		$	10,841			$	110,652			$	37,850			$	17,851			$	1,487			$	6,507			$	639			$	185,827
Allowance for credit    losses - loan commitments			6,508				712				1,275				955				45				19				—				9,514
Total beginning allowance for    credit losses - loans and loan    commitments			17,349				111,364				39,125				18,806				1,532				6,526				639				195,341
Impact of adopting ASC 326																															—
Provision for credit losses:
Provision for loan losses			(3,698	)			(44,831	)			(10,749	)			(2,708	)			(899	)			(2,286	)			2,694				(62,477	)
Provision for loan commitments			(2,328	)			(511	)			222				621				4				253				—				(1,739	)
Total provision for credit    losses - loans and loan    commitments			(6,026	)			(45,342	)			(10,527	)			(2,087	)			(895	)			(2,033	)			2,694				(64,216	)
Charge-offs			(22	)			(1,825	)			(2,521	)			(873	)			(414	)			(2,995	)			(1,486	)			(10,136	)
Recoveries			189				1,359				2,295				1,131				550				2,511				373				8,408
Net recoveries (charge-offs)			167				(466	)			(226	)			258				136				(484	)			(1,113	)			(1,728	)
Balance at end of period:
Allowance for credit    losses - loans			7,310				65,355				26,875				15,401				724				3,737				2,220				121,622
Allowance for credit    losses - loan commitments			4,180				201				1,497				1,576				49				272				—				7,775
Total ending allowance for credit    losses - loans and loan    commitments		$	11,490			$	65,556			$	28,372			$	16,977			$	773			$	4,009			$	2,220			$	129,397

		For the Year Ended December 31, 2020
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
Balance at beginning of year:
Allowance for credit    losses - loans		$	4,949			$	20,293			$	14,116			$	4,311			$	4,422			$	2,951			$	1,387			$	52,429
Allowance for credit    losses - loan commitments			235				22				311				15				250				41				—				874
Total beginning allowance for    credit losses - loans and loan    commitments			5,184				20,315				14,427				4,326				4,672				2,992				1,387				53,303
Impact of adopting ASC 326			1,524				13,078				22,357				5,630				(3,936	)			2,576				213				41,442
Provision for credit losses:
Provision for loan losses			6,929				78,210				3,918				9,065				1,234				2,980				(376	)			101,960
Provision for loan commitments			3,671				712				693				560				30				19				—				5,685
Total provision for credit    losses - loans and loan    commitments			10,600				78,922				4,611				9,625				1,264				2,999				(376	)			107,645
Charge-offs			(51	)			(1,747	)			(3,727	)			(1,415	)			(969	)			(3,615	)			(1,011	)			(12,535	)
Recoveries			92				796				1,457				640				501				1,574				426				5,486
Net recoveries (charge-offs)			41				(951	)			(2,270	)			(775	)			(468	)			(2,041	)			(585	)			(7,049	)
Balance at end of period:
Allowance for credit    losses - loans			10,841				110,652				37,850				17,851				1,487				6,507				639				185,827
Allowance for credit    losses - loan commitments			6,508				712				1,275				955				45				19				—				9,514
Total ending allowance for credit    losses - loans and loan    commitments		$	17,349			$	111,364			$	39,125			$	18,806			$	1,532			$	6,526			$	639			$	195,341

		For the Year Ended December 31, 2019
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
Balance at beginning of year:
Allowance for loan losses		$	4,039			$	20,848			$	12,114			$	3,822			$	4,356			$	2,797			$	972			$	48,948
Allowance for loan commitments			169				33				262				12				226				39				—				741
Total beginning allowance for credit losses			4,208				20,881				12,376				3,834				4,582				2,836				972				49,689
Provision for credit losses:
Provision for loan losses			746				2,560				2,714				1,400				851				1,130				1,664				11,065
Provision for loan commitments			66				(11	)			49				3				24				2				—				133
Total provision for credit losses			812				2,549				2,763				1,403				875				1,132				1,664				11,198
Charge-offs			(107	)			(3,867	)			(1,816	)			(1,276	)			(1,213	)			(2,719	)			(1,659	)			(12,657	)
Recoveries			271				752				1,104				365				428				1,743				410				5,073
Net recoveries (charge-offs)			164				(3,115	)			(712	)			(911	)			(785	)			(976	)			(1,249	)			(7,584	)
Balance at end of period:
Allowance for loan losses			4,949				20,293				14,116				4,311				4,422				2,951				1,387				52,429
Allowance for loan commitments			235				22				311				15				250				41				—				874
Total ending allowance for credit losses		$	5,184			$	20,315			$	14,427			$	4,326			$	4,672			$	2,992			$	1,387			$	53,303

Allowance for Credit Losses and Recorded Investments in Loans

The following tables present the allowance for credit losses and recorded investments in loans by category, as of each period-end:

		Allowance for Credit Losses and Recorded Investment in Loans
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial and Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
December 31, 2021
Allowance for credit losses:
Loans individually-evaluated		$	381			$	8,560			$	333			$	—			$	—			$	—			$	—			$	9,274
Loans collectively-evaluated			6,929				56,795				26,542				15,401				724				3,737				2,220				112,348
Loan commitments			4,180				201				1,497				1,576				49				272				—				7,775
Total allowance for credit    losses - loans and commitments		$	11,490			$	65,556			$	28,372			$	16,977			$	773			$	4,009			$	2,220			$	129,397
Portfolio loans:
Individually-evaluated for credit    losses(1)		$	1,248			$	66,635			$	576			$	—			$	—			$	—			$	—			$	68,459
Collectively-evaluated for credit    losses			832,632				4,638,453				1,589,744				1,721,378				605,682				277,130				—				9,665,019
Total portfolio loans		$	833,880			$	4,705,088			$	1,590,320			$	1,721,378			$	605,682			$	277,130			$	—			$	9,733,478
December 31, 2020
Allowance for credit losses:
Loans individually-evaluated		$	602			$	4,196			$	1,484			$	—			$	—			$	—			$	—			$	6,282
Loans collectively-evaluated			10,239				106,456				36,366				17,851				1,487				6,507				639				179,545
Loan commitments			6,508				712				1,275				955				45				19				-				9,514
Total allowance for credit    losses - loans and commitments		$	17,349			$	111,364			$	39,125			$	18,806			$	1,532			$	6,526			$	639			$	195,341
Portfolio loans:
Individually-evaluated for credit    losses(1)		$	1,455			$	40,372			$	2,863			$	—			$	—			$	—			$	—			$	44,690
Collectively-evaluated for credit    losses			666,822				4,996,743				2,404,575				1,720,961				646,387				309,055				—				10,744,543
Total portfolio loans		$	668,277			$	5,037,115			$	2,407,438			$	1,720,961			$	646,387			$	309,055			$	—			$	10,789,233

Summary of Commercial Loans by Risk Grade

The following tables summarize commercial loans by their assigned risk grade:

		Commercial Loans by Internally Assigned Risk Grade
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Total Commercial Loans
As of December 31, 2021
Pass		$	823,316			$	4,400,872			$	1,540,569			$	6,764,757
Criticized—compromised			7,955				222,830				17,733				248,518
Classified—substandard			2,609				81,386				32,018				116,013
Classified—doubtful			—				—				—				—
Total		$	833,880			$	4,705,088			$	1,590,320			$	7,129,288
As of December 31, 2020
Pass		$	657,435			$	4,609,726			$	2,350,724			$	7,617,885
Criticized—compromised			7,397				320,301				34,597				362,295
Classified—substandard			3,445				107,088				22,117				132,650
Classified—doubtful			—				—				—				—
Total		$	668,277			$	5,037,115			$	2,407,438			$	8,112,830

Summary of Age Analysis of Loan Categories

The following tables summarize the age analysis of all categories of loans.

		Age Analysis of Loans
(in thousands)		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Total Past Due				Total Loans				90 Days or More Past Due and Accruing (1)
As of December 31, 2021
Commercial real estate:
Land and construction		$	833,755			$	—			$	—			$	125			$	125			$	833,880			$	51
Improved property			4,681,028				6,377				7,728				9,955				24,060				4,705,088				3,042
Total commercial real estate			5,514,783				6,377				7,728				10,080				24,185				5,538,968				3,093
Commercial and industrial			1,583,347				2,275				1,213				3,485				6,973				1,590,320				559
Residential real estate			1,702,587				2,331				3,254				13,206				18,791				1,721,378				2,840
Home equity			599,189				2,240				602				3,651				6,493				605,682				685
Consumer			273,577				1,532				1,208				813				3,553				277,130				627
Total portfolio loans			9,673,483				14,755				14,005				31,235				59,995				9,733,478				7,804
Loans held for sale			25,277				—				—				—				—				25,277				—
Total loans		$	9,698,760			$	14,755			$	14,005			$	31,235			$	59,995			$	9,758,755			$	7,804
Nonperforming loans included above are as follows:
Non-accrual loans		$	11,174			$	914			$	564			$	23,090				24,568			$	35,742
TDRs accruing interest (1)			3,275				3				127				341				471				3,746
Total non-performing		$	14,449			$	917			$	691			$	23,431			$	25,039			$	39,488
As of December 31, 2020
Commercial real estate:
Land and construction		$	664,990			$	582			$	2,276			$	429			$	3,287			$	668,277			$	288
Improved property			5,016,812				4,876				4,118				11,309				20,303				5,037,115				2,713
Total commercial real estate			5,681,802				5,458				6,394				11,738				23,590				5,705,392				3,001
Commercial and industrial			2,395,844				4,372				2,197				5,025				11,594				2,407,438				1,899
Residential real estate			1,698,636				2,614				5,654				14,057				22,325				1,720,961				2,863
Home equity			639,319				2,414				775				3,879				7,068				646,387				706
Consumer			305,483				1,998				1,031				543				3,572				309,055				377
Total portfolio loans			10,721,084				16,856				16,051				35,242				68,149				10,789,233				8,846
Loans held for sale			168,378				—				—				—				—				168,378				—
Total loans		$	10,889,462			$	16,856			$	16,051			$	35,242			$	68,149			$	10,957,611			$	8,846
Nonperforming loans included above are as follows:
Non-accrual loans		$	9,560			$	630			$	466			$	26,224				27,320			$	36,880
TDRs accruing interest (1)			3,540				63				152				172				387				3,927
Total non-performing		$	13,100			$	693			$	618			$	26,396			$	27,707			$	40,807

(1)Loans 90 days or more past due and accruing interest exclude TDRs 90 days or more past due and accruing interest.

Summary of Nonperforming Loans

The following tables summarize nonperforming loans:

		Nonperforming Loans
		December 31, 2021												December 31, 2020
(in thousands)		Unpaid Principal Balance (1)				Recorded Investment				Related Allowance				Unpaid Principal Balance (1)				Recorded Investment				Related Allowance
With no related specific allowance recorded:
Commercial real estate:
Land and construction		$	74			$	73			$	—			$	469			$	469			$	—
Improved property			9,846				8,089				—				9,597				8,055			—
Commercial and industrial			6,528				5,256				—				4,401				3,413			—
Residential real estate			25,492				20,065				—				23,055				20,704			—
Home equity			6,985				5,440				—				6,635				5,708			—
Consumer			869				565				—				602				364			—
Total nonperforming loans without a specific allowance			49,794				39,488				—				44,759				38,713				—
With a specific allowance recorded:
Commercial real estate:
Land and construction			—				—				—			—				—				—
Improved property			—				—				—				2,094				2,094				136
Commercial and industrial			—				—				—			—				—				—
Residential real estate			—				—				—			—				—				—
Home equity			—				—				—			—				—				—
Consumer			—				—				—			—				—				—
Total nonperforming loans with a specific allowance			—				—				—				2,094				2,094				136
Total nonperforming loans		$	49,794			$	39,488			$	—			$	46,853			$	40,807			$	136

(1)The difference between the unpaid principal balance and the recorded investment generally reflects amounts that have been previously charged-off and fair market value adjustments on acquired nonperforming loans.

		Nonperforming Loans
		For the Year Ended December 31, 2021								For the Year Ended December 31, 2020								For the Year Ended December 31, 2019
(in thousands)		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related specific allowance recorded:
Commercial real estate:
Land and construction		$	176			$	—			$	571			$	—			$	343			$	—
Improved property			7,207				32				7,193				61				7,216				84
Commercial and industrial			4,077				11				5,256				7				5,207				15
Residential real estate			20,971				155				19,651				168				14,192				211
Home equity			5,561				13				5,806				22				4,930				28
Consumer			420				3				377				2				423				3
Total nonperforming loans without a specific allowance			38,413				214				38,854				260				32,311				341
With a specific allowance recorded:
Commercial real estate:
Land and construction			—				—				—				—				—				—
Improved property			1,669				—				2,672				—				3,317				—
Commercial and industrial			—				—				38				—				175				—
Residential real estate			—				—				878				—				3,811				—
Home equity			—				—				141				—				634				—
Consumer			—				—				11				—				58				—
Total nonperforming loans with a specific allowance			1,669				—				3,740				—				7,995				—
Total nonperforming loans		$	40,082			$	214			$	42,594			$	260			$	40,306			$	341

Recorded Investment in Non-Accrual Loans and TDRs

The following tables present the recorded investment in non-accrual loans and TDRs:

		Non-accrual Loans (1)
(in thousands)		December 31, 2021				December 31, 2020
Commercial real estate:
Land and construction		$	73			$	469
Improved property			7,715				9,494
Total commercial real estate			7,788				9,963
Commercial and industrial			5,064				3,302
Residential real estate			17,190				17,925
Home equity			5,163				5,345
Consumer			537				345
Total		$	35,742			$	36,880

(1)At December 31, 2021, there were three borrowers with loan balances greater than $1.0 million totaling $4.1 million, as compared to one borrower with a loan balance greater than $1.0 million totaling $2.1 million at December 31, 2020. Total non-accrual loans include loans that are also TDRs. Such loans are also set forth in the following table as non-accrual TDRs.

		TDRs
		December 31, 2021												December 31, 2020
(in thousands)		Accruing				Non-Accrual				Total				Accruing				Non-Accrual				Total
Commercial real estate:
Land and construction		$	—			$	—			$	—			$	—			$	—			$	—
Improved property			374				133				507				655				165				820
Total commercial real estate			374				133				507				655				165				820
Commercial and industrial			192				—				192				111				—				111
Residential real estate			2,875				1,156				4,031				2,779				1,354				4,133
Home equity			277				258				535				363				300				663
Consumer			28				—				28				19				9				28
Total		$	3,746			$	1,547			$	5,293			$	3,927			$	1,828			$	5,755

Loans Identified as TDRs

The following table presents details related to loans identified as TDRs during the years ended December 31, 2021 and 2020:

		New TDRs (1)  For the Year Ended December 31, 2021												New TDRs (1)  For the Year Ended December 31, 2020
(dollars in thousands)		Number of Modifications				Pre- Modification Outstanding Recorded Investment				Post- Modification Outstanding Recorded Investment				Number of Modifications				Pre- Modification Outstanding Recorded Investment				Post- Modification Outstanding Recorded Investment
Commercial real estate:
Land and construction			—			$	—			$	—				—			$	—			$	—
Improved property			—				—				—				—				—				—
Total commercial real estate			—				—				—				—				—				—
Commercial and industrial			1				178				172				—				—				—
Residential real estate			1				103				100				3				360				350
Home equity			1				57				54				4				93				86
Consumer			—				—				—				1				7				7
Total			3			$	338			$	326				8			$	460			$	443

(1)Excludes loans that were either paid off or charged-off by period end. The pre-modification balance represents the balance outstanding at the beginning of the period. The post-modification balance represents the outstanding balance at period end.

The following table summarizes TDRs which defaulted (defined as past due 90 days) during the years ended December 31, 2021 and 2020 that were restructured within the last twelve months prior to December 31, 2021 and 2020:

		Defaulted TDRs (1)  For the Year Ended December 31, 2021								Defaulted TDRs (1)  For the Year Ended December 31, 2020
(dollars in thousands)		Number of Defaults				Recorded Investment				Number of Defaults				Recorded Investment
Commercial real estate:
Land and construction			—			$	—				—			$	—
Improved property			—				—				—				—
Total commercial real estate			—				—				—				—
Commercial and industrial			—				—				—				—
Residential real estate			1				234				1				155
Home equity			—				—				—				—
Consumer			—				—				—				—
Total			1			$	234				1			$	155

(1)Excludes loans that were either charged-off or cured by period end. The recorded investment is as of December 31, 2021 and 2020.

Recognition of Interest Income on Nonperforming Loans

The following table summarizes the recognition of interest income on nonperforming loans:

		For the years ended December 31,
(in thousands)		2021				2020				2019
Average nonperforming loans		$	40,082			$	42,594			$	40,306
Amount of contractual interest income on nonperforming loans			1,213				2,827				3,047
Amount of interest income recognized on nonperforming loans			214				260				341

Summary of Amortized Cost Basis Loan Balances by Year of Origination and Credit Quality Indicator

The following table summarizes amortized cost basis loan balances by year of origination and credit quality indicator.

		Loans As of December 31, 2021
		Amortized Cost Basis by Origination Year
(in thousands)		2021				2020				2019				2018				2017				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total
Commercial real estate: land and construction
Risk rating:
Pass		$	135,179			$	217,389			$	198,974			$	117,157			$	27,186			$	29,696			$	35,059			$	62,676			$	823,316
Criticized - compromised			85				6,236				-				33				-				219				856				526				7,955
Classified - substandard			—				73				-				—				-				1,280				—				1,256				2,609
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	135,264			$	223,698			$	198,974			$	117,190			$	27,186			$	31,195			$	35,915			$	64,458			$	833,880
Commercial real estate: improved property
Risk rating:
Pass		$	713,697			$	660,856			$	589,674			$	405,689			$	404,241			$	1,539,275			$	58,933			$	28,507			$	4,400,872
Criticized - compromised			7,755				15,195				52,859				17,697				14,490				99,687				1,414				13,733				222,830
Classified - substandard			9,355				2,686				4,855				3,730				11,010				49,667				34				49				81,386
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	730,807			$	678,737			$	647,388			$	427,116			$	429,741			$	1,688,629			$	60,381			$	42,289			$	4,705,088
Commercial and industrial
Risk rating:
Pass		$	406,495			$	159,878			$	99,472			$	136,146			$	89,049			$	223,514			$	409,789			$	16,226			$	1,540,569
Criticized - compromised			590				551				693				2,558				1,645				1,278				5,389				5,029				17,733
Classified - substandard			134				236				18,465				766				2,139				1,419				3,723				5,136				32,018
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	407,219			$	160,665			$	118,630			$	139,470			$	92,833			$	226,211			$	418,901			$	26,391			$	1,590,320
Residential real estate
Loan delinquency:
Current		$	599,244			$	292,653			$	116,147			$	71,253			$	56,917			$	536,444			$	—			$	29,929			$	1,702,587
30-59 days past due			1,127				—				—				69				105				1,030				—				—				2,331
60-89 days past due			563				91				—				271				43				2,286				—				—				3,254
90 days or more past due			1,933				673				895				88				762				8,802				—				53				13,206
Total		$	602,867			$	293,417			$	117,042			$	71,681			$	57,827			$	548,562			$	—			$	29,982			$	1,721,378
Home equity
Loan delinquency:
Current		$	10,076			$	835			$	649			$	379			$	566			$	18,064			$	567,478			$	1,142			$	599,189
30-59 days past due			—				84				45				128				50				628				1,247				58				2,240
60-89 days past due			—				—				132				15				188				267				-				-				602
90 days or more past due			187				88				119				112				234				2,550				-				361				3,651
Total		$	10,263			$	1,007			$	945			$	634			$	1,038			$	21,509			$	568,725			$	1,561			$	605,682
Consumer
Loan delinquency:
Current		$	60,907			$	43,871			$	50,317			$	19,289			$	11,084			$	32,343			$	55,739			$	27			$	273,577
30-59 days past due			435				370				214				136				85				241				51				—				1,532
60-89 days past due			413				375				82				19				33				286				-				—				1,208
90 days or more past due			115				141				222				65				1				265				4				—				813
Total		$	61,870			$	44,757			$	50,835			$	19,509			$	11,203			$	33,135			$	55,794			$	27			$	277,130

		Loans As of December 31, 2020
		Amortized Cost Basis by Origination Year
(in thousands)		2020				2019				2018				2017				2016				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total
Commercial real estate: land and construction
Risk rating:
Pass		$	133,720			$	314,614			$	109,232			$	27,483			$	16,404			$	29,685			$	26,297			$	—			$	657,435
Criticized - compromised			459				—				1,532				233				79				3,778				1,316				—				7,397
Classified - substandard			—				—				403				58				291				2,693				—				—				3,445
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	134,179			$	314,614			$	111,167			$	27,774			$	16,774			$	36,156			$	27,613			$	—			$	668,277
Commercial real estate: improved property
Risk rating:
Pass		$	809,516			$	670,554			$	646,629			$	474,622			$	572,733			$	1,346,552			$	89,120			$	—			$	4,609,726
Criticized - compromised			2,693				67,261				16,793				59,251				42,284				130,247				1,772				—				320,301
Classified - substandard			102				16,366				4,946				11,647				18,460				55,567				—				—				107,088
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	812,311			$	754,181			$	668,368			$	545,520			$	633,477			$	1,532,366			$	90,892			$	—			$	5,037,115
Commercial and industrial
Risk rating:
Pass		$	977,085			$	240,262			$	193,712			$	160,924			$	85,379			$	265,890			$	427,336			$	136			$	2,350,724
Criticized - compromised			453				2,726				4,206				2,795				324				11,640				12,453				—				34,597
Classified - substandard			—				3,817				1,947				3,771				1,603				5,073				5,906				—				22,117
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	977,538			$	246,805			$	199,865			$	167,490			$	87,306			$	282,603			$	445,695			$	136			$	2,407,438
Residential real estate
Loan delinquency:
Current		$	385,541			$	242,770			$	149,603			$	108,090			$	170,967			$	641,665			$	—			$	—			$	1,698,636
30-59 days past due			—				—				320				533				—				1,761				—				—				2,614
60-89 days past due			—				—				823				—				185				4,646				—				—				5,654
90 days or more past due			—				483				166				761				819				11,828				—				—				14,057
Total		$	385,541			$	243,253			$	150,912			$	109,384			$	171,971			$	659,900			$	—			$	—			$	1,720,961
Home equity
Loan delinquency:
Current		$	18,191			$	3,611			$	3,334			$	975			$	1,110			$	16,477			$	583,486			$	12,135			$	639,319
30-59 days past due			124				—				34				—				—				882				1,247				127				2,414
60-89 days past due			—				—				—				—				—				14				749				12				775
90 days or more past due			—				—				8				156				88				1,786				1,075				766				3,879
Total		$	18,315			$	3,611			$	3,376			$	1,131			$	1,198			$	19,159			$	586,557			$	13,040			$	646,387
Consumer
Loan delinquency:
Current		$	72,847			$	89,637			$	39,584			$	22,118			$	13,144			$	45,735			$	22,253			$	165			$	305,483
30-59 days past due			481				408				210				311				194				379				15				—				1,998
60-89 days past due			273				147				84				100				163				253				11				—				1,031
90 days or more past due			113				72				73				31				12				242				—				—				543
Total		$	73,714			$	90,264			$	39,951			$	22,560			$	13,513			$	46,609			$	22,279			$	165			$	309,055

Summary of Other Real Estate Owned and Repossessed Assets

The following table summarizes other real estate owned and repossessed assets included in other assets:

		December 31,
(in thousands)		2021				2020
Other real estate owned		$	—			$	504
Repossessed assets			—				45
Total other real estate owned and repossessed assets		$	—			$	549

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