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Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2021
Banking and Thrift, Other Disclosures [Abstract]  
Summary of Risk-Based Capital Amounts and Ratios

The following table summarizes risk-based capital amounts and ratios for Wesbanco and the Bank:

 

 

 

 

 

 

 

 

 

December 31, 2021

 

 

December 31, 2020

 

(dollars in thousands)

 

Minimum
Value (1)

 

 

Well
Capitalized (2)

 

 

Amount

 

 

Ratio

 

 

Minimum
Amount (1)

 

 

Amount

 

 

Ratio

 

 

Minimum
Amount (1)

 

Wesbanco, Inc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage

 

 

4.00

%

 

 

5.00

%

 

$

1,586,165

 

 

 

10.02

%

 

$

633,089

 

 

$

1,617,413

 

 

 

10.51

%

 

$

615,814

 

Tier 1 capital to risk-weighted assets

 

 

6.00

%

 

 

8.00

%

 

 

1,586,165

 

 

 

14.05

%

 

 

677,190

 

 

 

1,617,413

 

 

 

14.72

%

 

 

659,372

 

Total capital to risk-weighted assets

 

 

8.00

%

 

 

10.00

%

 

 

1,795,661

 

 

 

15.91

%

 

 

902,920

 

 

 

1,931,414

 

 

 

17.58

%

 

 

879,162

 

Common equity Tier 1

 

 

4.50

%

 

 

6.50

%

 

 

1,441,681

 

 

 

12.77

%

 

 

507,893

 

 

 

1,472,929

 

 

 

13.40

%

 

 

494,529

 

Wesbanco Bank, Inc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage

 

 

4.00

%

 

 

5.00

%

 

$

1,529,227

 

 

 

9.68

%

 

$

631,920

 

 

$

1,536,609

 

 

 

10.00

%

 

$

614,792

 

Tier 1 capital to risk-weighted assets

 

 

6.00

%

 

 

8.00

%

 

 

1,529,227

 

 

 

13.60

%

 

 

674,622

 

 

 

1,536,609

 

 

 

14.04

%

 

 

656,732

 

Total capital to risk-weighted assets

 

 

8.00

%

 

 

10.00

%

 

 

1,608,723

 

 

 

14.31

%

 

 

899,496

 

 

 

1,685,610

 

 

 

15.40

%

 

 

875,643

 

Common equity Tier 1

 

 

4.50

%

 

 

6.50

%

 

 

1,529,227

 

 

 

13.60

%

 

 

505,967

 

 

 

1,536,609

 

 

 

14.04

%

 

 

492,549

 

 

(1)
Minimum requirements to remain adequately capitalized.
(2)
Well-capitalized under prompt corrective action regulations.