XML 79 R66.htm IDEA: XBRL DOCUMENT
v3.22.4

Loans and the Allowance for Credit Losses - Summary of Changes in Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | $ 121,622 | $ 185,827 | $ 52,429
Allowance for credit losses - loan commitments, beginning balance | 7,775 | 9,514 | 874
Total beginning allowance for credit losses - loans and loan commitments | 129,397 | 195,341 | 53,303
Provision for loan losses | (2,208) | (62,477) | 101,960
Provision for loan commitments | 593 | (1,739) | 5,685
Total provision for credit losses - loans and loan commitments | (1,615) | (64,216) | 107,645
Charge-offs | (7,892) | (10,136) | (12,535)
Recoveries | 6,268 | 8,408 | 5,486
Net recoveries (charge-offs) | (1,624) | (1,728) | (7,049)
Allowance for credit losses - loans, ending balance | 117,790 | 121,622 | 185,827
Allowance for credit losses - loan commitments, ending balance | 8,368 | 7,775 | 9,514
Total ending allowance for credit losses - loans and loan commitments | 126,158 | 129,397 | 195,341
Commercial and Industrial [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 26,875 | 37,850 | 14,116
Allowance for credit losses - loan commitments, beginning balance | 1,497 | 1,275 | 311
Total beginning allowance for credit losses - loans and loan commitments | 28,372 | 39,125 | 14,427
Provision for loan losses | 4,736 | (10,749) | 3,918
Provision for loan commitments | (1,497) | 222 | 693
Total provision for credit losses - loans and loan commitments | 3,239 | (10,527) | 4,611
Charge-offs | (1,068) | (2,521) | (3,727)
Recoveries | 997 | 2,295 | 1,457
Net recoveries (charge-offs) | (71) | (226) | (2,270)
Allowance for credit losses - loans, ending balance | 31,540 | 26,875 | 37,850
Allowance for credit losses - loan commitments, ending balance |  | 1,497 | 1,275
Total ending allowance for credit losses - loans and loan commitments | 31,540 | 28,372 | 39,125
Deposit Overdraft [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 2,220 | 639 | 1,387
Total beginning allowance for credit losses - loans and loan commitments | 2,220 | 639 | 1,387
Provision for loan losses | 333 | 2,694 | (376)
Total provision for credit losses - loans and loan commitments | 333 | 2,694 | (376)
Charge-offs | (1,622) | (1,486) | (1,011)
Recoveries | 354 | 373 | 426
Net recoveries (charge-offs) | (1,268) | (1,113) | (585)
Allowance for credit losses - loans, ending balance | 1,285 | 2,220 | 639
Total ending allowance for credit losses - loans and loan commitments | 1,285 | 2,220 | 639
Commercial Real Estate [Member] | Commercial Real Estate - Land and Construction [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 7,310 | 10,841 | 4,949
Allowance for credit losses - loan commitments, beginning balance | 4,180 | 6,508 | 235
Total beginning allowance for credit losses - loans and loan commitments | 11,490 | 17,349 | 5,184
Provision for loan losses | (625) | (3,698) | 6,929
Provision for loan commitments | 1,845 | (2,328) | 3,671
Total provision for credit losses - loans and loan commitments | 1,220 | (6,026) | 10,600
Charge-offs | (73) | (22) | (51)
Recoveries | 125 | 189 | 92
Net recoveries (charge-offs) | 52 | 167 | 41
Allowance for credit losses - loans, ending balance | 6,737 | 7,310 | 10,841
Allowance for credit losses - loan commitments, ending balance | 6,025 | 4,180 | 6,508
Total ending allowance for credit losses - loans and loan commitments | 12,762 | 11,490 | 17,349
Commercial Real Estate [Member] | Commercial Real Estate - Improved Property [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 65,355 | 110,652 | 20,293
Allowance for credit losses - loan commitments, beginning balance | 201 | 712 | 22
Total beginning allowance for credit losses - loans and loan commitments | 65,556 | 111,364 | 20,315
Provision for loan losses | (12,939) | (44,831) | 78,210
Provision for loan commitments | (201) | (511) | 712
Total provision for credit losses - loans and loan commitments | (13,140) | (45,342) | 78,922
Charge-offs | (795) | (1,825) | (1,747)
Recoveries | 1,038 | 1,359 | 796
Net recoveries (charge-offs) | 243 | (466) | (951)
Allowance for credit losses - loans, ending balance | 52,659 | 65,355 | 110,652
Allowance for credit losses - loan commitments, ending balance |  | 201 | 712
Total ending allowance for credit losses - loans and loan commitments | 52,659 | 65,556 | 111,364
Residential Real Estate [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 15,401 | 17,851 | 4,311
Allowance for credit losses - loan commitments, beginning balance | 1,576 | 955 | 15
Total beginning allowance for credit losses - loans and loan commitments | 16,977 | 18,806 | 4,326
Provision for loan losses | 2,717 | (2,708) | 9,065
Provision for loan commitments | 639 | 621 | 560
Total provision for credit losses - loans and loan commitments | 3,356 | (2,087) | 9,625
Charge-offs | (500) | (873) | (1,415)
Recoveries | 590 | 1,131 | 640
Net recoveries (charge-offs) | 90 | 258 | (775)
Allowance for credit losses - loans, ending balance | 18,208 | 15,401 | 17,851
Allowance for credit losses - loan commitments, ending balance | 2,215 | 1,576 | 955
Total ending allowance for credit losses - loans and loan commitments | 20,423 | 16,977 | 18,806
Consumer [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 3,737 | 6,507 | 2,951
Allowance for credit losses - loan commitments, beginning balance | 272 | 19 | 41
Total beginning allowance for credit losses - loans and loan commitments | 4,009 | 6,526 | 2,992
Provision for loan losses | 44 | (2,286) | 2,980
Provision for loan commitments | (272) | 253 | 19
Total provision for credit losses - loans and loan commitments | (228) | (2,033) | 2,999
Charge-offs | (3,476) | (2,995) | (3,615)
Recoveries | 2,822 | 2,511 | 1,574
Net recoveries (charge-offs) | (654) | (484) | (2,041)
Allowance for credit losses - loans, ending balance | 3,127 | 3,737 | 6,507
Allowance for credit losses - loan commitments, ending balance |  | 272 | 19
Total ending allowance for credit losses - loans and loan commitments | 3,127 | 4,009 | 6,526
ASU 2016-13 [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 41,442
ASU 2016-13 [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] | Commercial and Industrial [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 22,357
ASU 2016-13 [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] | Deposit Overdraft [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 213
ASU 2016-13 [Member] | Commercial Real Estate [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] | Commercial Real Estate - Land and Construction [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 1,524
ASU 2016-13 [Member] | Commercial Real Estate [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] | Commercial Real Estate - Improved Property [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 13,078
ASU 2016-13 [Member] | Residential Real Estate [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 5,630
ASU 2016-13 [Member] | Consumer [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | 2,576
Home Equity [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Allowance for credit losses - loans, beginning balance | 724 | 1,487 | 4,422
Allowance for credit losses - loan commitments, beginning balance | 49 | 45 | 250
Total beginning allowance for credit losses - loans and loan commitments | 773 | 1,532 | 4,672
Provision for loan losses | 3,526 | (899) | 1,234
Provision for loan commitments | 79 | 4 | 30
Total provision for credit losses - loans and loan commitments | 3,605 | (895) | 1,264
Charge-offs | (358) | (414) | (969)
Recoveries | 342 | 550 | 501
Net recoveries (charge-offs) | (16) | 136 | (468)
Allowance for credit losses - loans, ending balance | 4,234 | 724 | 1,487
Allowance for credit losses - loan commitments, ending balance | 128 | 49 | 45
Total ending allowance for credit losses - loans and loan commitments | $ 4,362 | $ 773 | 1,532
Home Equity [Member] | ASU 2016-13 [Member] | Revision of Prior Period, Accounting Standards Update, Adjustment [Member] |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |
Provision for loan losses |  |  | $ (3,936)

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Financing receivable allowance for credit loss write-offs recoveries net. + References No definition available. + Details
Name: | wsbc_FinancingReceivableAllowanceForCreditLossWriteOffsRecoveriesNet
Namespace Prefix: | wsbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Financing receivable allowance for credit losses loan commitments. + References No definition available. + Details
Name: | wsbc_FinancingReceivableAllowanceForCreditLossesLoanCommitments
Namespace Prefix: | wsbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Financing receivable allowance for credit losses loans and loan commitments. + References No definition available. + Details
Name: | wsbc_FinancingReceivableAllowanceForCreditLossesLoansAndLoanCommitments
Namespace Prefix: | wsbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Provision for credit losses. + References No definition available. + Details
Name: | wsbc_ProvisionForCreditLosses
Namespace Prefix: | wsbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=wsbc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=wsbc_DepositOverdraftMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=wsbc_CommercialRealEstateLandAndConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RestatementAxis=srt_RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |