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Loans and the Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2022

Receivables [Abstract]

Schedule of Recorded Investment in Loans by Category

The recorded investment in loans is presented in the Consolidated Balance Sheets net of deferred loan fees and costs, and discounts on purchased loans. Net deferred loan costs were $9.6 million and $3.3 million at December 31, 2022 and 2021, respectively, including $0.2 million and $6.1 million, respectively, of net deferred income from SBA Payroll Protection Program ("PPP") loans. The un-accreted discount on purchased loans from acquisitions was $18.0 million at December 31, 2022 and $25.9 million at December 31, 2021.

		December 31,				December 31,
(in thousands)		2022				2021
Commercial real estate:
Land and construction		$	943,887			$	833,880
Improved property			5,117,457				4,705,088
Total commercial real estate			6,061,344				5,538,968
Commercial and industrial			1,571,280				1,427,645
Commercial and industrial - PPP			8,115				162,675
Residential real estate			2,140,584				1,721,378
Home equity			695,065				605,682
Consumer			226,340				277,130
Total portfolio loans			10,702,728				9,733,478
Loans held for sale			8,249				25,277
Total loans		$	10,710,977			$	9,758,755

Summary of Changes in Allowance for Credit Losses

The following tables summarize changes in the allowance for credit losses applicable to each category of the loan portfolio:

		For the Year Ended December 31, 2022
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
Balance at beginning of year:
Allowance for credit    losses - loans		$	7,310			$	65,355			$	26,875			$	15,401			$	724			$	3,737			$	2,220			$	121,622
Allowance for credit    losses - loan commitments			4,180				201				1,497				1,576				49				272				—				7,775
Total beginning allowance for    credit losses - loans and loan    commitments			11,490				65,556				28,372				16,977				773				4,009				2,220				129,397
Provision for credit losses:
Provision for loan losses			(625	)			(12,939	)			4,736				2,717				3,526				44				333				(2,208	)
Provision for loan commitments			1,845				(201	)			(1,497	)			639				79				(272	)			—				593
Total provision for credit    losses - loans and loan    commitments			1,220				(13,140	)			3,239				3,356				3,605				(228	)			333				(1,615	)
Charge-offs			(73	)			(795	)			(1,068	)			(500	)			(358	)			(3,476	)			(1,622	)			(7,892	)
Recoveries			125				1,038				997				590				342				2,822				354				6,268
Net recoveries (charge-offs)			52				243				(71	)			90				(16	)			(654	)			(1,268	)			(1,624	)
Balance at end of period:
Allowance for credit    losses - loans			6,737				52,659				31,540				18,208				4,234				3,127				1,285				117,790
Allowance for credit    losses - loan commitments			6,025				—				—				2,215				128				—				—				8,368
Total ending allowance for credit    losses - loans and loan    commitments		$	12,762			$	52,659			$	31,540			$	20,423			$	4,362			$	3,127			$	1,285			$	126,158

		For the Year Ended December 31, 2021
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
Balance at beginning of year:
Allowance for credit    losses - loans		$	10,841			$	110,652			$	37,850			$	17,851			$	1,487			$	6,507			$	639			$	185,827
Allowance for credit    losses - loan commitments			6,508				712				1,275				955				45				19				—				9,514
Total beginning allowance for    credit losses - loans and loan    commitments			17,349				111,364				39,125				18,806				1,532				6,526				639				195,341
Provision for credit losses:
Provision for loan losses			(3,698	)			(44,831	)			(10,749	)			(2,708	)			(899	)			(2,286	)			2,694				(62,477	)
Provision for loan commitments			(2,328	)			(511	)			222				621				4				253				—				(1,739	)
Total provision for credit    losses - loans and loan    commitments			(6,026	)			(45,342	)			(10,527	)			(2,087	)			(895	)			(2,033	)			2,694				(64,216	)
Charge-offs			(22	)			(1,825	)			(2,521	)			(873	)			(414	)			(2,995	)			(1,486	)			(10,136	)
Recoveries			189				1,359				2,295				1,131				550				2,511				373				8,408
Net recoveries (charge-offs)			167				(466	)			(226	)			258				136				(484	)			(1,113	)			(1,728	)
Balance at end of period:
Allowance for credit    losses - loans			7,310				65,355				26,875				15,401				724				3,737				2,220				121,622
Allowance for credit    losses - loan commitments			4,180				201				1,497				1,576				49				272				—				7,775
Total ending allowance for credit    losses - loans and loan    commitments		$	11,490			$	65,556			$	28,372			$	16,977			$	773			$	4,009			$	2,220			$	129,397

		For the Year Ended December 31, 2020
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
Balance at beginning of year:
Allowance for credit    losses - loans		$	4,949			$	20,293			$	14,116			$	4,311			$	4,422			$	2,951			$	1,387			$	52,429
Allowance for credit    losses - loan commitments			235				22				311				15				250				41				—				874
Total beginning allowance for    credit losses - loans and loan    commitments			5,184				20,315				14,427				4,326				4,672				2,992				1,387				53,303
Impact of adopting ASC 326			1,524				13,078				22,357				5,630				(3,936	)			2,576				213				41,442
Provision for credit losses:
Provision for loan losses			6,929				78,210				3,918				9,065				1,234				2,980				(376	)			101,960
Provision for loan commitments			3,671				712				693				560				30				19				—				5,685
Total provision for credit    losses - loans and loan    commitments			10,600				78,922				4,611				9,625				1,264				2,999				(376	)			107,645
Charge-offs			(51	)			(1,747	)			(3,727	)			(1,415	)			(969	)			(3,615	)			(1,011	)			(12,535	)
Recoveries			92				796				1,457				640				501				1,574				426				5,486
Net recoveries (charge-offs)			41				(951	)			(2,270	)			(775	)			(468	)			(2,041	)			(585	)			(7,049	)
Balance at end of period:
Allowance for credit    losses - loans			10,841				110,652				37,850				17,851				1,487				6,507				639				185,827
Allowance for credit    losses - loan commitments			6,508				712				1,275				955				45				19				—				9,514
Total ending allowance for credit    losses - loans and loan    commitments		$	17,349			$	111,364			$	39,125			$	18,806			$	1,532			$	6,526			$	639			$	195,341

Allowance for Credit Losses and Recorded Investments in Loans

The following tables present the allowance for credit losses and recorded investments in loans by category, as of each period-end:

		Allowance for Credit Losses and Recorded Investment in Loans
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial and Industrial				Residential Real Estate				Home Equity				Consumer				Deposit Overdrafts				Total
December 31, 2022
Allowance for credit losses:
Loans individually-evaluated		$	—			$	2,988			$	130			$	—			$	—			$	—			$	—			$	3,118
Loans collectively-evaluated			6,737				49,671				31,410				18,208				4,234				3,127				1,285				114,672
Loan commitments (1)			6,025				—				—				2,215				128				—				—				8,368
Total allowance for credit    losses - loans and commitments		$	12,762			$	52,659			$	31,540			$	20,423			$	4,362			$	3,127			$	1,285			$	126,158
Portfolio loans:
Individually-evaluated for credit    losses(1)		$	24,629			$	25,369			$	401			$	—			$	—			$	—			$	—			$	50,399
Collectively-evaluated for credit    losses			919,258				5,092,088				1,578,994				2,140,584				695,065				226,340				—				10,652,329
Total portfolio loans		$	943,887			$	5,117,457			$	1,579,395			$	2,140,584			$	695,065			$	226,340			$	—			$	10,702,728
December 31, 2021
Allowance for credit losses:
Loans individually-evaluated		$	381			$	8,560			$	333			$	—			$	—			$	—			$	—			$	9,274
Loans collectively-evaluated			6,929				56,795				26,542				15,401				724				3,737				2,220				112,348
Loan commitments (1)			4,180				201				1,497				1,576				49				272				—				7,775
Total allowance for credit    losses - loans and commitments		$	11,490			$	65,556			$	28,372			$	16,977			$	773			$	4,009			$	2,220			$	129,397
Portfolio loans:
Individually-evaluated for credit    losses(1)		$	1,248			$	66,635			$	576			$	—			$	—			$	—			$	—			$	68,459
Collectively-evaluated for credit    losses			832,632				4,638,453				1,589,744				1,721,378				605,682				277,130				—				9,665,019
Total portfolio loans		$	833,880			$	4,705,088			$	1,590,320			$	1,721,378			$	605,682			$	277,130			$	—			$	9,733,478

(1) For additional detail relating to loan commitments, see Footnote 18, "Commitments and Contingent Liabilities".

Summary of Commercial Loans by Risk Grade

The following tables summarize commercial loans by their assigned risk grade:

		Commercial Loans by Internally Assigned Risk Grade
(in thousands)		Commercial Real Estate- Land and Construction				Commercial Real Estate- Improved Property				Commercial & Industrial				Total Commercial Loans
As of December 31, 2022
Pass		$	911,804			$	4,940,135			$	1,538,300			$	7,390,239
Criticized—compromised			1,329				121,393				25,223				147,945
Classified—substandard			30,754				55,929				15,872				102,555
Classified—doubtful			—				—				—				—
Total		$	943,887			$	5,117,457			$	1,579,395			$	7,640,739
As of December 31, 2021
Pass		$	823,316			$	4,400,872			$	1,540,569			$	6,764,757
Criticized—compromised			7,955				222,830				17,733				248,518
Classified—substandard			2,609				81,386				32,018				116,013
Classified—doubtful			—				—				—				—
Total		$	833,880			$	4,705,088			$	1,590,320			$	7,129,288

Summary of Age Analysis of Loan Categories

The following tables summarize the age analysis of all categories of loans.

		Age Analysis of Loans
(in thousands)		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Total Past Due				Total Loans				90 Days or More Past Due and Accruing (1)
As of December 31, 2022
Commercial real estate:
Land and construction		$	942,236			$	—			$	910			$	741			$	1,651			$	943,887			$	629
Improved property			5,099,342				2,147				331				15,637				18,115				5,117,457				84
Total commercial real estate			6,041,578				2,147				1,241				16,378				19,766				6,061,344				713
Commercial and industrial			1,574,311				1,427				519				3,138				5,084				1,579,395				1,586
Residential real estate			2,129,095				853				3,536				7,100				11,489				2,140,584				1,551
Home equity			686,762				3,885				621				3,797				8,303				695,065				1,063
Consumer			222,153				2,910				704				573				4,187				226,340				530
Total portfolio loans			10,653,899				11,222				6,621				30,986				48,829				10,702,728				5,443
Loans held for sale			8,249				—				—				—				—				8,249				—
Total loans		$	10,662,148			$	11,222			$	6,621			$	30,986			$	48,829			$	10,710,977			$	5,443
Nonperforming loans included above are as follows:
Non-accrual loans		$	10,337			$	1,495			$	870			$	25,483				27,848			$	38,185
TDRs accruing interest (1)			3,131				7				32				60				99				3,230
Total non-performing		$	13,468			$	1,502			$	902			$	25,543			$	27,947			$	41,415
As of December 31, 2021
Commercial real estate:
Land and construction		$	833,755			$	—			$	—			$	125			$	125			$	833,880			$	51
Improved property			4,681,028				6,377				7,728				9,955				24,060				4,705,088				3,042
Total commercial real estate			5,514,783				6,377				7,728				10,080				24,185				5,538,968				3,093
Commercial and industrial			1,583,347				2,275				1,213				3,485				6,973				1,590,320				559
Residential real estate			1,702,587				2,331				3,254				13,206				18,791				1,721,378				2,840
Home equity			599,189				2,240				602				3,651				6,493				605,682				685
Consumer			273,577				1,532				1,208				813				3,553				277,130				627
Total portfolio loans			9,673,483				14,755				14,005				31,235				59,995				9,733,478				7,804
Loans held for sale			25,277				—				—				—				—				25,277				—
Total loans		$	9,698,760			$	14,755			$	14,005			$	31,235			$	59,995			$	9,758,755			$	7,804
Nonperforming loans included above are as follows:
Non-accrual loans		$	11,174			$	914			$	564			$	23,090				24,568			$	35,742
TDRs accruing interest (1)			3,275				3				127				341				471				3,746
Total non-performing		$	14,449			$	917			$	691			$	23,431			$	25,039			$	39,488

(1)Loans 90 days or more past due and accruing interest exclude TDRs 90 days or more past due and accruing interest.

Summary of Nonperforming Loans

The following tables summarize nonperforming loans:

		Nonperforming Loans
		December 31, 2022												December 31, 2021
(in thousands)		Unpaid Principal Balance (1)				Recorded Investment				Related Allowance				Unpaid Principal Balance (1)				Recorded Investment				Related Allowance
With no related specific allowance recorded:
Commercial real estate:
Land and construction		$	112			$	112			$	—			$	74			$	73			$	—
Improved property			18,367				16,601				—				9,846				8,089				—
Commercial and industrial			4,102				3,112				—				6,528				5,256				—
Residential real estate			21,084				16,057				—				25,492				20,065				—
Home equity			6,970				5,374				—				6,985				5,440				—
Consumer			316				159				—				869				565				—
Total nonperforming loans without a specific allowance			50,951				41,415				—				49,794				39,488				—
Total nonperforming loans with a specific allowance			—				—				—				—				—				—
Total nonperforming loans		$	50,951			$	41,415			$	—			$	49,794			$	39,488			$	—

(1)The difference between the unpaid principal balance and the recorded investment generally reflects amounts that have been previously charged-off and fair market value adjustments on acquired nonperforming loans.

		Nonperforming Loans
		For the Year Ended December 31, 2022								For the Year Ended December 31, 2021								For the Year Ended December 31, 2020
(in thousands)		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
With no related specific allowance recorded:
Commercial real estate:
Land and construction		$	79			$	2			$	176			$	—			$	571			$	—
Improved property			9,324				99				7,207				32				7,193				61
Commercial and industrial			4,233				12				4,077				11				5,256				7
Residential real estate			17,873				247				20,971				155				19,651				168
Home equity			5,298				37				5,561				13				5,806				22
Consumer			406				5				420				3				377				2
Total nonperforming loans without a specific allowance			37,213				402				38,413				214				38,854				260
With a specific allowance recorded:
Commercial real estate:
Land and construction			—				—				—				—				—				—
Improved property			—				—				1,669				—				2,672				—
Commercial and industrial			—				—				—				—				38				—
Residential real estate			—				—				—				—				878				—
Home equity			—				—				—				—				141				—
Consumer			—				—				—				—				11				—
Total nonperforming loans with a specific allowance			—				—				1,669				—				3,740				—
Total nonperforming loans		$	37,213			$	402			$	40,082			$	214			$	42,594			$	260

Recorded Investment in Non-Accrual Loans and TDRs

The following tables present the recorded investment in non-accrual loans and TDRs:

		Non-accrual Loans (1)
(in thousands)		December 31, 2022				December 31, 2021
Commercial real estate:
Land and construction		$	112			$	73
Improved property			16,254				7,715
Total commercial real estate			16,366				7,788
Commercial and industrial			2,946				5,064
Residential real estate			13,695				17,190
Home equity			5,044				5,163
Consumer			134				537
Total		$	38,185			$	35,742

(1)At December 31, 2022, there were three borrowers with loan balances greater than $1.0 million totaling $11.8 million, as compared to three borrowers with a loan balance greater than $1.0 million totaling $4.1 million at December 31, 2021. Total non-accrual loans include loans that are also TDRs. Such loans are also set forth in the following table as non-accrual TDRs.

		TDRs
		December 31, 2022												December 31, 2021
(in thousands)		Accruing				Non-Accrual				Total				Accruing				Non-Accrual				Total
Commercial real estate:
Land and construction		$	—			$	—			$	—			$	—			$	—			$	—
Improved property			347				29				376				374				133				507
Total commercial real estate			347				29				376				374				133				507
Commercial and industrial			166				—				166				192				—				192
Residential real estate			2,362				1,464				3,826				2,875				1,156				4,031
Home equity			330				218				548				277				258				535
Consumer			25				—				25				28				—				28
Total		$	3,230			$	1,711			$	4,941			$	3,746			$	1,547			$	5,293

Loans Identified as TDRs

The following table presents details related to loans identified as TDRs during the years ended December 31, 2022 and 2021:

		New TDRs (1)  For the Year Ended December 31, 2022												New TDRs (1)  For the Year Ended December 31, 2021
(dollars in thousands)		Number of Modifications				Pre- Modification Outstanding Recorded Investment				Post- Modification Outstanding Recorded Investment				Number of Modifications				Pre- Modification Outstanding Recorded Investment				Post- Modification Outstanding Recorded Investment
Commercial real estate:
Land and construction			1			$	84			$	—				—			$	—			$	—
Improved property			2				1,286				—				—				—				—
Total commercial real estate			3				1,370				—				—				—				—
Commercial and industrial			—				—				—				1				178				172
Residential real estate			—				—				—				1				103				100
Home equity			—				—				—				1				57				54
Consumer			—				—				—				—				—				—
Total			3			$	1,370			$	—				3			$	338			$	326

(1)Excludes loans that were either paid off or charged-off by period end. The pre-modification balance represents the balance outstanding at the beginning of the period. The post-modification balance represents the outstanding balance at period end.

The following table summarizes TDRs which defaulted (defined as past due 90 days) during the years ended December 31, 2022 and 2021 that were restructured within the last twelve months prior to December 31, 2022 and 2021:

		Defaulted TDRs (1)  For the Year Ended December 31, 2022								Defaulted TDRs (1)  For the Year Ended December 31, 2021
(dollars in thousands)		Number of Defaults				Recorded Investment				Number of Defaults				Recorded Investment
Commercial real estate:
Land and construction			—			$	—				—			$	—
Improved property			—				—				—				—
Total commercial real estate			—				—				—				—
Commercial and industrial			—				—				—				—
Residential real estate			—				—				1				234
Home equity			—				—				—				—
Consumer			—				—				—				—
Total			—			$	—				1			$	234

(1)Excludes loans that were either charged-off or cured by period end. The recorded investment is as of December 31, 2022 and 2021.

Recognition of Interest Income on Nonperforming Loans

The following table summarizes the recognition of interest income on nonperforming loans:

		For the years ended December 31,
(in thousands)		2022				2021				2020
Average nonperforming loans		$	37,213			$	40,082			$	42,594
Amount of contractual interest income on nonperforming loans			2,722				1,213				2,827
Amount of interest income recognized on nonperforming loans			402				214				260

Summary of Amortized Cost Basis Loan Balances by Year of Origination and Credit Quality Indicator

The following table summarizes amortized cost basis loan balances by year of origination and credit quality indicator.

		Loans As of December 31, 2022
		Amortized Cost Basis by Origination Year
(in thousands)		2022				2021				2020				2019				2018				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total
Commercial real estate: land and construction
Risk rating:
Pass		$	159,769			$	136,131			$	138,171			$	155,141			$	61,823			$	51,381			$	117,237			$	92,151			$	911,804
Criticized - compromised			559				265				—				—				24				31				—				450				1,329
Classified - substandard			—				—				6,001				—				—				124				—				24,629				30,754
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	160,328			$	136,396			$	144,172			$	155,141			$	61,847			$	51,536			$	117,237			$	117,230			$	943,887
Commercial real estate: improved property
Risk rating:
Pass		$	1,082,984			$	620,205			$	613,663			$	528,004			$	371,880			$	1,551,478			$	72,327			$	99,594			$	4,940,135
Criticized - compromised			10,554				354				2,877				7,659				13,551				85,332				1,066				—				121,393
Classified - substandard			—				658				275				15,489				9,761				29,712				34				—				55,929
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	1,093,538			$	621,217			$	616,815			$	551,152			$	395,192			$	1,666,522			$	73,427			$	99,594			$	5,117,457
Commercial and industrial
Risk rating:
Pass		$	280,510			$	184,805			$	116,890			$	72,142			$	103,660			$	232,062			$	526,025			$	22,206			$	1,538,300
Criticized - compromised			917				1,192				270				8,278				264				2,524				7,654				4,124				25,223
Classified - substandard			93				3,209				976				2,157				97				2,854				1,066				5,420				15,872
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	281,520			$	189,206			$	118,136			$	82,577			$	104,021			$	237,440			$	534,745			$	31,750			$	1,579,395
Residential real estate
Loan delinquency:
Current		$	541,659			$	556,928			$	211,496			$	97,160			$	52,135			$	478,977			$	—			$	190,740			$	2,129,095
30-59 days past due			—				—				—				—				—				853				—				—				853
60-89 days past due			—				442				349				65				—				2,680				—				—				3,536
90 days or more past due			—				—				—				285				119				6,654				—				42				7,100
Total		$	541,659			$	557,370			$	211,845			$	97,510			$	52,254			$	489,164			$	—			$	190,782			$	2,140,584
Home equity
Loan delinquency:
Current		$	10,718			$	1,459			$	1,133			$	1,774			$	1,088			$	25,203			$	644,430			$	957			$	686,762
30-59 days past due			80				61				180				67				34				1,165				2,260				38				3,885
60-89 days past due			—				15				—				50				88				458				—				10				621
90 days or more past due			—				—				572				93				257				2,425				16				434				3,797
Total		$	10,798			$	1,535			$	1,885			$	1,984			$	1,467			$	29,251			$	646,706			$	1,439			$	695,065
Consumer
Loan delinquency:
Current		$	84,817			$	36,123			$	25,071			$	25,535			$	8,488			$	16,337			$	25,755			$	27			$	222,153
30-59 days past due			980				937				488				159				98				217				31				—				2,910
60-89 days past due			184				293				94				47				29				57				—				—				704
90 days or more past due			183				208				69				32				2				79				—				—				573
Total		$	86,164			$	37,561			$	25,722			$	25,773			$	8,617			$	16,690			$	25,786			$	27			$	226,340

		Loans As of December 31, 2021
		Amortized Cost Basis by Origination Year
(in thousands)		2021				2020				2019				2018				2017				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total
Commercial real estate: land and construction
Risk rating:
Pass		$	135,179			$	217,389			$	198,974			$	117,157			$	27,186			$	29,696			$	35,059			$	62,676			$	823,316
Criticized - compromised			85				6,236				—				33				—				219				856				526				7,955
Classified - substandard			—				73				—				—				—				1,280				—				1,256				2,609
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	135,264			$	223,698			$	198,974			$	117,190			$	27,186			$	31,195			$	35,915			$	64,458			$	833,880
Commercial real estate: improved property
Risk rating:
Pass		$	713,697			$	660,856			$	589,674			$	405,689			$	404,241			$	1,539,275			$	58,933			$	28,507			$	4,400,872
Criticized - compromised			7,755				15,195				52,859				17,697				14,490				99,687				1,414				13,733				222,830
Classified - substandard			9,355				2,686				4,855				3,730				11,010				49,667				34				49				81,386
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	730,807			$	678,737			$	647,388			$	427,116			$	429,741			$	1,688,629			$	60,381			$	42,289			$	4,705,088
Commercial and industrial
Risk rating:
Pass		$	406,495			$	159,878			$	99,472			$	136,146			$	89,049			$	223,514			$	409,789			$	16,226			$	1,540,569
Criticized - compromised			590				551				693				2,558				1,645				1,278				5,389				5,029				17,733
Classified - substandard			134				236				18,465				766				2,139				1,419				3,723				5,136				32,018
Classified - doubtful			—				—				—				—				—				—				—				—				—
Total		$	407,219			$	160,665			$	118,630			$	139,470			$	92,833			$	226,211			$	418,901			$	26,391			$	1,590,320
Residential real estate
Loan delinquency:
Current		$	599,244			$	292,653			$	116,147			$	71,253			$	56,917			$	536,444			$	—			$	29,929			$	1,702,587
30-59 days past due			1,127				—				—				69				105				1,030				—				—				2,331
60-89 days past due			563				91				—				271				43				2,286				—				—				3,254
90 days or more past due			1,933				673				895				88				762				8,802				—				53				13,206
Total		$	602,867			$	293,417			$	117,042			$	71,681			$	57,827			$	548,562			$	—			$	29,982			$	1,721,378
Home equity
Loan delinquency:
Current		$	10,076			$	835			$	649			$	379			$	566			$	18,064			$	567,478			$	1,142			$	599,189
30-59 days past due			—				84				45				128				50				628				1,247				58				2,240
60-89 days past due			—				—				132				15				188				267				—				—				602
90 days or more past due			187				88				119				112				234				2,550				—				361				3,651
Total		$	10,263			$	1,007			$	945			$	634			$	1,038			$	21,509			$	568,725			$	1,561			$	605,682
Consumer
Loan delinquency:
Current		$	60,907			$	43,871			$	50,317			$	19,289			$	11,084			$	32,343			$	55,739			$	27			$	273,577
30-59 days past due			435				370				214				136				85				241				51				—				1,532
60-89 days past due			413				375				82				19				33				286				—				—				1,208
90 days or more past due			115				141				222				65				1				265				4				—				813
Total		$	61,870			$	44,757			$	50,835			$	19,509			$	11,203			$	33,135			$	55,794			$	27			$	277,130

Summary of Other Real Estate Owned and Repossessed Assets

The following table summarizes other real estate owned and repossessed assets included in other assets:

		December 31,
(in thousands)		2022				2021
Other real estate owned		$	1,397			$	—
Repossessed assets			89				—
Total other real estate owned and repossessed assets		$	1,486			$	—

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