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Derivatives and Hedging Activities (Tables)

9 Months Ended

Sep. 30, 2025

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Summary of Fair Values of Derivative Instruments on Balance Sheets

The table below presents the fair value of Wesbanco’s derivative financial instruments as well as their classification on the Balance Sheet as of September 30, 2025 and December 31, 2024:


		September 30, 2025												December 31, 2024
(unaudited, in thousands)		Notional or Contractual Amount				Asset Derivatives				Liability Derivatives				Notional or Contractual Amount				Asset Derivatives				Liability Derivatives
Derivatives
Loan Swaps:
Interest rate swaps and caps		$	2,321,157			$	65,321			$	66,886			$	1,906,520			$	72,343			$	72,204
Other contracts:
Interest rate lock commitments			43,622				996				—				15,476				—				41
Forward TBA contracts			137,500				—				468				29,000				115				—
Total derivatives						$	66,317			$	67,354							$	72,458			$	72,245

Summary of Effect of Derivative Instruments on Income Statement

The table below presents the change in the fair value of the Company’s derivative financial instruments reflected within non-interest income on the consolidated income statement for the three and nine months ended September 30, 2025 and 2024, respectively.


			For the Three Months Ended September 30,								For the Nine Months Ended September 30,
(unaudited, in thousands)	Location of Gain/(Loss)		2025				2024				2025				2024
Interest rate swaps and caps	Net swap fee and valuation income		$	22			$	(1,702	)		$	(1,665	)		$	(895	)
Interest rate lock commitments	Mortgage banking income			(532	)			(8	)			1,037				(124	)
Forward TBA contracts	Mortgage banking income			(836	)			(621	)			(1,872	)			(526	)
Total			$	(1,346	)		$	(2,331	)		$	(2,500	)		$	(1,545	)