XML 172 R152.htm IDEA: XBRL DOCUMENT v3.25.0.1
Reportable Operating Segments - Selected Business Segment Financial Information (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Selected business segment financial information      
Total interest income $ 980,044 $ 923,579 $ 663,220
Total interest expense (357,306) (287,452) (49,671)
Net interest income (loss) 622,738 636,127 613,549
(Provision) benefit for credit losses (14,750) (26,630) (1,392)
Net interest income after provision for credit losses 607,988 609,497 612,157
Noninterest income 185,803 200,815 179,525
Salaries and benefits 235,565 225,755 199,129
Contracted services and professional fees 60,912 66,423 70,027
Occupancy (28,971) (29,608) (31,034)
Equipment (53,902) (45,109) (34,506)
Card rewards program 33,831 31,627 30,990
Noninterest expense (501,189) (501,138) (440,471)
Income (loss) before (provision) benefit for income taxes 292,602 309,174 351,211
(Provision) benefit for income taxes (62,473) (74,191) (85,526)
Net income 230,129 234,983 265,685
Other Segment Disclosures:      
Depreciation and amortization 13,789 13,585 15,318
Total assets 23,828,186 24,926,474 24,577,223
Operating Segments      
Selected business segment financial information      
Total interest income 980,044 923,579 663,220
Total interest expense 357,306 287,452 49,671
Net interest income (loss) 622,738 636,127 613,549
(Provision) benefit for credit losses (14,750) (26,630) (1,392)
Net interest income after provision for credit losses 607,988 609,497 612,157
Noninterest income 185,803 200,815 179,525
Salaries and benefits (235,565) (225,755) (199,129)
Contracted services and professional fees (60,912) (66,423) (70,027)
Occupancy (28,971) (29,608) (31,034)
Equipment (53,902) (45,109) (34,506)
Card rewards program (33,831) (31,627) (30,990)
Other segment items (88,008) (102,616) (74,785)
Noninterest expense (501,189) (501,138) (440,471)
Income (loss) before (provision) benefit for income taxes 292,602 309,174 351,211
(Provision) benefit for income taxes (62,473) (74,191) (85,526)
Net income 230,129 234,983 265,685
Other Segment Disclosures:      
Depreciation and amortization 20,167 19,706 22,660
Earning Assets 21,074,312 22,280,910 21,869,181
Other operating segments      
Other Segment Disclosures:      
Earning Assets 21,074,312 22,280,910 21,869,181
Retail Banking      
Selected business segment financial information      
Total interest income 81,374 72,289 88,460
Total interest expense 425,421 385,836 347,768
Net interest income (loss) 506,795 458,125 436,228
Noninterest income 106,021 97,651 94,085
Retail Banking | Operating Segments      
Selected business segment financial information      
Total interest income 337,498 307,102 259,686
Total interest expense 242,581 144,587 25,869
Net interest income (loss) 506,795 458,125 436,228
(Provision) benefit for credit losses (8,341) (9,899) 967
Net interest income after provision for credit losses 498,454 448,226 437,195
Noninterest income 106,021 97,651 94,085
Salaries and benefits (99,055) (96,363) (83,771)
Contracted services and professional fees (11,832) (11,511) (11,250)
Occupancy (30,270) (31,108) (29,502)
Equipment (5,585) (4,965) (4,743)
Other segment items (148,789) (160,784) (164,297)
Noninterest expense (295,531) (304,731) (293,563)
Income (loss) before (provision) benefit for income taxes 308,944 241,146 237,717
(Provision) benefit for income taxes (70,534) (58,091) (58,077)
Net income 238,410 183,055 179,640
Other Segment Disclosures:      
Depreciation and amortization 4,461 4,566 4,953
Earning Assets 7,404,154 7,498,244 7,359,579
Retail Banking | Intersegment Eliminations      
Selected business segment financial information      
Intersegment interest allocations (256,124) (234,813) (171,226)
Intersegment interest allocations 668,002 530,423 373,637
Commercial Banking      
Selected business segment financial information      
Total interest income 135,677 144,289 127,772
Total interest expense 49,985 31,280 29,356
Net interest income (loss) 185,662 175,569 157,128
Noninterest income 79,442 75,358 77,539
Commercial Banking | Operating Segments      
Selected business segment financial information      
Total interest income 467,950 447,793 251,063
Total interest expense 67,017 49,201 12,901
Net interest income (loss) 185,662 175,569 157,128
(Provision) benefit for credit losses (9,167) (14,961) 1,154
Net interest income after provision for credit losses 176,495 160,608 158,282
Noninterest income 79,442 75,358 77,539
Salaries and benefits (18,959) (19,605) (15,720)
Contracted services and professional fees (16,304) (16,177) (16,315)
Occupancy (1,975) (1,920) (1,588)
Equipment (1,228) (968) (1,091)
Card rewards program (33,831) (31,627) (30,990)
Other segment items (18,252) (42,542) (44,202)
Noninterest expense (90,549) (112,839) (109,906)
Income (loss) before (provision) benefit for income taxes 165,388 123,127 125,915
(Provision) benefit for income taxes (32,934) (27,927) (30,158)
Net income 132,454 95,200 95,757
Other Segment Disclosures:      
Depreciation and amortization 268 285 228
Earning Assets 7,010,115 6,888,492 6,778,200
Commercial Banking | Intersegment Eliminations      
Selected business segment financial information      
Intersegment interest allocations (332,273) (303,504) (123,291)
Intersegment interest allocations 117,002 80,481 42,257
Treasury and Other      
Selected business segment financial information      
Total interest income 762,993 707,001 446,988
Total interest expense (832,712) (704,568) (426,795)
Net interest income (loss) (69,719) 2,433 20,193
Noninterest income 340 27,806 7,901
Treasury and Other | Operating Segments      
Selected business segment financial information      
Total interest income 174,596 168,684 152,471
Total interest expense 47,708 93,664 10,901
Net interest income (loss) (69,719) 2,433 20,193
(Provision) benefit for credit losses 2,758 (1,770) (3,513)
Net interest income after provision for credit losses (66,961) 663 16,680
Noninterest income 340 27,806 7,901
Salaries and benefits (117,551) (109,787) (99,638)
Contracted services and professional fees (32,776) (38,735) (42,462)
Occupancy 3,274 3,420 56
Equipment (47,089) (39,176) (28,672)
Other segment items 79,033 100,710 133,714
Noninterest expense (115,109) (83,568) (37,002)
Income (loss) before (provision) benefit for income taxes (181,730) (55,099) (12,421)
(Provision) benefit for income taxes 40,995 11,827 2,709
Net income (140,735) (43,272) (9,712)
Other Segment Disclosures:      
Depreciation and amortization 15,438 14,855 17,479
Earning Assets 6,660,043 7,894,174 7,731,402
Treasury and Other | Intersegment Eliminations      
Selected business segment financial information      
Intersegment interest allocations 588,397 538,317 294,517
Intersegment interest allocations $ (785,004) $ (610,904) $ (415,894)