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Revenue from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2025

Revenue from Contracts with Customers

Summary of revenues disaggregated by type of service and business segments

Three Months Ended September 30, 2025

Treasury

Retail

Commercial

and

(dollars in thousands)

Banking

Other

Total

Net interest income (expense)⁽¹⁾

131,790

44,254

(6,713)

169,331

Service charges on deposit accounts

6,780

1,252

8,096

Credit and debit card fees

—

14,283

984

15,267

Other service charges and fees

10,268

621

564

11,453

Trust and investment services income

9,212

—

9,212

Other

213

2,204

805

3,222

Not in scope of Topic 606⁽¹⁾

2,039

2,714

5,057

9,810

Total noninterest income

28,512

21,074

7,474

57,060

Total revenue

160,302

65,328

761

226,391

Nine Months Ended September 30, 2025

Treasury

Retail

Commercial

and

(dollars in thousands)

Banking

Other

Total

Net interest income (expense)⁽¹⁾

385,294

132,819

(24,673)

493,440

Service charges on deposit accounts

19,776

3,405

280

23,461

Credit and debit card fees

—

41,588

2,923

44,511

Other service charges and fees

28,927

1,847

1,676

32,450

Trust and investment services income

27,736

—

27,736

Other

683

5,157

3,217

9,057

Not in scope of Topic 606⁽¹⁾

5,795

5,871

12,614

24,280

Total noninterest income

82,917

57,868

20,710

161,495

Total revenue

468,211

190,687

(3,963)

654,935

(1)

Most of the Company’s revenue is not within the scope of Topic 606. The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance.


		Three Months Ended September 30, 2024
					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Net interest income (expense)⁽¹⁾	$	122,732	$	50,823	$	(16,848)	$	156,707

Service charges on deposit accounts		6,644		1,028		111		7,783
Credit and debit card fees		—		15,968		990		16,958
Other service charges and fees		8,598		426		606		9,630
Trust and investment services income		9,077		—		—		9,077
Other		193		2,502		1,073		3,768
Not in scope of Topic 606⁽¹⁾		2,073		1,742		2,257		6,072
Total noninterest income		26,585		21,666		5,037		53,288
Total revenue	$	149,317	$	72,489	$	(11,811)	$	209,995


		Nine Months Ended September 30, 2024
					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Net interest income (expense)⁽¹⁾	$	368,219	$	148,484	$	(52,718)	$	463,985

Service charges on deposit accounts		20,097		2,746		279		23,122
Credit and debit card fees		—		44,831		3,015		47,846
Other service charges and fees		23,306		1,334		1,767		26,407
Trust and investment services income		28,857		—		—		28,857
Other		669		5,041		6,493		12,203
Not in scope of Topic 606⁽¹⁾		5,987		4,295		7,710		17,992
Total noninterest income		78,916		58,247		19,264		156,427
Total revenue	$	447,135	$	206,731	$	(33,454)	$	620,412

(1)