XML 69 R58.htm IDEA: XBRL DOCUMENT v3.25.3
Allowance for Credit Losses - Loan Modifications to Borrowers Experiencing Financial Difficulty (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     $ 16,812,000 $ 6,684,000  
Commitments related to borrowers experiencing financial difficulty $ 0   0   $ 0
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit 6,300,000,000   6,300,000,000   $ 6,000,000,000
30 - 59 Days Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     143,000 141,000  
60 - 89 Days Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     71,000 425,000  
90 Days or Greater Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     1,267,000 79,000  
Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     1,481,000 645,000  
Not Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     15,331,000 6,039,000  
Commercial and Industrial          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     8,465,000 371,000  
Commercial and Industrial | Not Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     8,465,000 371,000  
Construction          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     904,000    
Construction | 90 Days or Greater Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     904,000    
Construction | Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     904,000    
Commercial Real Estate          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     1,715,000 2,308,000  
Commercial Real Estate | Not Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     1,715,000 2,308,000  
Residential mortgage          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     3,749,000 2,139,000  
Residential mortgage | 60 - 89 Days Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis       323,000  
Residential mortgage | 90 Days or Greater Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     299,000    
Residential mortgage | Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     299,000 323,000  
Residential mortgage | Not Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     3,450,000 1,816,000  
Consumer          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     1,979,000 1,866,000  
Consumer | 30 - 59 Days Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     143,000 141,000  
Consumer | 60 - 89 Days Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     71,000 102,000  
Consumer | 90 Days or Greater Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     64,000 79,000  
Consumer | Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     278,000 322,000  
Consumer | Not Past Due          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     1,701,000 1,544,000  
Interest Rate Reduction          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis 293,000 $ 416,000 1,213,000 1,384,000  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted 258,000 452,000 445,000 584,000  
Interest Rate Reduction | Consumer          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis $ 293,000 $ 416,000 $ 1,213,000 $ 1,384,000  
% of Total Class of Financing Receivable 0.03% 0.04% 0.12% 0.13%  
Reduced weighted-average contractual interest rate 13.44% 13.41% 13.10% 13.53%  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted $ 258,000 $ 452,000 $ 445,000 $ 584,000  
Term Extension          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis 627,000 910,000 $ 11,650,000 $ 3,534,000  
% of Total Class of Financing Receivable     0.08% 0.02%  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted 538,000 469,000 $ 1,855,000 $ 469,000  
Term Extension | Commercial and Industrial          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis $ 86,000 $ 115,000 $ 8,380,000 $ 371,000  
% of Total Class of Financing Receivable     0.41% 0.02%  
Added weighted-average years to the life of loans 4 years 9 months 18 days 5 years 8 months 12 days 4 years 3 months 18 days  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted $ 522,000 $ 122,000 $ 630,000 $ 122,000  
Term Extension | Construction          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     $ 904,000    
% of Total Class of Financing Receivable     0.10%    
Added weighted-average years to the life of loans     3 months 18 days    
Amortized Cost Basis of Modified Loans That Subsequently Defaulted     $ 904,000    
Term Extension | Commercial Real Estate          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis   $ 705,000 $ 716,000 $ 1,873,000  
% of Total Class of Financing Receivable   0.02% 0.02% 0.04%  
Added weighted-average years to the life of loans   4 months 24 days 4 months 24 days 9 months 18 days  
Term Extension | Residential mortgage          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     $ 1,049,000 $ 1,077,000  
% of Total Class of Financing Receivable     0.03% 0.03%  
Added weighted-average years to the life of loans     3 months 18 days 9 months 18 days  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted   $ 323,000 $ 299,000 $ 323,000  
Term Extension | Consumer          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis $ 541,000 $ 90,000 $ 601,000 $ 213,000  
% of Total Class of Financing Receivable 0.05%   0.06% 0.02%  
Added weighted-average years to the life of loans 6 months 5 years 10 months 24 days 4 years 6 months  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted $ 16,000 $ 24,000 $ 22,000 $ 24,000  
Other-Than-Insignificant Payment Delay          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis 475,000   $ 2,672,000 1,062,000  
% of Total Class of Financing Receivable     0.02%    
Amortized Cost Basis of Modified Loans That Subsequently Defaulted     $ 557,000    
Other-Than-Insignificant Payment Delay | Commercial Real Estate          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis     $ 999,000    
% of Total Class of Financing Receivable     0.02%    
Deferred loan payments     $ 209,000    
Other-Than-Insignificant Payment Delay | Residential mortgage          
Loan Modifications to Borrowers Experiencing Financial Difficulty          
Amortized Cost Basis $ 475,000   $ 1,673,000 $ 1,062,000  
% of Total Class of Financing Receivable 0.01%   0.04% 0.03%  
Amortized Cost Basis of Modified Loans That Subsequently Defaulted     $ 557,000    
Deferred loan payments $ 26,000   $ 54,000 $ 172,000