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Underwriting Information (Tables)

12 Months Ended

Dec. 31, 2022


	Year Ended December 31,
	2022				2021				2020

	($ in thousands)
			% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP
Product
Fronting	$	223,249	25.3	%	$	11,459	2.2	%	$	-	NM
Residential Earthquake		213,803	24.2	%		171,048	32.0	%		140,934	39.8	%
Commercial Earthquake		131,677	14.9	%		90,552	16.9	%		58,890	16.6	%
Inland Marine		105,068	11.9	%		57,124	10.7	%		15,423	4.3	%
Commercial All Risk		51,671	5.9	%		38,640	7.2	%		53,933	15.2	%
Casualty		35,791	4.1	%		9,584	1.9	%		—	NM
Hawaii Hurricane		32,967	3.7	%		30,298	5.6	%		13,824	3.9	%
Specialty Homeowners		29,959	3.4	%		67,894	12.7	%		49,849	14.1	%
Residential Flood		14,539	1.7	%		11,652	2.2	%		8,176	2.3	%
Other		43,144	4.9	%		46,924	8.6	%		13,331	3.8	%
Total Gross Written Premiums	$	881,868	100.0	%	$	535,175	100.0	%	$	354,360	100.0	%
NM-Not Meaningful

Gross written premiums by state are as follows:


	Year Ended December 31,
	2022				2021				2020

	($ in thousands)
			% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP
State
California	$	418,809	47.5	%	$	244,416	45.6	%	$	172,765	48.8	%
Texas		90,459	10.3	%		62,893	11.8	%		67,974	19.2	%
Washington		41,827	4.7	%		23,608	4.4	%		14,328	4.0	%
Hawaii		40,157	4.5	%		34,993	6.5	%		16,398	4.6	%
Florida		38,715	4.4	%		27,386	5.1	%		5,795	1.7	%
Oregon		24,108	2.7	%		13,677	2.6	%		10,038	2.8	%
Illinois		17,368	2.0	%		12,133	2.3	%		6,133	1.7	%
North Carolina		12,776	1.5	%		15,271	2.9	%		11,143	3.1	%
Other		197,649	22.4	%		100,798	18.8	%		49,786	14.1	%
Total Gross Written Premiums	$	881,868	100.0	%	$	535,175	100.0	%	$	354,360	100.0	%

Gross written premiums by insurance subsidiary are as follows:


	Year Ended December 31,
	2022				2021				2020

	($ in thousands)
			% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP
Subsidiary
PSIC	$	489,720	55.5	%	$	383,064	71.6	%	$	324,870	91.7	%
PESIC		392,148	44.5	%		152,111	28.4	%		29,490	8.3	%
Total Gross Written Premiums	$	881,868	100.0	%	$	535,175	100.0	%	$	354,360	100.0	%