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Schedule II - Condensed Financial Information of Parent Company (Tables) | 12 Months Ended
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Dec. 31, 2025
Notes Tables |
Condensed Balance Sheet [Table Text Block] |
|  | December 31, 2025 |  |  | December 31, 2024 |
Assets |  |  |  |  |  |
Investments: |  |  |  |  |  |
Fixed maturity securities available for sale, at fair value (amortized cost: $160,793 in 2025, $153,425 in 2024) |  | $ | 159,707 |  |  | $ | 147,467 |
Equity securities, at fair value: (cost: $3,725 in 2025, $1,725 in 2024) |  |  | 5,415 |  |  |  | 2,182 |
Equity method investment |  |  | — |  |  |  | 2,277 |
Total investments |  |  | 165,122 |  |  |  | 151,926 |
Cash and cash equivalents |  |  | 2,136 |  |  |  | 1,797 |
Accrued investment income |  |  | 1,659 |  |  |  | 1,547 |
Prepaid expenses and other assets |  |  | — |  |  |  | — |
Receivables from subsidiaries |  |  | 84,561 |  |  |  | 78,961 |
Note receivable from subsidiary |  |  | 15,000 |  |  |  | 15,000 |
Deferred tax asset |  |  | 184 |  |  |  | — |
Investment in subsidiaries |  |  | 753,448 |  |  |  | 580,535 |
Total assets |  | $ | 1,022,110 |  |  | $ | 829,766 |
Liabilities and Stockholders’ equity |  |  |  |  |  |
Liabilities: |  |  |  |  |  |
Accounts payable and other liabilities |  | $ | 29,074 |  |  | $ | 12,396 |
Payables to subsidiaries |  |  | 50,370 |  |  |  | 88,340 |
Deferred tax liabilities |  |  | — |  |  |  | — |
Total liabilities |  |  | 79,444 |  |  |  | 100,736 |
Stockholders’ equity: |  |  |  |  |  |
Preferred stock, $0.0001 par value, 5,000,000 shares authorized as of December 31, 2025 and December 31, 2024, 0 shares issued and outstanding as of December 31, 2025 and December 31, 2024 |  |  | — |  |  |  | — |
Common stock, $0.0001 par value, 500,000,000 shares authorized, 26,520,417 and 26,529,402 shares issued and outstanding as of December 31, 2025 and December 31, 2024, respectively |  |  | 3 |  |  |  | 3 |
Additional paid‑in capital |  |  | 523,168 |  |  |  | 493,656 |
Accumulated other comprehensive income (loss) |  |  | (2,507 | ) |  |  | (26,845 | )
Retained earnings |  |  | 422,002 |  |  |  | 262,216 |
Total stockholders’ equity |  |  | 942,666 |  |  |  | 729,030 |
Total liabilities and stockholders’ equity |  | $ | 1,022,110 |  |  | $ | 829,766 |
Condensed Income Statement [Table Text Block] |
|  | Year Ended December 31, |
|  | 2025 |  |  | 2024 |  |  | 2023 |
Revenues: |  |  |  |  |  |  |  |  |
Net investment income |  | $ | 8,761 |  |  | $ | 4,877 |  |  | $ | 1,699 |
Net realized and unrealized gains (losses) on investments |  |  | 3,514 |  |  |  | 23 |  |  |  | (209 | )
Total revenues |  |  | 12,275 |  |  |  | 4,900 |  |  |  | 1,490 |
Expenses: |  |  |  |  |  |  |  |  |
Other operating expenses |  |  | 57,956 |  |  |  | 48,251 |  |  |  | 39,347 |
Loss before income taxes |  |  | (45,681 | ) |  |  | (43,351 | ) |  |  | (37,857 | )
Income tax benefit |  |  | (5,065 | ) |  |  | (10,199 | ) |  |  | (7,953 | )
Loss before equity in net income of subsidiaries |  |  | (40,616 | ) |  |  | (33,152 | ) |  |  | (29,904 | )
Equity in net income of subsidiaries |  |  | 237,686 |  |  |  | 150,725 |  |  |  | 109,105 |
Net income |  |  | 197,070 |  |  |  | 117,573 |  |  |  | 79,201 |
Other comprehensive income: |  |  |  |  |  |  |  |  |
Net unrealized losses on securities available for sale |  |  | (329 | ) |  |  | (5,114 | ) |  |  | (2,505 | )
Equity in other comprehensive income (loss) of subsidiaries, net of taxes |  |  | 24,668 |  |  |  | 2,261 |  |  |  | 15,029 |
Total comprehensive income |  | $ | 221,409 |  |  | $ | 114,720 |  |  | $ | 91,725 |
Condensed Cash Flow Statement [Table Text Block] |
|  | Year Ended December 31, |
|  | 2025 |  |  | 2024 |  |  | 2023 |
Operating activities |  |  |  |  |  |  |  |  |
Net income |  | $ | 197,070 |  |  | $ | 117,573 |  |  | $ | 79,201 |
Adjustments to reconcile net income to net cash provided by operating activities: |  |  |  |  |  |  |  |  |
Equity in undistributed earnings of subsidiaries |  |  | (237,686 | ) |  |  | (150,725 | ) |  |  | (109,105 | )
Stock-based compensation expense |  |  | 10,543 |  |  |  | 10,513 |  |  |  | 10,426 |
Net realized and unrealized (gains) losses on investments |  |  | (3,514 | ) |  |  | (23 | ) |  |  | 209 |
Amortization of premium on fixed maturity securities |  |  | 18 |  |  |  | 172 |  |  |  | 189 |
Deferred income tax expense (benefit) |  |  | 1,874 |  |  |  | (15,640 | ) |  |  | 2,787 |
Dividend received from subsidiary |  |  | 99,000 |  |  |  | 95,000 |  |  |  | — |
Changes in operating assets and liabilities: |  |  | (28,890 | ) |  |  | (80,154 | ) |  |  | 37,777 |
Net cash provided by (used in) operating activities |  |  | 38,415 |  |  |  | (23,284 | ) |  |  | 21,484 |
Investing activities |  |  |  |  |  |  |  |  |
Purchases of equity securities |  |  | (2,000 | ) |  |  | — |  |  |  | — |
Purchases of fixed maturity securities |  |  | (34,753 | ) |  |  | (114,611 | ) |  |  | (11,045 | )
Sales and maturities of fixed maturity securities |  |  | 27,124 |  |  |  | 13,004 |  |  |  | 9,232 |
Cash paid to subsidiaries |  |  | (109,150 | ) |  |  | — |  |  |  | — |
Cash received from subsidiaries |  |  | 109,489 |  |  |  | — |  |  |  | — |
Net cash used in investing activities |  |  | (9,290 | ) |  |  | (101,607 | ) |  |  | (1,813 | )
Financing activities |  |  |  |  |  |  |  |  |
Proceeds from stock offering, net of offering costs |  |  | (141 | ) |  |  | 115,724 |  |  |  | — |
Proceeds from common stock issued via equity incentive plans |  |  | 4,920 |  |  |  | 7,892 |  |  |  | 2,038 |
Policyholder contribution to surplus |  |  | 3,719 |  |  |  | 2,758 |  |  |  | 90 |
Repurchase of common stock |  |  | (37,284 | ) |  |  | — |  |  |  | (22,266 | )
Net cash (used in) provided by financing activities |  |  | (28,786 | ) |  |  | 126,374 |  |  |  | (20,138 | )
Net increase (decrease) in cash and cash equivalents |  |  | 339 |  |  |  | 1,483 |  |  |  | (467 | )
Cash and cash equivalents at beginning of period |  |  | 1,797 |  |  |  | 314 |  |  |  | 781 |
Cash and cash equivalents at end of period |  | $ | 2,136 |  |  | $ | 1,797 |  |  | $ | 314 |
Supplementary cash flow information: |  |  |  |  |  |  |  |  |
Cash paid for federal income taxes |  | $ | 57,961 |  |  | $ | 37,810 |  |  | $ | 20,640 |
Cash paid for state income taxes |  | $ | 1,124 |  |  | $ | 644 |  |  | $ | 484 |
Cash paid for interest |  | $ | 287 |  |  | $ | 1,048 |  |  | $ | 3,682 |

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