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Schedule II - Condensed Financial Information of Parent Company - Statements of Cash Flows (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Net income $ 197,070 $ 117,573 $ 79,201
Stock-based compensation expense 21,013 16,685 14,913
Net realized and unrealized (gains) losses on investments (11,831) (4,568) (2,941)
Amortization of premium on fixed maturity securities (61) (945) (9)
Deferred income tax expense (benefit) 2,042 2,063 (2,826)
Net cash provided by operating activities 409,121 261,157 116,106
Purchases of equity securities (55,550) (202) (945)
Purchases of fixed maturity securities (848,358) (601,410) (233,770)
Sales and maturities of fixed maturity securities 614,616 301,847 120,285
Net cash used in investing activities (353,982) (306,244) (128,478)
Proceeds from stock offering, net of offering costs (141) 115,724 0
Proceeds from common stock issued via equity incentive plans 1,165 902 799
Policy holder contribution to surplus 3,719 2,758 90
Repurchase of common stock (37,284) 0 (22,266)
Net cash provided by (used in) financing activities (28,786) 73,774 (3,940)
Net increase (decrease) in cash, cash equivalents and restricted cash 26,353 28,687 (16,312)
Cash paid for federal income taxes 57,961 37,810 20,640
Cash paid for state income taxes 1,124 644  
Cash paid for income taxes 59,085 38,454  
Cash paid for interest 287 1,048 3,682
Parent Company [Member]      
Net income 197,070 117,573 79,201
Equity in undistributed earnings of subsidiaries (237,686) (150,725) (109,105)
Stock-based compensation expense 10,543 10,513 10,426
Net realized and unrealized (gains) losses on investments (3,514) (23) 209
Amortization of premium on fixed maturity securities 18 172 189
Deferred income tax expense (benefit) 1,874 (15,640) 2,787
Dividend received from subsidiary 99,000 95,000 0
Changes in operating assets and liabilities: (28,890) (80,154) 37,777
Net cash provided by operating activities 38,415 (23,284) 21,484
Purchases of equity securities (2,000)    
Purchases of fixed maturity securities (34,753) (114,611) (11,045)
Sales and maturities of fixed maturity securities 27,124 13,004 9,232
Cash paid to subsidiaries (109,150)    
Cash received from subsidiaries 109,489    
Net cash used in investing activities (9,290) (101,607) (1,813)
Proceeds from stock offering, net of offering costs (141) 115,724 0
Proceeds from common stock issued via equity incentive plans 4,920 7,892 2,038
Policy holder contribution to surplus 3,719 2,758 90
Repurchase of common stock (37,284) 0 (22,266)
Net cash provided by (used in) financing activities (28,786) 126,374 (20,138)
Net increase (decrease) in cash, cash equivalents and restricted cash 339 1,483 (467)
Cash and cash equivalents at beginning of period 1,797 314 781
Cash and cash equivalents at end of period 2,136 1,797 314
Cash paid for federal income taxes 57,961 37,810 20,640
Cash paid for state income taxes 1,124 644 484
Cash paid for interest $ 287 $ 1,048 $ 3,682