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Note 11 - Reinsurance (Tables)

12 Months Ended

Dec. 31, 2025

Reinsurance Disclosures [Abstract]

Ceded Credit Risk [Table Text Block]

The following table shows ceded written premiums under fronting and quota share arrangements by line of business for the years ended December 31, 2025, 2024, and 2023:

		Year Ended December 31,
		2025				2024				2023
		($ in thousands)
Casualty		$	235,119			$	86,120			$	36,677
Fronting			203,813				312,173				339,376
Crop			176,200				109,975				12,110
Inland Marine and Other Property			145,223				103,863				108,409
Earthquake			43,891				42,466				29,708
Total		$	804,246			$	654,597			$	526,280

Effects of Reinsurance [Table Text Block]

The effect of reinsurance on premiums written and earned and on losses and LAE incurred for the years ended December 31, 2025, 2024 and 2023, is as follows:

		2025								2024								2023
		Written				Earned				Written				Earned				Written				Earned
		($ in thousands)
Premiums Written and Earned:
Direct		$	1,792,609			$	1,600,618			$	1,403,383			$	1,301,901			$	1,083,804			$	959,614
Assumed			235,643				186,566				138,578				95,468				57,754				56,107
Ceded			(1,064,230	)			(984,549	)			(897,111	)			(886,682	)			(731,531	)			(669,808	)
Net		$	964,022			$	802,635			$	644,850			$	510,687			$	410,027			$	345,913

		2025
		Losses				LAE				Total
		($ in thousands)
Losses and LAE Incurred:
Direct		$	381,708			$	140,505			$	522,213
Assumed			74,188				4,837				79,025
Ceded			(291,428	)			(81,216	)			(372,644	)
Net		$	164,468			$	64,126			$	228,594

		2024
		Losses				LAE				Total
		($ in thousands)
Losses and LAE Incurred:
Direct		$	367,276			$	75,301			$	442,577
Assumed			46,866				4,930				51,796
Ceded			(305,336	)			(54,278	)			(359,614	)
Net		$	108,806			$	25,953			$	134,759

		2023
		Losses				LAE				Total
		($ in thousands)
Losses and LAE Incurred:
Direct		$	228,441			$	60,834			$	289,275
Assumed			19,799				1,789				21,588
Ceded			(186,706	)			(51,565	)			(238,271	)
Net		$	61,534			$	11,058			$	72,592

X

- Definition

Tabular disclosure of the effects of reinsurance, for example, but not limited to, disclosure of direct, assumed, and ceded insurance.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 944
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479838/944-20-50-1

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 944
-SubTopic 605
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479032/944-605-50-1

+ Details

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X

- References

No definition available.

+ Details

Name:	us-gaap_ReinsuranceDisclosuresAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of reinsurer or group of reinsurers for whom the entity has a concentration of credit risk.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-SubTopic 825
-Topic 944
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477351/944-825-50-1B

+ Details

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