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Note 10 - Reserve for Losses and Loss Adjustment Expenses - Reconciliation of Changes in Reserve Balance for Losses and Loss Adjustment Expenses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Liability for Unpaid Claims and Claims Adjustment Expense, Activity in Liability [Abstract]      
Reserve for losses and loss adjustment expense, net of reinsurance recoverables at beginning of period $ 155,299 $ 97,653 $ 77,520
Add: Balance acquired from FIA 6,788 0 0
Current year 248,365 137,797 70,363
Prior years (19,771) (3,038) 2,229
Total incurred 228,594 134,759 72,592
Current year 75,913 43,582 19,631
Prior years 38,810 33,531 32,828
Total payments 114,723 77,113 52,459
Reserve for losses and loss adjustment expense net of reinsurance recoverables at end of period 275,958 155,299 97,653
Add: Reinsurance recoverables on unpaid losses and loss adjustment expenses at end of period 412,273 348,083 244,622
Reserve for losses and loss adjustment expenses gross of reinsurance recoverables on unpaid losses and loss adjustment expenses at end of period $ 688,231 $ 503,382 $ 342,275