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Contingent Transactions (Tables)

12 Months Ended

Dec. 31, 2020

Statement [LineItems]

Summary of Contingent Transactions

As of December 31, 2020 and 2019, the Bank maintains the following maximum exposure to credit risk related to this kind of transactions:

		12/31/2020				12/31/2019
Undrawn commitments of credit cards and checking accounts			95,220,298				124,364,340
Guarantees granted			1,282,770				2,340,277
Letters of credit			888,664				607,827
Overdraft and unused agreed commitments			518,606				1,432,695
			97,910,338				128,745,139
Less: Allowance for ECL (1)			(23,200	)			(23,514	)
Total			97,887,138				128,721,625

(1) It includes high grade credit risk exposures in stage 1. During 2020 and 2019, there were no transfers between stages. See also note 22.

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- Definition

The disclosure of contingent liabilities. [Refer: Contingent liabilities [member]]

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