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Reserves for Insurance Claims and Claim Expenses - Narrative (Details) $ in Thousands | 9 Months Ended |  |
--- | --- | --- | ---
Sep. 30, 2025 USD ($) policy claim loan | Sep. 30, 2024 USD ($) | Dec. 31, 2024 USD ($) loan policy | Dec. 31, 2023 USD ($)
Liability for Claims and Claims Adjustment Expense [Line Items] |  |  |  |
Total gross liability for unpaid claims and claim adjustment expenses | $ 180,347 | $ 135,520 | $ 152,071 | $ 123,974
Number of claims paid | claim | 281 |  |  |
Claims paid, including amounts covered by insurance | $ 16,100 |  |  |
Primary loans in default | loan | 7,093 |  | 6,642 |
Primary insured portfolio, loan default rate (in percent) | 1.05% |  | 1.01% |
Total number of policies in-force | policy | 677,010 |  | 659,567 |
Favorable development on prior year defaults | $ 52,400 | $ 57,200 |  |
Reserve for prior year insurance claims and claim expenses | $ 70,600 |  |  |
Reinsurance Policy, Type [Axis]: QSR Transactions |  |  |  |
Liability for Claims and Claims Adjustment Expense [Line Items] |  |  |  |
Number of covered claims included in number of claims paid | claim | claim | 271 |  |  |
Component of claims paid covered under QSR Transaction | $ 3,200 |  |  |

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- Definition Liability for Paid Claims and Claims Adjustment Expense, Number of Covered Claims Included In Number of Paid Claims + References No definition available. + Details
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- Definition Liability For Unpaid Claims And Claims Adjustment Expense, Incurred But Not Reported (IBNR) Claims, Number Of Primary Loans In Default + References No definition available. + Details
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- Definition Liability For Unpaid Claims And Claims Adjustment Expense, Incurred But Not Reported (IBNR) Claims, Total Policies In-Force + References No definition available. + Details
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- Definition Liability for Paid Claims and Claims Adjustment Expense, Number of Paid Claims + References No definition available. + Details
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- Definition Amount of payments to settle insured claims and pay costs incurred in the claims settlement process, including amount covered by insurance. + References No definition available. + Details
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