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Consolidated Statements of Cash Flows - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Operating activities      
Net income (loss) $ (154.1) $ 241.2 $ 66.5
Net income from discontinued operations (0.7) (212.6) (67.3)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation and amortization 101.5 100.2 109.9
Provision for credit losses 59.2 18.6 7.2
Deferred income taxes (29.8) (2.3) 4.4
Amortization of debt issuance costs 8.7 10.7 12.1
Stock-based compensation 16.5 16.6 13.2
Contingent consideration adjustment 1.3 0.0 24.3
Net change in unrealized (gain) loss on investment securities 0.0 7.1 (1.4)
Investment and note receivable impairment 10.3 0.0 0.0
Gain on sale of property 0.0 (33.9) 0.0
Goodwill and other intangibles impairment 250.8 0.0 0.0
Loss on extinguishment of debt 1.1 17.2 0.0
Other non-cash, net 1.0 0.5 2.1
Changes in operating assets and liabilities, net of acquisitions:      
Trade receivables and other assets (66.0) 107.7 (81.0)
Accounts payable and accrued expenses 39.8 (240.8) 143.9
Payments of contingent consideration in excess of acquisition-date fair value (2.6) (26.1) 0.0
Net cash provided by operating activities - continuing operations 237.0 4.1 233.9
Net cash provided by (used by) operating activities - discontinued operations (1.6) (459.1) 179.3
Investing activities      
Net decrease (increase) in finance receivables held for investment 64.8 97.9 (618.6)
Acquisition of businesses (net of cash acquired) (103.0) (0.4) (521.8)
Purchases of property, equipment and computer software (52.0) (60.9) (64.2)
Investments in securities (1.3) (6.7) (22.5)
Proceeds from sale of investments 0.0 0.3 38.5
Proceeds from note receivable 0.7 0.0 0.0
Proceeds from the sale of PWI 0.0 0.0 2.2
Proceeds from the sale of property and equipment 0.3 39.8 0.0
Net cash (used by) provided by investing activities - continuing operations (90.5) 70.0 (1,186.4)
Net cash provided by (used by) investing activities - discontinued operations 7.0 2,077.4 (32.2)
Financing activities      
Net decrease in book overdrafts (2.3) (5.7) (8.0)
Net borrowings from (repayments of) lines of credit 5.9 141.9 (8.0)
Net (decrease) increase in obligations collateralized by finance receivables (55.9) 1.5 424.4
Payments for debt issuance costs/amendments (6.7) (11.6) (0.6)
Payments on long-term debt 0.0 (928.6) (9.5)
Payment for early extinguishment of debt (140.1) (606.3) 0.0
Payments on finance leases (1.9) (3.9) (5.6)
Payments of contingent consideration and deferred acquisition costs (12.4) (3.5) (37.1)
Issuance of common stock under stock plans 2.7 1.4 1.5
Issuance of common stock - private placement 0.0 0.0 30.0
Tax withholding payments for vested RSUs (2.6) (2.7) (2.2)
Repurchase and retirement of common stock (22.2) (182.2) (180.9)
Dividends paid on Series A Preferred Stock (44.4) (22.2) 0.0
Net cash (used by) provided by financing activities - continuing operations (279.9) (1,621.9) 204.0
Net cash provided by financing activities - discontinued operations 0.0 10.8 6.4
Net change in cash balances of discontinued operations 0.0 12.4 15.6
Effect of exchange rate changes on cash 9.2 (19.4) (1.5)
Net (decrease) increase in cash, cash equivalents and restricted cash (118.8) 74.3 (580.9)
Cash, cash equivalents and restricted cash at beginning of period 277.7 203.4 784.3
Cash paid for interest, net of proceeds from interest rate derivatives 145.2 106.4 112.7
Cash paid for taxes, net of refunds 35.8 25.6 24.8
Cash, cash equivalents and restricted cash at end of period 158.9 277.7 203.4
Discontinued Operations      
Cash paid for taxes, net of refunds $ 1.5 $ 378.1 $ 1.2