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Consolidated Statements of Cash Flows - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Operating activities    
Net income $ 18.5 $ 12.7
Net income from discontinued operations 0.0 0.0
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Depreciation and amortization 24.3 23.0
Provision for credit losses 15.8 14.3
Deferred income taxes (1.5) 0.2
Amortization of debt issuance costs 2.2 2.2
Stock-based compensation 6.6 3.6
Net change in unrealized loss on investment securities 0.0 0.1
Investment and note receivable impairment 0.0 11.0
Other non-cash, net 0.1 0.7
Changes in operating assets and liabilities, net of acquisitions:    
Trade receivables and other assets (113.6) (96.4)
Accounts payable and accrued expenses 147.8 124.7
Net cash provided by (used by) operating activities - continuing operations 100.2 96.1
Net cash provided by operating activities - discontinued operations 0.0 0.0
Investing activities    
Net increase in finance receivables held for investment (26.4) (1.7)
Purchases of property, equipment and computer software (12.9) (12.0)
Investments in securities (0.4) (0.2)
Proceeds from sale of investments 0.0 0.3
Net cash used by investing activities - continuing operations (39.7) (13.6)
Net cash provided by investing activities - discontinued operations 0.0 7.0
Financing activities    
Net increase (decrease) in book overdrafts 17.0 (0.5)
Net repayments of lines of credit (33.2) (62.9)
Net decrease in obligations collateralized by finance receivables (32.8) (41.0)
Payments for debt issuance costs/amendments (1.9) (0.5)
Payments on finance leases (0.3) (0.5)
Issuance of common stock under stock plans 0.4 1.3
Tax withholding payments for vested RSUs (1.7) (1.3)
Dividends paid on Series A Preferred Stock (11.1) (11.1)
Net cash used by financing activities - continuing operations (63.6) (116.5)
Net cash provided by financing activities - discontinued operations 0.0 0.0
Net change in cash balances of discontinued operations 0.0 0.0
Effect of exchange rate changes on cash (4.9) 1.1
Net decrease in cash, cash equivalents and restricted cash (8.0) (25.9)
Cash, cash equivalents and restricted cash at beginning of period 158.9 277.7
Cash paid for interest 36.2 31.1
Cash paid for taxes, net of refunds 15.4 12.0
Cash, cash equivalents and restricted cash at end of period 150.9 251.8
Discontinued Operations    
Cash paid for taxes, net of refunds $ 0.2 $ 0.0