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Segment Information (Tables)

3 Months Ended

Mar. 31, 2025

Segment Reporting [Abstract]

Schedule of financial information regarding the entity's reportable segments

Financial information regarding our reportable segments is set forth below as of and for the three months ended March 31, 2025 (in millions):

			Marketplace						Finance						Consolidated
Operating revenues			$	351.2					$	108.9					$	460.1
Operating expenses
Cost of services (exclusive of depreciation and amortization)			224.5						17.1						241.6
Finance interest expense			—						27.6						27.6
Provision for credit losses			0.3						9.0						9.3
Selling, general and administrative			94.7						12.5						107.2
Depreciation and amortization			19.7						3.0						22.7
Total operating expenses															408.4
Operating profit			12.0						39.7						51.7
Interest expense															4.0
Other (income) expense, net															(5.0)
Income from continuing operations before income taxes															52.7
Income taxes															15.8
Income from continuing operations															$	36.9
Total assets			$	2,114.1					$	2,692.3					$	4,806.4
Capital expenditures			$	10.9					$	1.0					$	11.9

Financial information regarding our reportable segments is set forth below as of and for the three months ended March 31, 2024 (in millions):

			Marketplace						Finance						Consolidated
Operating revenues			$	318.3					$	111.6					$	429.9
Operating expenses
Cost of services (exclusive of depreciation and amortization)			197.1						16.8						213.9
Finance interest expense			—						32.6						32.6
Provision for credit losses			2.2						13.6						15.8
Selling, general and administrative			92.6						13.9						106.5
Depreciation and amortization			21.6						2.7						24.3
Total operating expenses															393.1
Operating profit			4.8						32.0						36.8
Interest expense															7.1
Other expense (income), net															0.5
Income from continuing operations before income taxes															29.2
Income taxes															10.7
Income from continuing operations															$	18.5
Total assets			$	2,159.3					$	2,659.1					$	4,818.4
Capital expenditures			$	11.6					$	1.3					$	12.9

Schedule of information regarding the geographic areas of entity's operations

Information regarding the geographic areas of our operations is set forth below (in millions):

			Three Months Ended   March 31,
			2025						2024
Operating revenues
U.S.			$	270.3					$	272.1
Foreign			189.8						157.8
			$	460.1					$	429.9

			March 31, 2025						December 31, 2024
Long-lived assets
U.S.			$	993.8					$	1,006.1
Foreign			767.0						764.8
			$	1,760.8					$	1,770.9

X

- Definition

Tabular disclosure of information concerning material long-lived assets (excluding financial instruments, customer relationships with financial institutions, mortgage and other servicing rights, deferred policy acquisition costs, and deferred taxes assets) located in identified geographic areas and/or the amount of revenue from external customers attributed to that country from which revenue is material. An entity may also provide subtotals of geographic information about groups of countries.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(1))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 41
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-41

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X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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