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Finance Receivables and Obligations Collateralized by Finance Receivables (Details)
$ in Millions, $ in Millions
3 Months Ended
Mar. 31, 2025
USD ($)
Mar. 31, 2024
USD ($)
Mar. 31, 2025
CAD ($)
Dec. 31, 2024
USD ($)
Finance Receivables and Obligations Collateralized by Finance Receivables        
Principal amount of receivables $ 2,327.8     $ 2,314.0
Principal amount of receivables delinquent 16.1     18.0
Net credit losses 8.3 $ 15.5    
Accrued interest and fees 25.9     28.5
Allowance for credit losses (20.5) (21.0)   (19.8)
Finance receivables, net 2,333.2     2,322.7
Finance Receivables Pledged as Security 2,346.1     2,335.1
Obligations collateralized by finance receivables, gross 1,676.8     1,679.1
Obligations collateralized by finance receivables 1,659.5     1,660.3
Changes in the allowance for credit losses        
Balance at beginning of period 19.8 23.0    
Provision for credit losses 9.0 13.6    
Recoveries 1.9 1.6    
Less charge-offs (10.2) (17.1)    
Other 0.0 (0.1)    
Balance at end of period 20.5 21.0    
Floorplan receivables        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Principal amount of receivables 2,324.3     2,310.5
Principal amount of receivables delinquent 12.6     14.5
Net credit losses 8.3 15.5    
Other Loans        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Principal amount of receivables 3.5     3.5
Principal amount of receivables delinquent 3.5     3.5
Net credit losses 0.0 $ 0.0    
AFC        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Unamortized securitization issuance costs $ (17.3)     $ (18.8)
AFC | Minimum        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Period to define financing receivables as past due (in days) 31 days      
AFC Funding Corporation        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Committed liquidity $ 2,000.0      
AFC Funding Corporation | Minimum        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Cash reserve as security for obligations of collateralized financing receivables (as a percent) 1.00%      
Cash reserve as security for obligations of collateralized financing receivables - circumstance two (as a percent) 3.00%      
AFCI        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Committed liquidity     $ 300  
AFCI | Minimum        
Finance Receivables and Obligations Collateralized by Finance Receivables        
Cash reserve as security for obligations of collateralized financing receivables (as a percent) 1.00%      
Cash reserve as security for obligations of collateralized financing receivables - circumstance two (as a percent) 3.00%