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Consolidated Balance Sheets - USD ($)
$ in Millions
Mar. 31, 2025
Dec. 31, 2024
Current assets    
Cash and cash equivalents $ 220.5 $ 143.0
Restricted cash 36.0 40.7
Trade receivables, net of allowances of $6.9 and $6.7 345.4 248.2
Finance receivables, net of allowances of $20.5 and $19.8 2,333.2 2,322.7
Other current assets 110.5 96.9
Total current assets 3,045.6 2,851.5
Other assets    
Goodwill 1,228.0 1,222.9
Customer relationships, net of accumulated amortization of $441.9 and $437.4 113.8 117.7
Other intangible assets, net of accumulated amortization of $504.2 and $487.4 155.6 160.8
Operating lease right-of-use assets 64.9 67.1
Property and equipment, net of accumulated depreciation of $161.3 and $159.4 146.8 149.3
Other assets 51.7 53.0
Total other assets 1,760.8 1,770.8
Total assets 4,806.4 4,622.3
Current liabilities    
Accounts payable 710.4 547.6
Accrued employee benefits and compensation expenses 26.0 36.5
Accrued interest 10.7 7.2
Other accrued expenses 84.5 80.8
Income taxes payable 3.8 10.6
Obligations collateralized by finance receivables 1,659.5 1,660.3
Current maturities of long-term debt 225.8 222.5
Total current liabilities 2,720.7 2,565.5
Non-current liabilities    
Long-term debt 0.0 0.0
Deferred income tax liabilities 25.2 24.4
Operating lease liabilities 58.2 60.4
Other liabilities 17.4 16.8
Total non-current liabilities 100.8 101.6
Commitments and contingencies (Note 8)
Temporary equity    
Series A convertible preferred stock 612.5 612.5
Stockholders' equity    
Common stock, $0.01 par value: Authorized shares: 400,000,000; Issued and outstanding shares: March 31, 2025: 107,348,094 December 31, 2024: 106,849,134 1.1 1.1
Additional paid-in capital 720.4 720.9
Retained earnings 715.6 689.8
Accumulated other comprehensive loss (64.7) (69.1)
Total stockholders' equity 1,372.4 1,342.7
Total liabilities, temporary equity and stockholders' equity $ 4,806.4 $ 4,622.3