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Finance Receivables and Obligations Collateralized by Finance Receivables (Details)
$ in Millions, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2025
CAD ($)
Mar. 31, 2025
CAD ($)
Dec. 31, 2024
USD ($)
Finance Receivables and Obligations Collateralized by Finance Receivables              
Cost capitalized in connection with US/Canada RPA     $ 0.4 $ 2.2      
Principal amount of receivables $ 2,347.4   2,347.4       $ 2,314.0
Principal amount of receivables delinquent 7.7   7.7       18.0
Net credit losses 10.3 $ 14.0 18.6 29.5      
Accrued interest and fees 27.4   27.4       28.5
Allowance for credit losses (19.0) (19.0) (19.0) (19.0)     (19.8)
Finance receivables, net 2,355.8   2,355.8       2,322.7
Finance Receivables Pledged as Security 2,343.7   2,343.7       2,335.1
Obligations collateralized by finance receivables, gross 1,740.9   1,740.9       1,679.1
Obligations collateralized by finance receivables 1,724.8   1,724.8       1,660.3
Changes in the allowance for credit losses              
Balance at beginning of period     19.8 23.0      
Provision for credit losses     17.5 25.6      
Recoveries     4.4 3.4      
Less charge-offs     (23.0) (32.9)      
Other     0.3 (0.1)      
Balance at end of period 19.0 19.0 19.0 19.0      
Floorplan receivables              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Principal amount of receivables 2,347.1   2,347.1       2,310.5
Principal amount of receivables delinquent 7.4   7.4       14.5
Net credit losses 7.3 14.0 15.6 29.5      
Other Loans              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Principal amount of receivables 0.3   0.3       3.5
Principal amount of receivables delinquent 0.3   0.3       3.5
Net credit losses 3.0 $ 0.0 3.0 $ 0.0      
AFC              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Unamortized securitization issuance costs (16.1)   $ (16.1)       $ (18.8)
AFC | Minimum              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Period to define financing receivables as past due (in days)     31 days        
AFC Funding Corporation              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Committed liquidity 2,000.0   $ 2,000.0        
AFC Funding Corporation | Minimum              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Cash reserve as security for obligations of collateralized financing receivables (as a percent)     1.00%        
Cash reserve as security for obligations of collateralized financing receivables - circumstance two (as a percent)     3.00%        
AFCI              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Committed liquidity         $ 375 $ 300  
Cost capitalized in connection with US/Canada RPA $ 0.3            
AFCI | Minimum              
Finance Receivables and Obligations Collateralized by Finance Receivables              
Cash reserve as security for obligations of collateralized financing receivables (as a percent)     1.00%        
Cash reserve as security for obligations of collateralized financing receivables - circumstance two (as a percent)     3.00%