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Consolidated Statements of Cash Flows - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Operating activities    
Net income $ 70.3 $ 29.2
Net income from discontinued operations 0.0 0.0
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 45.7 48.4
Provision for credit losses 18.0 29.1
Deferred income taxes 2.8 0.4
Amortization of debt issuance costs 4.4 4.7
Stock-based compensation 5.8 10.1
Loss on sale of property 7.0 0.0
Other non-cash, net 0.2 0.1
Changes in operating assets and liabilities, net of acquisitions:    
Trade receivables and other assets (55.1) (23.7)
Accounts payable and accrued expenses 95.1 39.4
Net cash provided by operating activities - continuing operations 194.2 137.7
Net cash used by operating activities - discontinued operations 0.0 (0.1)
Investing activities    
Net (increase) decrease in finance receivables held for investment (45.0) 33.1
Purchases of property, equipment and computer software (26.1) (25.9)
Investments in securities (0.7) (1.6)
Proceeds from the sale of property and equipment 42.4 0.3
Net cash (used by) provided by investing activities - continuing operations (29.4) 5.9
Net cash provided by investing activities - discontinued operations 0.0 0.0
Financing activities    
Net increase (decrease) in book overdrafts 0.5 (1.6)
Net repayments of lines of credit (23.2) (81.2)
Net increase (decrease) in obligations collateralized by finance receivables 49.4 (56.1)
Payments for debt issuance costs/amendments (0.4) (2.2)
Payments on long-term debt (210.0) 0.0
Payments on finance leases 0.0 (0.6)
Issuance of common stock under stock plans 2.9 0.8
Tax withholding payments for vested RSUs (6.5) (3.4)
Repurchase and retirement of common stock (9.4) 0.0
Dividends paid on Series A Preferred Stock (22.2) (22.2)
Net cash used by financing activities - continuing operations (218.9) (166.5)
Net cash provided by financing activities - discontinued operations 0.0 0.0
Net change in cash balances of discontinued operations 0.0 0.0
Effect of exchange rate changes on cash 19.2 (7.3)
Net decrease in cash, cash equivalents and restricted cash (34.9) (30.3)
Cash, cash equivalents and restricted cash at beginning of period 183.7 158.9
Cash paid for interest 58.1 74.6
Cash paid for taxes, net of refunds 27.3 29.4
Cash, cash equivalents and restricted cash at end of period 148.8 128.6
Discontinued Operations    
Cash paid for taxes, net of refunds $ (1.5) $ 0.0