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REGULATORY CAPITAL REQUIREMENTS (Tables) | 12 Months Ended
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Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following table presents the capital and capital ratios of the Company (on a consolidated basis) and the Bank (on a stand-alone basis) as of the respective dates and as compared to the respective regulatory requirements applicable to them:
| At December 31, 2021
| Actual |  | For Minimum Capital Adequacy Purposes |  | To Be Categorized As “Well Capitalized” Under Prompt Corrective Action Provisions
(dollars in thousands) | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
HomeStreet, Inc. |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 723,232 |  |  | 9.94 | % |  | $ | 291,098 |  |  | 4.0 | % |  | NA |  | NA
Common equity tier 1 capital (to risk-weighted assets) | 663,232 |  |  | 10.84 | % |  | 275,281 |  |  | 4.5 | % |  | NA |  | NA
Tier 1 risk-based capital (to risk-weighted assets) | 723,232 |  |  | 11.82 | % |  | 367,041 |  |  | 6.0 | % |  | NA |  | NA
Total risk-based capital (to risk-weighted assets) | 774,695 |  |  | 12.66 | % |  | 489,388 |  |  | 8.0 | % |  | NA |  | NA
HomeStreet Bank |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 727,753 |  |  | 10.11 | % |  | $ | 287,990 |  |  | 4.0 | % |  | $ | 359,988 |  |  | 5.0 | %
Common equity tier 1 capital (to risk-weighted assets) | 727,753 |  |  | 12.87 | % |  | 254,442 |  |  | 4.5 | % |  | 367,527 |  |  | 6.5 | %
Tier 1 risk-based capital (to risk-weighted assets) | 727,753 |  |  | 12.87 | % |  | 339,256 |  |  | 6.0 | % |  | 452,341 |  |  | 8.0 | %
Total risk-based capital (to risk-weighted assets) | 778,723 |  |  | 13.77 | % |  | 452,341 |  |  | 8.0 | % |  | 565,426 |  |  | 10.0 | %
| At December 31, 2020
| Actual |  | For Minimum Capital Adequacy Purposes |  | To Be Categorized As “Well Capitalized” Under Prompt Corrective Action Provisions
(dollars in thousands) | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
HomeStreet, Inc. |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 709,655 |  |  | 9.65 | % |  | $ | 294,211 |  |  | 4.0 | % |  | NA |  | NA
Common equity tier 1 capital (to risk-weighted assets) | 649,655 |  |  | 11.67 | % |  | 250,537 |  |  | 4.5 | % |  | NA |  | NA
Tier 1 risk-based capital (to risk-weighted assets) | 709,655 |  |  | 12.75 | % |  | 334,050 |  |  | 6.0 | % |  | NA |  | NA
Total risk-based capital (to risk-weighted assets) | 779,254 |  |  | 14.00 | % |  | 445,400 |  |  | 8.0 | % |  | NA |  | NA
HomeStreet Bank |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 712,533 |  |  | 9.79 | % |  | $ | 291,114 |  |  | 4.0 | % |  | $ | 363,893 |  |  | 5.0 | %
Common equity tier 1 capital (to risk-weighted assets) | 712,533 |  |  | 13.51 | % |  | 237,307 |  |  | 4.5 | % |  | 342,777 |  |  | 6.5 | %
Tier 1 risk-based capital (to risk-weighted assets) | 712,533 |  |  | 13.51 | % |  | 316,410 |  |  | 6.0 | % |  | 421,880 |  |  | 8.0 | %
Total risk-based capital (to risk-weighted assets) | 778,479 |  |  | 14.76 | % |  | 421,880 |  |  | 8.0 | % |  | 527,350 |  |  | 10.0 | %
The following table sets forth the minimum capital ratios plus the applicable increment of the capital conservation buffer:
CET-1 to risk-weighted assets |  | 7.00 | %
Tier 1 capital to risk-weighted assets |  | 8.50 | %
Total capital to risk-weighted assets |  | 10.50 | %

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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