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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations The following table presents the capital and capital ratios of the Company (on a consolidated basis) and the Bank (on a stand-alone basis) as of the respective dates and as compared to the respective regulatory requirements applicable to them:
At December 31, 2021
ActualFor Minimum Capital
Adequacy Purposes
To Be Categorized As
“Well Capitalized” Under
Prompt Corrective
Action Provisions
(dollars in thousands)AmountRatioAmountRatioAmountRatio
HomeStreet, Inc.
Tier 1 leverage capital (to average assets)$723,232 9.94 %$291,098 4.0 %NANA
Common equity tier 1 capital (to risk-weighted assets)663,232 10.84 %275,281 4.5 %NANA
Tier 1 risk-based capital (to risk-weighted assets)723,232 11.82 %367,041 6.0 %NANA
Total risk-based capital (to risk-weighted assets)774,695 12.66 %489,388 8.0 %NANA
HomeStreet Bank
Tier 1 leverage capital (to average assets)$727,753 10.11 %$287,990 4.0 %$359,988 5.0 %
Common equity tier 1 capital (to risk-weighted assets)727,753 12.87 %254,442 4.5 %367,527 6.5 %
Tier 1 risk-based capital (to risk-weighted assets)727,753 12.87 %339,256 6.0 %452,341 8.0 %
Total risk-based capital (to risk-weighted assets)778,723 13.77 %452,341 8.0 %565,426 10.0 %
At December 31, 2020
ActualFor Minimum Capital
Adequacy Purposes
To Be Categorized As
“Well Capitalized” Under
Prompt Corrective
Action Provisions
(dollars in thousands)AmountRatioAmountRatioAmountRatio
HomeStreet, Inc.
Tier 1 leverage capital (to average assets)$709,655 9.65 %$294,211 4.0 %NANA
Common equity tier 1 capital (to risk-weighted assets)649,655 11.67 %250,537 4.5 %NANA
Tier 1 risk-based capital (to risk-weighted assets)709,655 12.75 %334,050 6.0 %NANA
Total risk-based capital (to risk-weighted assets)779,254 14.00 %445,400 8.0 %NANA
HomeStreet Bank
Tier 1 leverage capital (to average assets)$712,533 9.79 %$291,114 4.0 %$363,893 5.0 %
Common equity tier 1 capital (to risk-weighted assets)712,533 13.51 %237,307 4.5 %342,777 6.5 %
Tier 1 risk-based capital (to risk-weighted assets)712,533 13.51 %316,410 6.0 %421,880 8.0 %
Total risk-based capital (to risk-weighted assets)778,479 14.76 %421,880 8.0 %527,350 10.0 %
The following table sets forth the minimum capital ratios plus the applicable increment of the capital conservation buffer:
CET-1 to risk-weighted assets 7.00 %
Tier 1 capital to risk-weighted assets 8.50 %
Total capital to risk-weighted assets 10.50 %