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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 115,422 $ 79,990 $ 17,512
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Provision for credit losses (15,000) 20,469 (500)
Depreciation and amortization, premises and equipment 9,908 9,438 10,769
Amortization of premiums and discounts: securities, deposits, debt 6,002 9,013 7,655
Operating leases: excess of payments over amortization (4,029) (3,488) (2,597)
Amortization of finance leases 1,066 1,277 2,029
Amortization of core deposit intangibles 1,171 1,372 1,636
Amortization of deferred loan fees and costs (8,569) 1,195 1,643
Share-based compensation expense 3,398 2,693 (163)
Lease impairment costs 0 10,873 16,619
Deferred income tax expense (benefit) 7,884 (10,065) (29,903)
Loss on debt extinguishment 0 1,492 0
Origination of LHFS (2,251,090) (2,453,110) (3,757,549)
Proceeds from sale of LHFS 2,379,116 2,407,287 4,097,511
Net fair value adjustment and gain on sale of LHFS (42,358) (81,439) (78,994)
Origination of MSRs (34,445) (31,012) (34,606)
Net gain on sale of loans originated as LHFI (11,377) (6,895) (9,534)
Change in fair value of MSRs 12,290 37,567 35,902
Amortization of servicing rights 7,581 5,657 5,214
Gain on sale of MSRs 0 0 (6,206)
(Increase) decrease in other assets (5,796) (39,069) 14,939
Increase (decrease) in accounts payable and other liabilities 1,861 11,210 (32,547)
Net cash provided by (used in) operating activities 173,035 (25,545) 258,830
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchase of investment securities (179,398) (373,264) (330,532)
Proceeds from sale of investment securities 28,187 62,378 184,871
Principal payments on investment securities 197,253 208,610 145,771
Proceeds from sale of OREO 541 650 1,138
Proceeds from sale of loans originated as LHFI 504,584 576,388 769,354
Purchase of LHFI 0 (20,124) 0
Proceeds from sale of MSRs 0 0 3,255
Net cash provided by disposal of discontinued operations 0 2,800 182,189
Net increase in LHFI (683,822) (690,302) (822,474)
Proceeds from sale of premises and equipment 0 1,460 0
Purchases of premises and equipment (2,941) (3,298) (2,257)
Net cash used for acquisitions 0 0 (47,389)
Proceeds from sale of Federal Home Loan Bank stock 109,484 145,801 161,254
Purchases of Federal Home Loan Bank stock (99,526) (143,721) (138,156)
Net cash provided by (used in) investing activities (125,638) (232,622) 107,024
CASH FLOWS FROM FINANCING ACTIVITIES:      
Increase in deposits, net 347,867 481,464 213,572
Changes in short-term borrowings, net (281,800) (143,200) (424,000)
Proceeds from other long-term borrowings 50,000 0 0
Repayment of other long-term borrowings (50,000) (7,082) (56,000)
Repayment of finance lease principal (1,070) (1,209) (1,694)
Repurchases of common stock (84,154) (58,009) (98,543)
Proceeds from exercise of stock options 263 237 105
Dividends paid on common stock (21,338) (13,865) 0
Net cash provided by (used in) financing activities (40,232) 258,336 (366,560)
Net increase (decrease) in cash and cash equivalents 7,165 169 (706)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents [Abstract]      
Cash and cash equivalents, beginning of year 58,049 57,880 58,586
Cash and cash equivalents, end of year 65,214 58,049 57,880
Cash paid during the period for:      
Interest 17,303 44,466 93,325
Federal and state income taxes 34,429 20,992 33,625
Non-cash activities:      
LHFI foreclosed and transferred to OREO 0 370 915
Loans transferred from LHFI to LHFS, net 392,555 569,534 907,778
Ginnie Mae loans recognized with the right to repurchase, net 0 92,366 0
Ginnie Mae loans derecognized with the right to repurchase, net 89,408 0 28,281
Repurchase of common stock - award shares 3,940 860 0
Receivable from sale of MSRs 0 0 2,117
Acquisition:      
Assets acquired 0 0 116,402
Liabilities assumed 0 0 74,941
Goodwill $ 0 $ 0 $ 5,928