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LOANS AND CREDIT QUALITY - Activity in Allowance for Credit Losses by Loan Portfolio (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |  |  |  |
--- | --- | --- | --- | --- | --- | ---
Jun. 30, 2022 | Jun. 30, 2021 | Jun. 30, 2022 | Jun. 30, 2021 | Mar. 31, 2022 | Dec. 31, 2021 | Mar. 31, 2021 | Dec. 31, 2020
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | $ 37,355 | $ 59,897 | $ 37,355 | $ 59,897 | $ 37,944 | $ 47,123 | $ 64,047 | $ 64,294
Charge-offs | (682) | (79) | (726) | (205) |  |  |  |
Recoveries | 309 | 74 | 397 | 324 |  |  |  |
Provision | (216) | (4,145) | (9,439) | (4,516) |  |  |  |
Ending balance | 37,355 | 59,897 | 37,355 | 59,897 |  |  |  |
Commercial loans | Real Estate Sector |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 24,851 | 25,544 | 24,851 | 25,544 | 20,086 | 21,486 | 28,162 | 27,935
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 4,765 | (2,618) | 3,365 | (2,391) |  |  |  |
Ending balance | 24,851 | 25,544 | 24,851 | 25,544 |  |  |  |
Commercial loans | Commercial and Industrial Sector |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 4,670 | 21,392 | 4,670 | 21,392 | 10,446 | 17,279 | 22,371 | 22,037
Charge-offs | (649) | 0 | (660) | 0 |  |  |  |
Recoveries | 45 | 24 | 69 | 98 |  |  |  |
Provision | (5,172) | (1,003) | (12,018) | (743) |  |  |  |
Ending balance | 4,670 | 21,392 | 4,670 | 21,392 |  |  |  |
Commercial loans | Non-owner occupied CRE |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 2,180 | 9,077 | 2,180 | 9,077 | 2,294 | 7,509 | 9,218 | 8,845
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (114) | (141) | (5,329) | 232 |  |  |  |
Ending balance | 2,180 | 9,077 | 2,180 | 9,077 |  |  |  |
Commercial loans | Multifamily |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 10,074 | 7,245 | 10,074 | 7,245 | 8,427 | 5,854 | 6,969 | 6,072
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 1,647 | 276 | 4,220 | 1,173 |  |  |  |
Ending balance | 10,074 | 7,245 | 10,074 | 7,245 |  |  |  |
Commercial loans | Multifamily construction |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 566 | 500 | 566 | 500 | 456 | 507 | 3,936 | 4,903
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 110 | (3,436) | 59 | (4,403) |  |  |  |
Ending balance | 566 | 500 | 566 | 500 |  |  |  |
Commercial loans | CRE construction |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 185 | 2,022 | 185 | 2,022 | 184 | 150 | 1,908 | 1,670
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 1 | 114 | 35 | 352 |  |  |  |
Ending balance | 185 | 2,022 | 185 | 2,022 |  |  |  |
Commercial loans | Single family construction |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 10,687 | 5,653 | 10,687 | 5,653 | 7,735 | 6,411 | 5,007 | 5,130
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 2,952 | 646 | 4,276 | 523 |  |  |  |
Ending balance | 10,687 | 5,653 | 10,687 | 5,653 |  |  |  |
Commercial loans | Single family construction to permanent |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 1,159 | 1,047 | 1,159 | 1,047 | 990 | 1,055 | 1,124 | 1,315
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 169 | (77) | 104 | (268) |  |  |  |
Ending balance | 1,159 | 1,047 | 1,159 | 1,047 |  |  |  |
Commercial loans | Owner occupied CRE |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 1,092 | 5,518 | 1,092 | 5,518 | 3,536 | 5,006 | 5,266 | 4,994
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (2,444) | 252 | (3,914) | 524 |  |  |  |
Ending balance | 1,092 | 5,518 | 1,092 | 5,518 |  |  |  |
Commercial loans | Commercial business |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 3,578 | 15,874 | 3,578 | 15,874 | 6,910 | 12,273 | 17,105 | 17,043
Charge-offs | (649) | 0 | (660) | 0 |  |  |  |
Recoveries | 45 | 24 | 69 | 98 |  |  |  |
Provision | (2,728) | (1,255) | (8,104) | (1,267) |  |  |  |
Ending balance | 3,578 | 15,874 | 3,578 | 15,874 |  |  |  |
Consumer loans |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 7,834 | 12,961 | 7,834 | 12,961 | 7,412 | 8,358 | 13,514 | 14,322
Charge-offs | (33) | (79) | (66) | (205) |  |  |  |
Recoveries | 264 | 50 | 328 | 226 |  |  |  |
Provision | 191 | (524) | (786) | (1,382) |  |  |  |
Ending balance | 7,834 | 12,961 | 7,834 | 12,961 |  |  |  |
Consumer loans | Single family |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 4,027 | 7,163 | 4,027 | 7,163 | 3,762 | 4,394 | 6,735 | 6,906
Charge-offs | 0 | (44) | 0 | (114) |  |  |  |
Recoveries | 136 | 2 | 140 | 122 |  |  |  |
Provision | 129 | 470 | (507) | 249 |  |  |  |
Ending balance | 4,027 | 7,163 | 4,027 | 7,163 |  |  |  |
Consumer loans | Home equity and other |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 3,807 | 5,798 | 3,807 | 5,798 | $ 3,650 | $ 3,964 | $ 6,779 | $ 7,416
Charge-offs | (33) | (35) | (66) | (91) |  |  |  |
Recoveries | 128 | 48 | 188 | 104 |  |  |  |
Provision | 62 | (994) | (279) | (1,631) |  |  |  |
Ending balance | $ 3,807 | $ 5,798 | $ 3,807 | $ 5,798 |  |  |  |

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