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LOANS AND CREDIT QUALITY - Loans Held for Investment (Details) - USD ($) $ in Thousands | Jun. 30, 2022 | Mar. 31, 2022 | Dec. 31, 2021 | Jun. 30, 2021 | Mar. 31, 2021 | Dec. 31, 2020
--- | --- | --- | --- | --- | --- | ---
Loans held for investment |  |  |  |  |  |
Loans held for investment | $ 6,759,737 |  | $ 5,542,849 |  |  |
Allowance for credit losses | (37,355) | $ (37,944) | (47,123) | $ (59,897) | $ (64,047) | $ (64,294)
Loans held for investment less allowance for credit losses | 6,722,382 |  | 5,495,726 |  |  |
Recurring |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Single family LHFI | 6,508 |  | 7,287 |  |  |
Recurring | Level 3 |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Single family LHFI | 6,508 |  | 7,287 |  |  |
Commercial loans |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 5,620,693 |  | 4,476,440 |  |  |
Commercial loans | Real Estate Sector |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 4,756,670 |  | 3,616,862 |  |  |
Allowance for credit losses | (24,851) | (20,086) | (21,486) | (25,544) | (28,162) | (27,935)
Commercial loans | Commercial and Industrial Sector |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 864,023 |  | 859,578 |  |  |
Allowance for credit losses | (4,670) | (10,446) | (17,279) | (21,392) | (22,371) | (22,037)
Commercial loans | Non-owner occupied CRE |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 711,077 |  | 705,359 |  |  |
Allowance for credit losses | (2,180) | (2,294) | (7,509) | (9,077) | (9,218) | (8,845)
Commercial loans | Multifamily |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 3,475,697 |  | 2,415,359 |  |  |
Allowance for credit losses | (10,074) | (8,427) | (5,854) | (7,245) | (6,969) | (6,072)
Commercial loans | Construction/land development |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 569,896 |  | 496,144 |  |  |
Commercial loans | Owner occupied CRE |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 470,259 |  | 457,706 |  |  |
Allowance for credit losses | (1,092) | (3,536) | (5,006) | (5,518) | (5,266) | (4,994)
Commercial loans | Commercial business |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 393,764 |  | 401,872 |  |  |
Allowance for credit losses | (3,578) | (6,910) | (12,273) | (15,874) | (17,105) | (17,043)
Consumer loans |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 1,139,044 |  | 1,066,409 |  |  |
Allowance for credit losses | (7,834) | (7,412) | (8,358) | (12,961) | (13,514) | (14,322)
Consumer loans | Single family |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 822,389 |  | 763,331 |  |  |
Allowance for credit losses | (4,027) | (3,762) | (4,394) | (7,163) | (6,735) | (6,906)
Consumer loans | Home equity and other |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 316,655 |  | 303,078 |  |  |
Allowance for credit losses | $ (3,807) | $ (3,650) | $ (3,964) | $ (5,798) | $ (6,779) | $ (7,416)

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