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LOANS AND CREDIT QUALITY - Activity in Allowance for Credit Losses by Loan Portfolio (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |  |  |  |
--- | --- | --- | --- | --- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | Jun. 30, 2022 | Dec. 31, 2021 | Jun. 30, 2021 | Dec. 31, 2020
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | $ 37,606 | $ 54,516 | $ 37,606 | $ 54,516 | $ 37,355 | $ 47,123 | $ 59,897 | $ 64,294
Charge-offs | (124) | (470) | (850) | (675) |  |  |  |
Recoveries | 126 | 437 | 523 | 761 |  |  |  |
Provision | 249 | (5,348) | (9,190) | (9,864) |  |  |  |
Ending balance | 37,606 | 54,516 | 37,606 | 54,516 |  |  |  |
Commercial loans | Real Estate Sector |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 24,818 | 23,841 | 24,818 | 23,841 | 24,851 | 21,486 | 25,544 | 27,935
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (33) | (1,703) | 3,332 | (4,094) |  |  |  |
Ending balance | 24,818 | 23,841 | 24,818 | 23,841 |  |  |  |
Commercial loans | Commercial and Industrial Sector |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 4,688 | 19,758 | 4,688 | 19,758 | 4,670 | 17,279 | 21,392 | 22,037
Charge-offs | (81) | (116) | (741) | (116) |  |  |  |
Recoveries | 25 | 24 | 94 | 122 |  |  |  |
Provision | 74 | (1,542) | (11,944) | (2,285) |  |  |  |
Ending balance | 4,688 | 19,758 | 4,688 | 19,758 |  |  |  |
Commercial loans | Non-owner occupied CRE |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 2,106 | 9,636 | 2,106 | 9,636 | 2,180 | 7,509 | 9,077 | 8,845
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (74) | 559 | (5,403) | 791 |  |  |  |
Ending balance | 2,106 | 9,636 | 2,106 | 9,636 |  |  |  |
Commercial loans | Multifamily |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 11,183 | 5,457 | 11,183 | 5,457 | 10,074 | 5,854 | 7,245 | 6,072
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 1,109 | (1,788) | 5,329 | (615) |  |  |  |
Ending balance | 11,183 | 5,457 | 11,183 | 5,457 |  |  |  |
Commercial loans | Multifamily construction |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 665 | 1,044 | 665 | 1,044 | 566 | 507 | 500 | 4,903
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | 99 | 544 | 158 | (3,859) |  |  |  |
Ending balance | 665 | 1,044 | 665 | 1,044 |  |  |  |
Commercial loans | CRE construction |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 160 | 351 | 160 | 351 | 185 | 150 | 2,022 | 1,670
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (25) | (1,671) | 10 | (1,319) |  |  |  |
Ending balance | 160 | 351 | 160 | 351 |  |  |  |
Commercial loans | Single family construction |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 9,564 | 6,291 | 9,564 | 6,291 | 10,687 | 6,411 | 5,653 | 5,130
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (1,123) | 638 | 3,153 | 1,161 |  |  |  |
Ending balance | 9,564 | 6,291 | 9,564 | 6,291 |  |  |  |
Commercial loans | Single family construction to permanent |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 1,140 | 1,062 | 1,140 | 1,062 | 1,159 | 1,055 | 1,047 | 1,315
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (19) | 15 | 85 | (253) |  |  |  |
Ending balance | 1,140 | 1,062 | 1,140 | 1,062 |  |  |  |
Commercial loans | Owner occupied CRE |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 969 | 5,285 | 969 | 5,285 | 1,092 | 5,006 | 5,518 | 4,994
Charge-offs | 0 | 0 | 0 | 0 |  |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |  |
Provision | (123) | (233) | (4,037) | 291 |  |  |  |
Ending balance | 969 | 5,285 | 969 | 5,285 |  |  |  |
Commercial loans | Commercial business |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 3,719 | 14,473 | 3,719 | 14,473 | 3,578 | 12,273 | 15,874 | 17,043
Charge-offs | (81) | (116) | (741) | (116) |  |  |  |
Recoveries | 25 | 24 | 94 | 122 |  |  |  |
Provision | 197 | (1,309) | (7,907) | (2,576) |  |  |  |
Ending balance | 3,719 | 14,473 | 3,719 | 14,473 |  |  |  |
Consumer loans |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 8,100 | 10,917 | 8,100 | 10,917 | 7,834 | 8,358 | 12,961 | 14,322
Charge-offs | (43) | (354) | (109) | (559) |  |  |  |
Recoveries | 101 | 413 | 429 | 639 |  |  |  |
Provision | 208 | (2,103) | (578) | (3,485) |  |  |  |
Ending balance | 8,100 | 10,917 | 8,100 | 10,917 |  |  |  |
Consumer loans | Single family |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 4,464 | 5,757 | 4,464 | 5,757 | 4,027 | 4,394 | 7,163 | 6,906
Charge-offs | 0 | (13) | 0 | (127) |  |  |  |
Recoveries | 1 | 33 | 141 | 155 |  |  |  |
Provision | 436 | (1,426) | (71) | (1,177) |  |  |  |
Ending balance | 4,464 | 5,757 | 4,464 | 5,757 |  |  |  |
Consumer loans | Home equity and other |  |  |  |  |  |  |  |
Allowance for credit losses by loan portfolio |  |  |  |  |  |  |  |
Beginning balance | 3,636 | 5,160 | 3,636 | 5,160 | $ 3,807 | $ 3,964 | $ 5,798 | $ 7,416
Charge-offs | (43) | (341) | (109) | (432) |  |  |  |
Recoveries | 100 | 380 | 288 | 484 |  |  |  |
Provision | (228) | (677) | (507) | (2,308) |  |  |  |
Ending balance | $ 3,636 | $ 5,160 | $ 3,636 | $ 5,160 |  |  |  |

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