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REGULATORY CAPITAL REQUIREMENTS (Tables) | 12 Months Ended
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Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following table presents the capital and capital ratios of the Company (on a consolidated basis) and the Bank (on a stand-alone basis) as of the respective dates and as compared to the respective regulatory requirements applicable to them:
| At December 31, 2022
| Actual |  | For Minimum Capital Adequacy Purposes |  | To Be Categorized As “Well Capitalized” Under Prompt Corrective Action Provisions
(dollars in thousands) | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
HomeStreet, Inc. |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 693,112 |  |  | 7.25 | % |  | $ | 382,467 |  |  | 4.0 | % |  | NA |  | NA
Common equity tier 1 capital (to risk-weighted assets) | 633,112 |  |  | 8.72 | % |  | 326,876 |  |  | 4.5 | % |  | NA |  | NA
Tier 1 risk-based capital (to risk-weighted assets) | 693,112 |  |  | 9.54 | % |  | 435,834 |  |  | 6.0 | % |  | NA |  | NA
Total risk-based capital (to risk-weighted assets) | 837,828 |  |  | 11.53 | % |  | 581,112 |  |  | 8.0 | % |  | NA |  | NA
HomeStreet Bank |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 822,891 |  |  | 8.63 | % |  | $ | 381,506 |  |  | 4.0 | % |  | $ | 476,883 |  |  | 5.0 | %
Common equity tier 1 capital (to risk-weighted assets) | 822,891 |  |  | 11.92 | % |  | 310,582 |  |  | 4.5 | % |  | 448,618 |  |  | 6.5 | %
Tier 1 risk-based capital (to risk-weighted assets) | 822,891 |  |  | 11.92 | % |  | 414,109 |  |  | 6.0 | % |  | 552,146 |  |  | 8.0 | %
Total risk-based capital (to risk-weighted assets) | 868,993 |  |  | 12.59 | % |  | 552,146 |  |  | 8.0 | % |  | 690,182 |  |  | 10.0 | %
| At December 31, 2021
| Actual |  | For Minimum Capital Adequacy Purposes |  | To Be Categorized As “Well Capitalized” Under Prompt Corrective Action Provisions
(dollars in thousands) | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
HomeStreet, Inc. |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 723,232 |  |  | 9.94 | % |  | $ | 291,098 |  |  | 4.0 | % |  | NA |  | NA
Common equity tier 1 capital (to risk-weighted assets) | 663,232 |  |  | 10.84 | % |  | 275,281 |  |  | 4.5 | % |  | NA |  | NA
Tier 1 risk-based capital (to risk-weighted assets) | 723,232 |  |  | 11.82 | % |  | 367,041 |  |  | 6.0 | % |  | NA |  | NA
Total risk-based capital (to risk-weighted assets) | 774,695 |  |  | 12.66 | % |  | 489,388 |  |  | 8.0 | % |  | NA |  | NA
HomeStreet Bank |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital (to average assets) | $ | 727,753 |  |  | 10.11 | % |  | $ | 287,990 |  |  | 4.0 | % |  | $ | 359,988 |  |  | 5.0 | %
Common equity tier 1 capital (to risk-weighted assets) | 727,753 |  |  | 12.87 | % |  | 254,442 |  |  | 4.5 | % |  | 367,527 |  |  | 6.5 | %
Tier 1 risk-based capital (to risk-weighted assets) | 727,753 |  |  | 12.87 | % |  | 339,256 |  |  | 6.0 | % |  | 452,341 |  |  | 8.0 | %
Total risk-based capital (to risk-weighted assets) | 778,723 |  |  | 13.77 | % |  | 452,341 |  |  | 8.0 | % |  | 565,426 |  |  | 10.0 | %
The following table sets forth the minimum capital ratios plus the applicable increment of the capital conservation buffer:
Common equity to Tier-1 to risk-weighted assets |  | 7.00 | %
Tier 1 capital to risk-weighted assets |  | 8.50 | %
Total capital to risk-weighted assets |  | 10.50 | %

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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