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LOANS AND CREDIT QUALITY - Loans Held for Investment (Details) - USD ($) $ in Thousands | Jun. 30, 2023 | Mar. 31, 2023 | Dec. 31, 2022 | Jun. 30, 2022 | Mar. 31, 2022 | Dec. 31, 2021
--- | --- | --- | --- | --- | --- | ---
Loans held for investment |  |  |  |  |  |
Loans held for investment | $ 7,436,651 |  | $ 7,426,320 |  |  |
Allowance for credit losses | (41,500) | $ (41,500) | (41,500) | $ (37,355) | $ (37,944) | $ (47,123)
Loans held for investment less allowance for credit losses | 7,395,151 |  | 7,384,820 |  |  |
Recurring |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Single family LHFI | 1,269 |  | 5,868 |  |  |
Recurring | Level 3 |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Single family LHFI | 1,269 |  | 5,868 |  |  |
Commercial loans |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 6,000,215 |  | 6,064,612 |  |  |
Commercial loans | Real Estate Sector |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 5,194,036 |  | 5,261,502 |  |  |
Allowance for credit losses | (26,160) | (27,680) | (27,859) | (24,851) | (20,086) | (21,486)
Commercial loans | Commercial and Industrial Sector |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 806,179 |  | 803,110 |  |  |
Allowance for credit losses | (4,767) | (4,326) | (4,277) | (4,670) | (10,446) | (17,279)
Commercial loans | Non-owner occupied CRE |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 650,710 |  | 658,085 |  |  |
Allowance for credit losses | (2,242) | (2,608) | (2,102) | (2,180) | (2,294) | (7,509)
Commercial loans | Multifamily |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 3,966,894 |  | 3,975,754 |  |  |
Allowance for credit losses | (9,695) | (9,787) | (10,974) | (10,074) | (8,427) | (5,854)
Commercial loans | Construction/land development |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 576,432 |  | 627,663 |  |  |
Commercial loans | Owner occupied CRE |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 434,400 |  | 443,363 |  |  |
Allowance for credit losses | (930) | (910) | (1,030) | (1,092) | (3,536) | (5,006)
Commercial loans | Commercial business |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 371,779 |  | 359,747 |  |  |
Allowance for credit losses | (3,837) | (3,416) | (3,247) | (3,578) | (6,910) | (12,273)
Consumer loans |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 1,436,436 |  | 1,361,708 |  |  |
Allowance for credit losses | (10,573) | (9,494) | (9,364) | (7,834) | (7,412) | (8,358)
Consumer loans | Single family |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 1,068,229 |  | 1,009,001 |  |  |
Allowance for credit losses | (6,617) | (5,804) | (5,610) | (4,027) | (3,762) | (4,394)
Consumer loans | Home equity and other |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 368,207 |  | 352,707 |  |  |
Allowance for credit losses | $ (3,956) | $ (3,690) | $ (3,754) | $ (3,807) | $ (3,650) | $ (3,964)

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