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LOANS AND CREDIT QUALITY - Activity in Allowance for Credit Losses by Loan Portfolio (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | $ 41,500 | $ 47,123 | $ 64,294
Charge-offs | (1,381) | (1,266) | (2,349)
Recoveries | 448 | 638 | 994
Provision | (67) | (4,995) | (15,816)
Ending balance | 40,500 | 41,500 | 47,123
Commercial and industrial loans | Real Estate Sector |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 27,859 | 21,486 | 27,935
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 53 | 6,373 | (6,449)
Ending balance | 27,912 | 27,859 | 21,486
Commercial and industrial loans | Commercial and Industrial Sector |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 4,277 | 17,279 | 22,037
Charge-offs | (1,062) | (1,098) | (1,739)
Recoveries | 87 | 163 | 146
Provision | 547 | (12,067) | (3,165)
Ending balance | 3,849 | 4,277 | 17,279
Commercial and industrial loans | Non-owner occupied CRE |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 2,102 | 7,509 | 8,845
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 508 | (5,407) | (1,336)
Ending balance | 2,610 | 2,102 | 7,509
Commercial and industrial loans | Multifamily |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 10,974 | 5,854 | 6,072
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 2,119 | 5,120 | (218)
Ending balance | 13,093 | 10,974 | 5,854
Commercial and industrial loans | Multifamily construction |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 998 | 507 | 4,903
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 2,985 | 491 | (4,396)
Ending balance | 3,983 | 998 | 507
Commercial and industrial loans | CRE construction |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 196 | 150 | 1,670
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | (7) | 46 | (1,520)
Ending balance | 189 | 196 | 150
Commercial and industrial loans | Single family construction |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 12,418 | 6,411 | 5,130
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | (5,053) | 6,007 | 1,281
Ending balance | 7,365 | 12,418 | 6,411
Commercial and industrial loans | Single family construction to permanent |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 1,171 | 1,055 | 1,315
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | (499) | 116 | (260)
Ending balance | 672 | 1,171 | 1,055
Commercial and industrial loans | Owner occupied CRE |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 1,030 | 5,006 | 4,994
Charge-offs | 0 |  | 0
Recoveries | 0 | 0 | 0
Provision | (131) | (3,976) | 12
Ending balance | 899 | 1,030 | 5,006
Commercial and industrial loans | Commercial business |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 3,247 | 12,273 | 17,043
Charge-offs | (1,062) | (1,098) | (1,739)
Recoveries | 87 | 163 | 146
Provision | 678 | (8,091) | (3,177)
Ending balance | 2,950 | 3,247 | 12,273
Consumer loans |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 9,364 | 8,358 | 14,322
Charge-offs | (319) | (168) | (610)
Recoveries | 361 | 475 | 848
Provision | (667) | 699 | (6,202)
Ending balance | 8,739 | 9,364 | 8,358
Consumer loans | Single family |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 5,610 | 4,394 | 6,906
Charge-offs | 0 | 0 | (127)
Recoveries | 23 | 143 | 291
Provision | (346) | 1,073 | (2,676)
Ending balance | 5,287 | 5,610 | 4,394
Consumer loans | Home equity and other |  |  |
Allowance for credit losses by loan portfolio |  |  |
Beginning balance | 3,754 | 3,964 | 7,416
Charge-offs | (319) | (168) | (483)
Recoveries | 338 | 332 | 557
Provision | (321) | (374) | (3,526)
Ending balance | $ 3,452 | $ 3,754 | $ 3,964

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