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LOANS AND CREDIT QUALITY - Loans Held for Investment (Details) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 | Dec. 31, 2022
--- | --- | --- | --- | ---
Loans held for investment |  |  |  |
Loans held for investment | $ 7,444,729 | $ 7,422,904 |  |
Allowance for credit losses | (39,677) | (40,500) | $ (41,500) | $ (41,500)
Loans held for investment less allowance for credit losses | 7,405,052 | 7,382,404 |  |
Recurring |  |  |  |
Loans held for investment |  |  |  |
Single family LHFI | 1,285 | 1,280 |  |
Recurring | Level 3 |  |  |  |
Loans held for investment |  |  |  |
Single family LHFI | 1,285 | 1,280 |  |
Commercial loans |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 5,907,639 | 5,898,324 |  |
Commercial loans | Real Estate Sector |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 5,138,232 | 5,147,990 |  |
Allowance for credit losses | (28,900) | (27,912) | (27,680) | (27,859)
Commercial loans | Commercial and Industrial Sector |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 769,407 | 750,334 |  |
Allowance for credit losses | (3,482) | (3,849) | (4,326) | (4,277)
Commercial loans | Non-owner occupied CRE |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 633,401 | 641,885 |  |
Allowance for credit losses | (2,131) | (2,610) | (2,608) | (2,102)
Commercial loans | Multifamily |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 3,929,679 | 3,940,189 |  |
Allowance for credit losses | (18,947) | (13,093) | (9,787) | (10,974)
Commercial loans | Construction/land development |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 575,152 | 565,916 |  |
Commercial loans | Owner occupied CRE |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 381,943 | 391,285 |  |
Allowance for credit losses | (836) | (899) | (910) | (1,030)
Commercial loans | Commercial business |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 387,464 | 359,049 |  |
Allowance for credit losses | (2,646) | (2,950) | (3,416) | (3,247)
Consumer loans |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 1,537,090 | 1,524,580 |  |
Allowance for credit losses | (7,295) | (8,739) | (9,494) | (9,364)
Consumer loans | Single family |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 1,149,940 | 1,140,279 |  |
Allowance for credit losses | (4,273) | (5,287) | (5,804) | (5,610)
Consumer loans | Home equity and other |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 387,150 | 384,301 |  |
Allowance for credit losses | $ (3,022) | $ (3,452) | $ (3,690) | $ (3,754)

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