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  <xs:element id="hmst_GainOnMortgageLoanOriginationAndSaleActivitiesTable" abstract="true" name="GainOnMortgageLoanOriginationAndSaleActivitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hmst_CommercialPortfolioSegmentAdjustedForCreditAnalysisMember" abstract="true" name="CommercialPortfolioSegmentAdjustedForCreditAnalysisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestNonaccrualPercentOfTotalLoans" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualPercentOfTotalLoans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" abstract="false" name="FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_LoansDerecognizedWithRightToRepurchase" abstract="false" name="LoansDerecognizedWithRightToRepurchase" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_ContractualInterestRateReductionPaymentDeferralAndExtendedMaturityMember" abstract="true" name="ContractualInterestRateReductionPaymentDeferralAndExtendedMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_CashPaidDuringYearForAbstract" abstract="true" name="CashPaidDuringYearForAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_ServicingAssetWeightedAverageMeasurementInput" abstract="false" name="ServicingAssetWeightedAverageMeasurementInput" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_ImpactOnFairValueOfTwentyFiveBasisPointsDecrease" abstract="false" name="ImpactOnFairValueOfTwentyFiveBasisPointsDecrease" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FederalHousingAdministrationVeteranAffairsOrSmallBusinessAdministrationMember" abstract="true" name="FederalHousingAdministrationVeteranAffairsOrSmallBusinessAdministrationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_WeightedAverageRateDomesticDeposit1" abstract="false" name="WeightedAverageRateDomesticDeposit1" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_ServicingAdvances" abstract="false" name="ServicingAdvances" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_OperatingLeasePaymentsInExcessOfOperatingLeaseRightOfUseAssetAmortizationExpense" abstract="false" name="OperatingLeasePaymentsInExcessOfOperatingLeaseRightOfUseAssetAmortizationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_PortfolioOfLoansServicedForOthersTableTextBlock" abstract="false" name="PortfolioOfLoansServicedForOthersTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_CollateralizedResidentialMortgageObligationsMember" abstract="false" name="CollateralizedResidentialMortgageObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_KeyEconomicAssumptionsUsedInMeasuringInitialValueOfCapitalizedSingleFamilyCreatedFromLoanSalesWithRetainedServicingTableTextBlock" abstract="false" name="KeyEconomicAssumptionsUsedInMeasuringInitialValueOfCapitalizedSingleFamilyCreatedFromLoanSalesWithRetainedServicingTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_FirstSunBankMember" abstract="true" name="FirstSunBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hmst_ServicingAssetAtFairValueOtherChangeInFairValueStatementOfIncomeOrComprehensiveIncomeExtensibleEnumerationNotDisclosedFlag" abstract="false" name="ServicingAssetAtFairValueOtherChangeInFairValueStatementOfIncomeOrComprehensiveIncomeExtensibleEnumerationNotDisclosedFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_PercentageOfLoanPortfolio" abstract="false" name="PercentageOfLoanPortfolio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_ServicingFeesNet1" abstract="false" name="ServicingFeesNet1" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestPastDueAndNonaccrualPercentOfTotalLoans" abstract="false" name="FinancingReceivableExcludingAccruedInterestPastDueAndNonaccrualPercentOfTotalLoans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_RiskManagementSingleFamilyMSRsAbstract" abstract="true" name="RiskManagementSingleFamilyMSRsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestPercentOfTotalLoans" abstract="false" name="FinancingReceivableExcludingAccruedInterestPercentOfTotalLoans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_DepositorAndOtherRetailBankingFees" abstract="false" name="DepositorAndOtherRetailBankingFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_HeldToMaturitySecuritiesDebtMaturitiesAverageYield" abstract="false" name="HeldToMaturitySecuritiesDebtMaturitiesAverageYield" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_HomeEquityLineOfCreditAdjustedForCreditAnalysisMember" abstract="true" name="HomeEquityLineOfCreditAdjustedForCreditAnalysisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_DerivativeGainLossOnDerivativeNetAndDebtSecuritiesTradingUnrealizedGainLoss" abstract="false" name="DerivativeGainLossOnDerivativeNetAndDebtSecuritiesTradingUnrealizedGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_ImpactOnFairValueOfTwoHundredBasisPointsIncrease" abstract="false" name="ImpactOnFairValueOfTwoHundredBasisPointsIncrease" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_ThreeBranchesPurchaseMember" abstract="true" name="ThreeBranchesPurchaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_MunicipalBondsCorporateDebtSecuritiesUSTreasurySecuritiesAgencyDebenturesMember" abstract="true" name="MunicipalBondsCorporateDebtSecuritiesUSTreasurySecuritiesAgencyDebenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_NonOwnerOccupiedCommercialRealEstateMember" abstract="true" name="NonOwnerOccupiedCommercialRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_ScheduleOfRevenueFromMortgageServicingIncludingEffectsOfDerivativeRiskManagementInstrumentsTableTextBlock" abstract="false" name="ScheduleOfRevenueFromMortgageServicingIncludingEffectsOfDerivativeRiskManagementInstrumentsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_DerivativeAssetFairValueAmountOffsetAgainstOtherDerivatives" abstract="false" name="DerivativeAssetFairValueAmountOffsetAgainstOtherDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_CREMultifamilyAndSBAMember" abstract="true" name="CREMultifamilyAndSBAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_AllowanceForUnfundedCommitmentsAbstract" abstract="true" name="AllowanceForUnfundedCommitmentsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_CollateralizedCommercialMortgageObligationsMember" abstract="false" name="CollateralizedCommercialMortgageObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_FairValueMeasurementMethodologiesTableTextBlock" abstract="false" name="FairValueMeasurementMethodologiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_PledgedAssetsNotSeparatelyReportedSecuritiesPledgedForFederalReserveBank" abstract="false" name="PledgedAssetsNotSeparatelyReportedSecuritiesPledgedForFederalReserveBank" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestNotPastDuePercentOfTotalLoans" abstract="false" name="FinancingReceivableExcludingAccruedInterestNotPastDuePercentOfTotalLoans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_MergerEquityExchangeRatio" abstract="false" name="MergerEquityExchangeRatio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="hmst_ServicingIncomeNetAbstract" abstract="true" name="ServicingIncomeNetAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_ServicingAssetAtFairValueAdditionsAndAmortizationNet" abstract="false" name="ServicingAssetAtFairValueAdditionsAndAmortizationNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_ScheduleOfCollateralDependentLoansTableTextBlock" abstract="false" name="ScheduleOfCollateralDependentLoansTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_NoncashInvestingActivitiesAbstract" abstract="true" name="NoncashInvestingActivitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_MortgageBackedSecuritiesAndCollateralizedMortgageObligationsMember" abstract="true" name="MortgageBackedSecuritiesAndCollateralizedMortgageObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_ComputationOfWeightedAverageYieldUsingCouponOnFairValueTableTextBlock" abstract="false" name="ComputationOfWeightedAverageYieldUsingCouponOnFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearWeightedAverageYield" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearWeightedAverageYield" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_MeasurementInputFallOutFactorMember" abstract="true" name="MeasurementInputFallOutFactorMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_AccretionAmortizationOfDiscountsAndPremiumsInvestmentsDepositsAndDebt" abstract="false" name="AccretionAmortizationOfDiscountsAndPremiumsInvestmentsDepositsAndDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_SingleFamilyConstructionMember" abstract="true" name="SingleFamilyConstructionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_GinnieMaeEarlyBuyoutLoansMember" abstract="false" name="GinnieMaeEarlyBuyoutLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_MultifamilyConstructionMember" abstract="true" name="MultifamilyConstructionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_PrincipalPaymentsReceivedDebtSecuritiesAvailableForSale" abstract="false" name="PrincipalPaymentsReceivedDebtSecuritiesAvailableForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_GainOnMortgageLoanOriginationAndSaleActivitiesLineItems" abstract="true" name="GainOnMortgageLoanOriginationAndSaleActivitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoffRecoveryNet" abstract="false" name="FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoffRecoveryNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_MultifamilyResidentialMember" abstract="false" name="MultifamilyResidentialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsWeightedAverageYield" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsWeightedAverageYield" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_NumberOfPortfolioSegments" abstract="false" name="NumberOfPortfolioSegments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="hmst_BusinessAcquisitionRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivable" abstract="false" name="BusinessAcquisitionRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsWeightedAverageYield" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsWeightedAverageYield" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_IncomeTaxImpactAbstract" abstract="true" name="IncomeTaxImpactAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_ServicingFeesAndOther" abstract="false" name="ServicingFeesAndOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestPastDuePercentOfTotalLoans" abstract="false" name="FinancingReceivableExcludingAccruedInterestPastDuePercentOfTotalLoans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_SingleFamilyConstructionToPermanentMember" abstract="true" name="SingleFamilyConstructionToPermanentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_MortgageBankingOperationsTextBlock" abstract="false" name="MortgageBankingOperationsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_StockRepurchasedDuringPeriodAwardSettlementNoncash" abstract="false" name="StockRepurchasedDuringPeriodAwardSettlementNoncash" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FinancialAsset3089DaysPastDueMember" abstract="true" name="FinancialAsset3089DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_NetGainOnMortgageLoanOriginationAndSaleActivityTableTextBlock" abstract="false" name="NetGainOnMortgageLoanOriginationAndSaleActivityTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_HomeStreetBankMember" abstract="true" name="HomeStreetBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_BusinessCombinationRecognizableAssetsAcquiredAndLiabilitiesAssumedGoodwillAndOtherIntangibleAssets" abstract="false" name="BusinessCombinationRecognizableAssetsAcquiredAndLiabilitiesAssumedGoodwillAndOtherIntangibleAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_MortgageLoansOnRealEstateByLoanDisclosureTableTextBlock" abstract="false" name="MortgageLoansOnRealEstateByLoanDisclosureTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_DiscountRateAbstract" abstract="true" name="DiscountRateAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hmst_LoansRecognizedWithRightToRepurchase" abstract="false" name="LoansRecognizedWithRightToRepurchase" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_PledgedAssetsSeparatelyReportedOtherSecuritiesPledged" abstract="false" name="PledgedAssetsSeparatelyReportedOtherSecuritiesPledged" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPayoffSales" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPayoffSales" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_LoansHeldForInvestmentMeasurementInput" abstract="false" name="LoansHeldForInvestmentMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="hmst_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsWeightedAverageYield" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsWeightedAverageYield" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_LoansSoldThroughDUS" abstract="false" name="LoansSoldThroughDUS" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_IncreaseDecreaseInMortgageServicingRights" abstract="false" name="IncreaseDecreaseInMortgageServicingRights" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FairValueOptionLoansHeldAsAssetsAggregateUnpaidPrincipalBalance" abstract="false" name="FairValueOptionLoansHeldAsAssetsAggregateUnpaidPrincipalBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_IncreaseInFinanceAndOperatingLeaseLiabilitiesAndAssets" abstract="false" name="IncreaseInFinanceAndOperatingLeaseLiabilitiesAndAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_ScheduleOfMaturitiesOfCertificateOfDepositsTableTextBlock" abstract="false" name="ScheduleOfMaturitiesOfCertificateOfDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_OtherNonRealEstateMember" abstract="true" name="OtherNonRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_MeasurementInputImpliedSpreadMember" abstract="true" name="MeasurementInputImpliedSpreadMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_FinancingReceivableExcludingAccruedInterestRevolvingWriteoffRecoveryNet" abstract="false" name="FinancingReceivableExcludingAccruedInterestRevolvingWriteoffRecoveryNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_IncreaseDecreaseInAccountsPayableAndOtherLiabilities" abstract="false" name="IncreaseDecreaseInAccountsPayableAndOtherLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_DepositBalancesIncludingStatedRatesTableTextBlock" abstract="false" name="DepositBalancesIncludingStatedRatesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hmst_ImpactOnFairValueOfFiftyBasisPointsDecrease" abstract="false" name="ImpactOnFairValueOfFiftyBasisPointsDecrease" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_OwnerOccupiedCommercialRealEstateMember" abstract="true" name="OwnerOccupiedCommercialRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_PaymentDeferralAndExtendedMaturityMember" abstract="true" name="PaymentDeferralAndExtendedMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_NetGainsLossesOnMortgageLoanOriginationAndSalesActivitiesIncludingDiscontinuedOperations" abstract="false" name="NetGainsLossesOnMortgageLoanOriginationAndSalesActivitiesIncludingDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_WeightedAverageRateInterestBearingDeposits" abstract="false" name="WeightedAverageRateInterestBearingDeposits" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_InterestRateSwapBackToBackMember" abstract="true" name="InterestRateSwapBackToBackMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_CommercialRealEstateConstructionMember" abstract="true" name="CommercialRealEstateConstructionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_CollateralizedMortgageObligationsResidentialMember" abstract="false" name="CollateralizedMortgageObligationsResidentialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_RepresentationsAndWarrantiesReserveForLoanReceivablesMember" abstract="true" name="RepresentationsAndWarrantiesReserveForLoanReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_FinancingReceivableLoanModificationsWeightedAveragePercentOfLoanCapitalized" abstract="false" name="FinancingReceivableLoanModificationsWeightedAveragePercentOfLoanCapitalized" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hmst_OneToFourFamilyMember" abstract="true" name="OneToFourFamilyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hmst_FinancingReceivableNetFairValueAdjustmentAndGainLossOnSale" abstract="false" name="FinancingReceivableNetFairValueAdjustmentAndGainLossOnSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_FairValueMeasurementTransfersBetweenWithLevelsOfHierarchyForAssetsAndLiabilitiesHeld" abstract="false" name="FairValueMeasurementTransfersBetweenWithLevelsOfHierarchyForAssetsAndLiabilitiesHeld" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_MortgageServicingRightsRiskManagement" abstract="false" name="MortgageServicingRightsRiskManagement" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hmst_DerivativeLiabilityFairValueAmountOffsetAgainstOtherDerivatives" abstract="false" name="DerivativeLiabilityFairValueAmountOffsetAgainstOtherDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
