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LOANS AND CREDIT QUALITY - Loans Held for Investment (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Jun. 30, 2024 | Dec. 31, 2023 | Sep. 30, 2023 | Jun. 30, 2023 | Dec. 31, 2022
--- | --- | --- | --- | --- | --- | ---
Loans held for investment |  |  |  |  |  |
Loans held for investment | $ 7,333,254 |  | $ 7,422,904 |  |  |
Allowance for credit losses | (38,651) | $ (39,741) | (40,500) | $ (40,000) | $ (41,500) | $ (41,500)
Loans held for investment less allowance for credit losses | 7,294,603 |  | 7,382,404 |  |  |
Recurring |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Single family LHFI | 1,329 |  | 1,280 |  |  |
Recurring | Level 3 |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Single family LHFI | 1,329 |  | 1,280 |  |  |
Single family |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Allowance for credit losses | (3,804) |  |  | (5,783) |  |
Home equity and other |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Allowance for credit losses | (3,251) |  |  | (3,962) |  |
Commercial and industrial loans |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 5,788,635 |  | 5,898,324 |  |  |
Commercial and industrial loans | Real Estate Sector |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 5,077,498 |  | 5,147,990 |  |  |
Allowance for credit losses | (26,485) | (26,598) | (27,912) | (25,552) | (26,160) | (27,859)
Commercial and industrial loans | Commercial and Industrial Sector |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 711,137 |  | 750,334 |  |  |
Allowance for credit losses | (5,111) | (6,326) | (3,849) | (4,703) | (4,767) | (4,277)
Commercial and industrial loans | Non-owner occupied CRE |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 590,956 |  | 641,885 |  |  |
Allowance for credit losses | (1,812) | (1,777) | (2,610) | (2,365) | (2,242) | (2,102)
Commercial and industrial loans | Multifamily |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 3,950,941 |  | 3,940,189 |  |  |
Allowance for credit losses | (15,760) | (17,070) | (13,093) | (10,706) | (9,695) | (10,974)
Commercial and industrial loans | Construction/land development |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 535,601 |  | 565,916 |  |  |
Commercial and industrial loans | Owner occupied CRE |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 365,138 |  | 391,285 |  |  |
Allowance for credit losses | (639) | (731) | (899) | (1,102) | (930) | (1,030)
Commercial and industrial loans | Commercial business |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 345,999 |  | 359,049 |  |  |
Allowance for credit losses | (4,472) | (5,595) | (2,950) | (3,601) | (3,837) | (3,247)
Consumer loans |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 1,544,619 |  | 1,524,580 |  |  |
Allowance for credit losses | (7,055) | (6,817) | (8,739) | (9,745) | (10,573) | (9,364)
Consumer loans | Single family |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 1,137,981 |  | 1,140,279 |  |  |
Allowance for credit losses | (3,804) | (3,844) | (5,287) | (5,783) | (6,617) | (5,610)
Consumer loans | Home equity and other |  |  |  |  |  |
Loans held for investment |  |  |  |  |  |
Loans held for investment | 406,638 |  | 384,301 |  |  |
Allowance for credit losses | $ (3,251) | $ (2,973) | $ (3,452) | $ (3,962) | $ (3,956) | $ (3,754)

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