XML 92 R74.htm IDEA: XBRL DOCUMENT
v3.25.0.1

LOANS AND CREDIT QUALITY - Aging Analysis (Details) - USD ($) $ in Thousands | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | $ 6,231,796 | $ 7,422,904
Nonaccrual | $ 54,994 | $ 38,976
Nonaccrual, percent of total loans | 0.88% | 0.53%
Total past due and nonaccrual | $ 66,020 | $ 53,518
Total past due and nonaccrual, percent of total loans | 1.06% | 0.72%
Current, percent of total loans | 98.94% | 99.28%
Percent of total loans | 100.00% | 100.00%
Federal Housing Administration, Veterans Affairs or Small Business Administration |  |
Financing Receivable, Past Due [Line Items] |  |
Total past due and nonaccrual | $ 11,300 | $ 12,400
Fair Value, Recurring |  |
Financing Receivable, Past Due [Line Items] |  |
Single family LHFI | 1,287 | 1,280
Fair Value, Recurring | Level 3 |  |
Financing Receivable, Past Due [Line Items] |  |
Single family LHFI | 1,287 | 1,280
30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | $ 4,945 | $ 6,148
Past due, percent of total loans | 0.08% | 0.08%
60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | $ 1,727 | $ 4,133
Past due, percent of total loans | 0.03% | 0.05%
90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | $ 4,354 | $ 4,261
Past due, percent of total loans | 0.07% | 0.06%
Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | $ 6,165,776 | $ 7,369,386
Commercial business | Commercial and Industrial Sector |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 674,001 | 750,334
Nonaccrual | 26,901 | 14,392
Total past due and nonaccrual | 26,901 | 14,392
Commercial business | Commercial and Industrial Sector | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Commercial and Industrial Sector | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Commercial and Industrial Sector | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Commercial and Industrial Sector | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 647,100 | 735,942
Commercial business | Owner occupied CRE |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 361,997 | 391,285
Nonaccrual | 1,161 | 706
Total past due and nonaccrual | 1,161 | 706
Commercial business | Owner occupied CRE | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Owner occupied CRE | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Owner occupied CRE | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Owner occupied CRE | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 360,836 | 390,579
Commercial business | Commercial business |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 312,004 | 359,049
Nonaccrual | 25,740 | 13,686
Total past due and nonaccrual | 25,740 | 13,686
Commercial business | Commercial business | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Commercial business | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Commercial business | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Commercial business | Commercial business | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 286,264 | 345,363
Consumer loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 1,521,630 | 1,524,580
Nonaccrual | 6,127 | 3,960
Total past due and nonaccrual | 17,153 | 16,587
Consumer loans | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 4,945 | 6,148
Consumer loans | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 1,727 | 2,218
Consumer loans | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 4,354 | 4,261
Consumer loans | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 1,504,477 | 1,507,993
Consumer loans | Single family |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 1,109,095 | 1,140,279
Nonaccrual | 2,990 | 2,650
Total past due and nonaccrual | 13,041 | 14,078
Consumer loans | Single family | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 4,601 | 5,174
Consumer loans | Single family | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 1,096 | 1,993
Consumer loans | Single family | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 4,354 | 4,261
Consumer loans | Single family | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 1,096,054 | 1,126,201
Consumer loans | Home equity and other |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 412,535 | 384,301
Nonaccrual | 3,137 | 1,310
Total past due and nonaccrual | 4,112 | 2,509
Consumer loans | Home equity and other | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 344 | 974
Consumer loans | Home equity and other | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 631 | 225
Consumer loans | Home equity and other | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
Consumer loans | Home equity and other | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 408,423 | 381,792
CRE |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 21,966 | 20,624
Total past due and nonaccrual | 16,230 | 16,803
CRE | Real Estate Sector |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 4,036,165 | 5,147,990
Nonaccrual | 21,966 | 20,624
Total past due and nonaccrual | 21,966 | 22,539
CRE | Real Estate Sector | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Real Estate Sector | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 1,915
CRE | Real Estate Sector | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Real Estate Sector | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 4,014,199 | 5,125,451
CRE | Non-owner occupied CRE |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 570,750 | 641,885
Nonaccrual | 16,230 | 16,803
CRE | Non-owner occupied CRE | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Non-owner occupied CRE | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Non-owner occupied CRE | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Non-owner occupied CRE | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 554,520 | 625,082
CRE | Multifamily construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 98,906 | 168,049
Nonaccrual | 0 | 0
Total past due and nonaccrual | 0 | 0
CRE | Multifamily construction | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Multifamily construction | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Multifamily construction | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Multifamily construction | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 98,906 | 168,049
CRE | CRE construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 11,038 | 18,513
Nonaccrual | 3,821 | 3,821
Total past due and nonaccrual | 3,821 | 3,821
CRE | CRE construction | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | CRE construction | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | CRE construction | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | CRE construction | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 7,217 | 14,692
CRE | Single family construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 320,826 | 274,050
Nonaccrual | 0 | 0
Total past due and nonaccrual | 0 | 0
CRE | Single family construction | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Single family construction | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Single family construction | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Single family construction | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 320,826 | 274,050
CRE | Single family construction to permanent |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 41,970 | 105,304
Nonaccrual | 0 | 0
Total past due and nonaccrual | 0 | 0
CRE | Single family construction to permanent | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Single family construction to permanent | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Single family construction to permanent | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Single family construction to permanent | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 41,970 | 105,304
CRE | Multifamily |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 2,992,675 | 3,940,189
Nonaccrual | 1,915 | 0
Total past due and nonaccrual | 1,915 | 1,915
CRE | Multifamily | 30-59 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Multifamily | 60-89 days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 1,915
CRE | Multifamily | 90+ days |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | 0 | 0
CRE | Multifamily | Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans before allowance for credit loss | $ 2,990,760 | $ 3,938,274

X
- Definition Financing Receivable, Excluding Accrued Interest, before Allowance For Credit Loss, Past Due And Nonaccrual + References No definition available. + Details
Name: | hmst_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossPastDueAndNonaccrual
Namespace Prefix: | hmst_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Excluding Accrued Interest, Nonaccrual, Percent Of Total Loans + References No definition available. + Details
Name: | hmst_FinancingReceivableExcludingAccruedInterestNonaccrualPercentOfTotalLoans
Namespace Prefix: | hmst_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Excluding Accrued Interest, Not Past Due, Percent Of Total Loans + References No definition available. + Details
Name: | hmst_FinancingReceivableExcludingAccruedInterestNotPastDuePercentOfTotalLoans
Namespace Prefix: | hmst_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Excluding Accrued Interest Past Due And Nonaccrual, Percent Of Total Loans + References No definition available. + Details
Name: | hmst_FinancingReceivableExcludingAccruedInterestPastDueAndNonaccrualPercentOfTotalLoans
Namespace Prefix: | hmst_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Excluding Accrued Interest, Past Due, Percent Of Total Loans + References No definition available. + Details
Name: | hmst_FinancingReceivableExcludingAccruedInterestPastDuePercentOfTotalLoans
Namespace Prefix: | hmst_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Excluding Accrued Interest, Percent Of Total Loans + References No definition available. + Details
Name: | hmst_FinancingReceivableExcludingAccruedInterestPercentOfTotalLoans
Namespace Prefix: | hmst_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10 + Details
Name: | us-gaap_LoansReceivableFairValueDisclosure
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis=hmst_FederalHousingAdministrationVeteranAffairsOrSmallBusinessAdministrationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=hmst_CommercialPortfolioSegmentAdjustedForCreditAnalysisMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_EquitySecuritiesByIndustryAxis=us-gaap_CommercialAndIndustrialSectorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_OwnerOccupiedCommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=hmst_ConsumerPortfolioSegmentAdjustedForCreditAnalysisMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_HomeEquityLineOfCreditAdjustedForCreditAnalysisMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_EquitySecuritiesByIndustryAxis=us-gaap_RealEstateSectorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_NonOwnerOccupiedCommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_MultifamilyConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_CommercialRealEstateConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_SingleFamilyConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hmst_SingleFamilyConstructionToPermanentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |