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CONSOLIDATED INCOME STATEMENTS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest income:    
Loans $ 346,691 $ 341,255
Investment securities 39,576 49,615
Cash, Fed Funds and other 16,306 8,873
Total interest income 402,573 399,743
Interest expense:    
Deposits 174,252 137,920
Borrowings 108,234 95,070
Total interest expense 282,486 232,990
Net interest income 120,087 166,753
Provision for credit losses 0 (441)
Net interest income after provision for credit losses 120,087 167,194
Noninterest income (loss):    
Net gain (loss) on loan origination and sale activities (76,890) 9,346
Loan servicing income 12,497 12,648
Deposit fees 8,838 10,148
Other 11,170 9,779
Total noninterest income (loss) (44,385) 41,921
Noninterest expense:    
Compensation and benefits 107,424 111,064
Information services 29,872 29,901
Occupancy 21,719 22,241
General, administrative and other 37,199 38,809
Goodwill impairment 0 39,857
Total noninterest expense 196,214 241,872
Income (loss) before income taxes (120,512) (32,757)
Income tax (benefit) expense 23,832 (5,249)
Net income (loss) $ (144,344) $ (27,508)
Net income (loss) per share    
Basic (in dollars per share) $ (7.65) $ (1.46)
Diluted (in dollars per share) $ (7.65) $ (1.46)
Weighted average shares outstanding:    
Basic (in shares) 18,857,392 18,783,005
Diluted (in shares) 18,857,392 18,783,005