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LOANS AND CREDIT QUALITY - Loans Held for Investment (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024 | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | --- | --- | ---
Loans held for investment |  |  |  |
Loans held for investment | $ 6,063,216 | $ 6,231,796 |  |
Allowance for credit losses | (39,634) | (38,743) | $ (39,677) | $ (40,500)
Loans held for investment less allowance for credit losses | 6,023,582 | 6,193,053 |  |
Recurring |  |  |  |
Loans held for investment |  |  |  |
Single family LHFI | 1,248 | 1,287 |  |
Recurring | Level 3 |  |  |  |
Loans held for investment |  |  |  |
Single family LHFI | 1,248 | 1,287 |  |
Commercial and industrial loans |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 4,555,472 | 4,710,166 |  |
Commercial and industrial loans | Real Estate Sector |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 3,916,365 | 4,036,165 |  |
Allowance for credit losses | (21,330) | (24,484) | (28,900) | (27,912)
Commercial and industrial loans | Commercial and Industrial Sector |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 639,107 | 674,001 |  |
Allowance for credit losses | (11,246) | (7,462) | (3,482) | (3,849)
Commercial and industrial loans | Non-owner occupied CRE |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 545,313 | 570,750 |  |
Allowance for credit losses | (1,658) | (1,739) | (2,131) | (2,610)
Commercial and industrial loans | Multifamily |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 2,934,442 | 2,992,675 |  |
Allowance for credit losses | (13,287) | (14,909) | (18,947) | (13,093)
Commercial and industrial loans | Construction/land development |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 436,610 | 472,740 |  |
Commercial and industrial loans | Owner occupied CRE |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 340,106 | 361,997 |  |
Allowance for credit losses | (598) | (576) | (836) | (899)
Commercial and industrial loans | Commercial business |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 299,001 | 312,004 |  |
Allowance for credit losses | (10,648) | (6,886) | (2,646) | (2,950)
Consumer loans |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 1,507,744 | 1,521,630 |  |
Allowance for credit losses | (7,058) | (6,797) | (7,295) | (8,739)
Consumer loans | Single family |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 1,088,264 | 1,109,095 |  |
Allowance for credit losses | (3,702) | (3,610) | (4,273) | (5,287)
Consumer loans | Home equity and other |  |  |  |
Loans held for investment |  |  |  |
Loans held for investment | 419,480 | 412,535 |  |
Allowance for credit losses | $ (3,356) | $ (3,187) | $ (3,022) | $ (3,452)

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