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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income (loss) $ (8,877) $ (13,735)
Adjustments to reconcile net income (loss) to net cash used in operating activities:    
Provision for credit losses 7,000 0
Depreciation and amortization, premises and equipment 2,994 3,339
Amortization of premiums and discounts: investment securities, deposits, debt 1,061 1,104
Operating leases: excess of payments over amortization (1,460) (1,627)
Amortization of finance leases 43 99
Amortization of core deposit intangibles 957 1,250
Amortization of deferred loan fees and costs (845) (238)
Share-based compensation expense 1,200 1,966
Deferred income tax (benefit) expense (676) (7,662)
Origination of LHFS (280,713) (199,488)
Proceeds from sale of LHFS 255,810 191,557
Net fair value adjustment and gain on sale of LHFS (2,030) (1,440)
Origination of MSRs (2,372) (1,927)
Change in fair value of MSRs (1,464) 1,994
Amortization of servicing rights 2,809 2,861
Net decrease (increase) in trading securities (5,869) (1,404)
Decrease (increase) in other assets 7,346 (8,341)
Increase (decrease) in accounts payable and other liabilities (7,204) 2,096
Net cash used in operating activities (32,290) (29,596)
CASH FLOWS FROM INVESTING ACTIVITIES:    
Principal payments on investment securities 45,791 110,008
Proceeds from sale of OREO 0 126
Net (increase) decrease in LHFI 298,019 41,689
Purchases of premises and equipment (149) (6,347)
Proceeds from sale of Federal Home Loan Bank stock 55,343 111,965
Purchases of Federal Home Loan Bank stock (56,385) (134,397)
Net cash provided by investing activities 342,619 123,044
CASH FLOWS FROM FINANCING ACTIVITIES:    
Decrease in deposits, net (555,813) (231,287)
Changes in short-term borrowings, net 40,000 276,000
Proceeds from other long-term borrowings 0 585,000
Repayment of other long-term borrowings 0 (720,000)
Repayment of finance lease principal (36) (94)
Net cash used in financing activities (515,849) (90,381)
Net increase (decrease) in cash and cash equivalents (205,520) 3,067
Cash and cash equivalents, beginning of year 406,600 215,664
Cash and cash equivalents, end of period 201,080 218,731
Cash paid (refunds received) during the period for:    
Interest 103,693 152,038
Federal and state income taxes (4,509) (676)
Non-cash activities:    
Increase in lease assets and lease liabilities 3,027 1,833
Loans transferred from LHFI to LHFS, net 1,538 793
Ginnie Mae loans recognized with the right to repurchase, net 3,521 130
Repurchase of common stock-award shares $ 359 $ 134