XML 42 R29.htm IDEA: XBRL DOCUMENT v3.25.3

LOANS AND CREDIT QUALITY (Tables)

9 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Schedule of Loans Held for Investment

The loan and lease receivable portfolio consisted of the following as of the dates indicated:

(in thousands)	September 30, 2025		December 31, 2024
Commercial and industrial	$547,311		$410,040
Commercial real estate
Multifamily	5,448,374		2,794,581
Non-owner occupied	1,864,040		1,657,597
Owner occupied	709,239		360,100
Construction and land development	535,776		104,430
Residential real estate	3,907,101		2,280,963
Auto	954,615		1,596,935
Other consumer	602,339		438,851
Total loan and lease receivables before allowance for credit losses	14,568,795		9,643,497
Allowance for credit losses on loans and leases	(168,959)		(88,558)
Net loan and lease receivables	$14,399,836		$9,554,939

Activity in Allowance for Credit Losses

The following tables present the activity in the allowance for credit losses on loans and leases by portfolio segment for the

quarter and nine months ended September 30, 2025 and 2024:

(in thousands)	Commercial and Industrial		Commercial Real Estate		Residential Real Estate		Auto		Other Consumer		Total
Quarter Ended September 30, 2025
Allowance for credit losses on loans and leases
Beginning balance	$3,456		$33,599		$4,977		$23,867		$2,435		$68,334
Initial allowance on acquired PCD loans (1)	15,923		42,934		4,612		1		24		63,494
Provision for credit losses	4,311		24,780		12,613		3,553		801		46,058
Loans charged off	(484)		(250)		(9)		(11,365)		(695)		(12,803)
Recoveries	38		—		—		3,677		161		3,876
Ending balance	$23,244		$101,063		$22,193		$19,733		$2,726		$168,959

(1)ACL on loans identified as PCD on the Merger date.  For additional discussion on PCD loans, refer to Note 1, “Summary of Significant

Accounting Policies,” and Note 2, “Business Combination.”

(in thousands)	Commercial and Industrial		Commercial Real Estate		Residential Real Estate		Auto		Other Consumer		Total
Quarter Ended September 30, 2024
Allowance for credit losses on loans and leases
Beginning balance	$5,409		$34,092		$6,741		$58,698		$3,081		$108,021
Provision for credit losses	(103)		590		58		5,730		455		6,730
Loans charged off	(313)		—		—		(13,318)		(941)		(14,572)
Recoveries	12		—		—		3,025		265		3,302
Ending balance	$5,005		$34,682		$6,799		$54,135		$2,860		$103,481

(in thousands)	Commercial and Industrial		Commercial Real Estate		Residential Real Estate		Auto		Other Consumer		Total
Nine Months Ended September 30, 2025
Allowance for credit losses on loans and leases
Beginning balance	$4,869		$35,097		$4,656		$41,282		$2,654		$88,558
Initial allowance on acquired PCD loans (1)	15,923		42,934		4,612		1		24		63,494
Provision for credit losses	2,864		23,282		12,934		2,144		1,439		42,663
Loans charged off	(705)		(250)		(9)		(32,125)		(1,880)		(34,969)
Recoveries	293		—		—		8,431		489		9,213
Ending balance	$23,244		$101,063		$22,193		$19,733		$2,726		$168,959

(1)ACL on loans identified as PCD on the Merger date.  For additional discussion on PCD loans, refer to Note 1, “Summary of Significant

Accounting Policies,” and Note 2, “Business Combination.”

(in thousands)	Commercial and Industrial		Commercial Real Estate		Residential Real Estate		Auto		Other Consumer		Total
Nine Months Ended September 30, 2024
Allowance for credit losses on loans and leases
Beginning balance	$5,805		$31,486		$6,745		$87,053		$2,689		$133,778
Provision (reversal of provision) for credit losses	(1,219)		3,196		64		(1,567)		2,210		2,684
Loans charged off	(525)		—		(10)		(42,850)		(2,649)		(46,034)
Recoveries	944		—		—		11,499		610		13,053
Ending balance	$5,005		$34,682		$6,799		$54,135		$2,860		$103,481

In addition to the ACL for LHFI, the Company maintains a separate allowance for unfunded loan commitments, which is

included in interest payable and other liabilities on the consolidated balance sheets. The following table presents changes in

the allowance for credit losses on unfunded lending commitments for the quarter and nine months ended September 30,

2025 and 2024:

	Quarter Ended September 30,				Nine Months Ended September 30,
(in thousands)	2025		2024		2025		2024
Allowance for credit losses on unfunded lending commitments
Beginning balance	$3,735		$4,818		$4,366		$4,314
Initial allowance on acquired loans	3,736		—		3,736		—
Provision for credit losses	960		13		329		517
Ending balance	$8,431		$4,831		$8,431		$4,831

Schedule of Loans on Nonaccrual with no Related Allowance for Credit Loss

The following table presents the amortized cost in nonaccrual loans and loans past due 90 days or more and still accruing

by class of loans as of September 30, 2025 and December 31, 2024:

	September 30, 2025
(in thousands)	Nonaccrual With No Allowance for Credit Loss		Total Nonaccrual		Loans Past Due 90 Days or More Still Accruing
Commercial and industrial	$1,303		$23,707		$—
Commercial real estate
Multifamily	1,816		3,430		—
Non-owner occupied	3,371		15,018		—
Owner occupied	1,177		2,854		—
Construction and land development	140		2,987		—
Residential real estate	1,302		7,596		2,653
Auto	1		4,986		—
Other consumer	8		8		—
Total	$9,118		$60,586		$2,653

	December 31, 2024
(in thousands)	Nonaccrual With No Allowance for Credit Loss		Total Nonaccrual		Loans Past Due 90 Days or More Still Accruing
Commercial and industrial	$1,145		$1,145		$211
Commercial real estate
Multifamily	—		—		—
Non-owner occupied	—		—		—
Owner occupied	—		—		—
Construction and land development	441		441		—
Residential real estate	2,854		2,854
Auto	564		6,252		—
Other consumer	1		1		—
Total	$5,005		$10,693		$211

Schedule of Credit Quality Indicators

Based on the most recent analysis performed, the following table presents the amortized cost, by risk category of loans and

origination year, for commercial and industrial and commercial real estate loan classes at September 30, 2025 and

December 31, 2024. In addition, year-to-date charge-offs for the nine months ended September 30, 2025 and the twelve

months ended December 31, 2024 are presented by origination year. 

(in thousands)	2025		2024		2023		2022		2021		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
September 30, 2025
Commercial and industrial
Risk rating
Pass	$18,360		$44,507		$55,030		$32,011		$27,792		$83,171		$226,292		$885		$488,048
Special mention	—		114		—		493		1,078		2,932		479		—		5,096
Substandard	68		634		382		33,126		600		15,952		3,405		—		54,167
Doubtful	—		—		—		—		—		—		—		—		—
Total	$18,428		$45,255		$55,412		$65,630		$29,470		$102,055		$230,176		$885		$547,311
Year-to-date gross charge-offs	$—		$383		$100		$—		$16		$—		$206		$—		$705
Multifamily
Risk rating
Pass	$52,711		$180,574		$459,247		$2,212,986		$1,183,086		$1,094,711		$38,131		$—		$5,221,446
Special mention	—		—		—		49,972		24,099		43,439		—		—		117,510
Substandard	—		—		6,553		63,028		24,356		15,481		—		—		109,418
Doubtful	—		—		—		—		—		—		—		—		—
Total	$52,711		$180,574		$465,800		$2,325,986		$1,231,541		$1,153,631		$38,131		$—		$5,448,374
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—		$—		$—
Non-owner occupied
Risk rating
Pass	$3,057		$13,810		$36,000		$385,373		$138,952		$1,124,892		$41,734		$—		$1,743,818
Special mention	—		—		—		—		—		58,762		—		—		58,762
Substandard	—		—		—		—		—		61,460		—		—		61,460
Doubtful	—		—		—		—		—		—		—		—		—
Total	$3,057		$13,810		$36,000		$385,373		$138,952		$1,245,114		$41,734		$—		$1,864,040
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$250		$—		$—		$250
Owner occupied
Risk rating
Pass	$19,286		$11,012		$27,972		$112,543		$76,237		$386,615		$6,248		$—		639,913
Special mention	—		—		—		10,282		7,017		39,718		—		—		57,017
Substandard	—		—		—		274		5,211		6,824		—		—		12,309
Doubtful	—		—		—		—		—		—		—		—		—
Total	$19,286		$11,012		$27,972		$123,099		$88,465		$433,157		$6,248		$—		$709,239
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—		$—		$—
Construction and land development
Risk rating
Pass	$236,608		$179,266		$73,857		$13,823		$5,049		$13,586		$600		$—		$522,789
Special mention	—		—		—		10,000		—		—		—		—		10,000
Substandard	—		—		—		—		—		2,987		—		—		2,987
Doubtful	—		—		—		—		—		—		—		—		—
Total	$236,608		$179,266		$73,857		$23,823		$5,049		$16,573		$600		$—		$535,776
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—		$—		$—

(in thousands)	2024		2023		2022		2021		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
December 31, 2024
Commercial and industrial
Risk rating
Pass	$28,334		$113,024		$41,271		$23,098		$55,675		$140,905		$—		$402,307
Special mention	—		—		—		107		789		—		—		896
Substandard	—		—		5		166		6,665		1		—		6,837
Doubtful	—		—		—		—		—		—		—		—
Total	$28,334		$113,024		$41,276		$23,371		$63,129		$140,906		$—		$410,040
Year-to-date gross charge-offs	$—		$191		$95		$2		$127		$806		$—		$1,221
Multifamily
Risk rating
Pass	$183,739		$383,108		$777,706		$690,644		$736,585		$21,469		$—		$2,793,251
Special mention	—		—		—		—		—		—		—		—
Substandard	—		—		—		—		1,330		—		—		1,330
Doubtful	—		—		—		—		—		—		—		—
Total	$183,739		$383,108		$777,706		$690,644		$737,915		$21,469		$—		$2,794,581
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—		$—
Non-owner occupied
Risk rating
Pass	$15,127		$37,938		$347,939		$95,368		$1,082,553		$42,257		$—		$1,621,182
Special mention	—		—		—		—		9,026		—		—		9,026
Substandard	—		—		—		—		27,389		—		—		27,389
Doubtful	—		—		—		—		—		—		—		—
Total	$15,127		$37,938		$347,939		$95,368		$1,118,968		$42,257		$—		$1,657,597
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—	$—	$—
Owner-occupied
Risk rating
Pass	$10,840		$23,340		$62,849		$47,056		$189,436		$3,357		$—		$336,878
Special mention	—		—		—		—		13,111		—		—		13,111
Substandard	—		—		—		—		10,111		—		—		10,111
Doubtful	—		—		—		—		—		—		—		—
Total	$10,840		$23,340		$62,849		$47,056		$212,658		$3,357		$—		$360,100
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—		$—
Construction and land development
Risk rating
Pass	$34,891		$13,515		$34,985		$141		$20,355		$102		$—		$103,989
Special mention	—		—		—		—		—		—		—		—
Substandard	—		—		—		—		441		—		—		441
Doubtful	—		—		—		—		—		—		—		—
Total	$34,891		$13,515		$34,985		$141		$20,796		$102		$—		$104,430
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$—		$—		$—

The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For

residential and consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan,

which was previously presented, and by payment activity. The following table presents the amortized cost in residential

and consumer loans based upon year of origination at September 30, 2025 and December 31, 2024. In addition, year-to-

date charge-offs for the nine months ended September 30, 2025 and the twelve months ended December 31, 2024 are

presented by origination year.

(in thousands)	2025		2024		2023		2022		2021		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
September 30, 2025
Residential real estate
Payment performance
Performing	$412,755		$176,598		$116,483		$782,678		$835,953		$1,077,996		$491,871		$5,171		$3,899,505
Nonperforming	—		—		—		405		—		4,152		2,898		141		7,596
Total	$412,755		$176,598		$116,483		$783,083		$835,953		$1,082,148		$494,769		$5,312		$3,907,101
Year-to-date gross charge-offs	$—		$—		$—		$—		$—		$9		$—		$—		$9
Auto
Payment performance
Performing	$165		$260		$56,105		$544,758		$283,351		$64,989		$—		$—		$949,628
Nonperforming	—		—		253		3,051		1,304		379		—		—		$4,987
Total	$165		$260		$56,358		$547,809		$284,655		$65,368		$—		$—		$954,615
Year-to-date gross charge-offs	$—		$—		$1,325		$18,657		$9,744		$2,399		$—		$—		$32,125
Other consumer
Payment performance
Performing	$160,340		$172,039		$145,144		$72,037		$16,992		$29,841		$5,938		$—		$602,331
Nonperforming	—		1		—		—		—		—		7		—		8
Total	$160,340		$172,040		$145,144		$72,037		$16,992		$29,841		$5,945		$—		$602,339
Year-to-date gross charge-offs	$450		$1		$—		$—		511		$868		$50		$—		$1,880

(in thousands)	2024		2023		2022		2021		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
December 31, 2024
Residential real estate
Payment performance
Performing	$235,132		$97,522		$456,174		$608,721		$810,899		$69,661		$—		$2,278,109
Nonperforming	—		—		—		—		2,037		817		—		2,854
Total	$235,132		$97,522		$456,174		$608,721		$812,936		$70,478		$—		$2,280,963
Year-to-date gross charge-offs	$—		$—		$—		$—		$10		$—		$—		$10
Auto
Payment performance
Performing	$—		$81,178		$831,402		$497,176		$180,927		$—		$—		$1,590,683
Nonperforming	—		316		3,355		1,900		681		—		—		6,252
Total	$—		$81,494		$834,757		$499,076		$181,608		$—		$—		$1,596,935
Year-to-date gross charge-offs	$—		$2,223		$29,978		$16,780		$6,116		$—		$—		$55,097
Other consumer
Payment performance
Performing	$167,162		$136,903		$71,023		$22,414		$38,429		$2,919		$—		$438,850
Nonperforming	—		—		—		—		—		1		—		$1
Total	$167,162		$136,903		$71,023		$22,414		$38,429		$2,920		$—		$438,851
Year-to-date gross charge-offs	$700		$—		$—		$950		$1,521		$47		$—		$3,218

Schedule of Collateral Dependent Loans

The following table presents the amortized cost of collateral-dependent loans by class and collateral type as of

September 30, 2025 and December 31, 2024:

	September 30, 2025
(in thousands)	Auto		Equipment		Farmland		Multifamily		Retail Building		Single Family Residential		Other non- real estate		Total Loans
Commercial and industrial	$—		$293		$3,848		$—		$1,015		$2,808		$12,858		$20,822
Commercial real estate
Multifamily	—		—		—		17,892		—		—		—		17,892
Non-owner occupied	—		—		—		—		15,018		—		—		15,018
Owner occupied	—		—		—		—		2,090		—		—		2,090
Construction and land development	—		—		2,987		—		—		—		—		2,987
Residential real estate	—		—		—		165		—		1,892		—		2,057
Total	$—		$293		$6,835		$18,057		$18,123		$4,700		$12,858		$60,866

	December 31, 2024
(in thousands)	Auto		Equipment		Farmland		Multifamily		Retail Building		Single Family Residential		Other non- real estate		Total Loans
Commercial and industrial	$5		$10		$—		$—		$1,064		$—		$—		$1,079
Commercial real estate
Construction and land development	—		—		441		—		—		—		—		441
Residential real estate	—		—		—		—		—		2,853		—		2,853
Total	$5		$10		$441		$—		$1,064		$2,853		$—		$4,373

Schedule of Loans Past Due

The following tables present the aging of the amortized cost in past due loans as of September 30, 2025 and December 31,

2024 by class of loans:

	September 30, 2025
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 89 Days Past Due		Total Past Due		Loans Not Past Due		Total Loans
Commercial and industrial	$1,876		$436		$9,178		$11,490		$535,821		$547,311
Commercial real estate
Multifamily	2,095		—		1,614		3,709		5,444,665		5,448,374
Non-owner occupied	1,000		—		14,018		15,018		1,849,022		1,864,040
Owner occupied	—		—		1,177		1,177		708,062		709,239
Construction and land development	1,204		—		2,987		4,191		531,585		535,776
Residential real estate	12,756		3,033		6,422		22,211		3,884,890		3,907,101
Auto	24,693		7,615		2,915		35,223		919,392		954,615
Other consumer	1,054		121		5		1,180		601,159		602,339
Total	$44,678		$11,205		$38,316		$94,199		$14,474,596		$14,568,795

	December 31, 2024
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 89 Days Past Due		Total Past Due		Loans Not Past Due		Total Loans
Commercial and industrial	$1,920		$82		$278		$2,280		$407,760		$410,040
Commercial and industrial
Multifamily	1,940		—		—		1,940		2,792,641		2,794,581
Non-owner occupied	513		—		—		513		1,657,084		1,657,597
Owner occupied	1,005		—		—		1,005		359,095		360,100
Construction and land development	5,400		—		140		5,540		98,890		104,430
Residential real estate	13,662		406		502		14,570		2,266,393		2,280,963
Auto	53,197		12,637		5,161		70,995		1,525,940		1,596,935
Other consumer	361		214		1		576		438,275		438,851
Total	$77,998		$13,339		$6,082		$97,419		$9,546,078		$9,643,497

Schedule of Loan Modifications

The following tables present the amortized cost of loans at September 30, 2025 and 2024 that were both experiencing

financial difficulty and modified during the quarters and nine months ended September 30, 2025 and 2024, by class and by

type of modification. The percentage of the amortized cost of loans that were modified to borrowers in financial distress as

compared to the amortized cost of each class of financing receivable is also presented below.

	Quarter Ended September 30, 2025
(in thousands)	Principal Forgiveness		Payment Delay		Term Extension		Interest Rate Reduction		Combined Term Extension and Principal Forgiveness		Combined Term Extension and Interest Rate Reduction		Combined Payment Delay and Term Extension		Total Class of Financing Receivable
Commercial and industrial	$—		$11,760		$68		$—		$—		$—		$4,158		2.92%
Commercial real estate
Construction and land development	—		—		—		—		—		—		2,847		0.53%
Residential real estate	—		206		—		—		—		—		1,344		0.04%
Total	$—		$11,966		$68		$—		$—		$—		$8,349		0.14%
	Quarter Ended September 30, 2024
(in thousands)	Principal Forgiveness		Payment Delay		Term Extension		Interest Rate Reduction		Combined Term Extension and Principal Forgiveness		Combined Term Extension and Interest Rate Reduction		Combined Payment Delay and Term Extension		Total Class of Financing Receivable
Commercial and industrial	$—		$—		$788		$—		$—		$—		$—		0.19%
Residential real estate	—		—		204		—		—		—		—		0.01%
Total	$—		$—		$992		$—		$—		$—		$—		0.01%
	Nine Months Ended September 30, 2025
(in thousands)	Principal Forgiveness		Payment Delay		Term Extension		Interest Rate Reduction		Combined Term Extension and Principal Forgiveness		Combined Term Extension and Interest Rate Reduction		Combined Payment Delay and Term Extension		Total Class of Financing Receivable
Commercial and industrial	$—		$11,760		$176		$—		$—		$—		$5,813		3.24%
Commercial real estate
Multifamily	—		1,614		—		—		—		—		—		0.03%
Construction and land development	—		—		—		—		—		—		2,847		0.53%
Residential real estate	—		206		—		—		—		—		1,861		0.05%
Total	$—		$13,580		$176		$—		$—		$—		$10,521		0.17%
	Nine Months Ended September 30, 2024
(in thousands)	Principal Forgiveness		Payment Delay		Term Extension		Interest Rate Reduction		Combined Term Extension and Principal Forgiveness		Combined Term Extension and Interest Rate Reduction		Combined Payment Delay and Term Extension		Total Class of Financing Receivable
Commercial and industrial	$—		$—		$1,003		$—		$—		$—		$—		0.24%
Commercial real estate
Non-owner occupied	—		—		15,978		—		—		—		—		0.93%
Residential real estate	—		—		204		—		—		—		—		0.01%
Total	$—		$—		$17,185		$—		$—		$—		$—		0.17%

The following tables present the financial effect of the loan modifications presented above to borrowers experiencing

financial difficulty for the quarters and nine months ended September 30, 2025 and 2024:

	Quarter Ended September 30, 2025
(dollars in thousands)	Principal Forgiveness		Weighted- Average Interest Rate Reduction		Weighted- Average Term Extension <months>
Commercial and industrial	$—		—%		18
Commercial real estate
Construction and land development	—		—%		18
Residential real estate	—		—%		67
Total	$—		—%		26
	Quarter Ended September 30, 2024
(dollars in thousands)	Principal Forgiveness		Weighted- Average Interest Rate Reduction		Weighted- Average Term Extension <months>
Commercial and industrial	$—		—%		20
Residential real estate	—		—%		12
Total	$—		—%		18

	Nine Months Ended September 30, 2025
(dollars in thousands)	Principal Forgiveness		Weighted- Average Interest Rate Reduction		Weighted- Average Term Extension <months>
Commercial and industrial	$—		—%		25
Commercial real estate
Construction and land development	—		—%		18
Residential real estate	—		—%		70
Total	$—		—%		31
	Nine Months Ended September 30, 2024
(dollars in thousands)	Principal Forgiveness		Weighted- Average Interest Rate Reduction		Weighted- Average Term Extension <months>
Commercial and industrial	$—		—%		28
Commercial real estate
Non-owner occupied	—		—%		9
Residential real estate	—		—%		12
Total	$—		—%		10

Schedule of Loan Modifications, Payment Status

The following table presents the amortized cost of loans that had a payment default (i.e. borrower missed a regularly

scheduled payment) and were past due for the quarter ended September 30, 2025 and that were modified in the last 12

months.

	September 30, 2025
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 89 Days Past Due		Total Past Due
Commercial and industrial	$—		$—		$4,158		$4,158
Commercial real estate
Construction and land development	—		—		2,847		2,847
Residential real estate	408		—		—		408
Total	$408		$—		$7,005		$7,413

The following table presents the amortized cost of loans that had a payment default and were past due for the quarter ended

September 30, 2024 and that were modified in the last 12 months.

	September 30, 2024
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 89 Days Past Due		Total Past Due
Commercial and industrial	$447		$—		$—		$447
Total	$447		$—		$—		$447

The following table presents the amortized cost of loans that had a payment default and were past due for the nine months

ended September 30, 2025 that were modified in the last 12 months.

	September 30, 2025
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 89 Days Past Due		Total Past Due
Commercial and industrial	$—		$—		$4,158		$4,158
Commercial real estate
Multifamily	—		—		1,614		1,614
Construction and land development	—		—		2,847		2,847
Residential real estate	408		—		—		408
Total	$408		$—		$8,619		$9,027

The following table presents the amortized cost of loans that had a payment default and were past due for the nine months

ended September 30, 2024 that were modified in the last 12 months.

	September 30, 2024
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 89 Days Past Due		Total Past Due
Commercial and industrial	$447		$—		$—		$447
Total	$447		$—		$—		$447

Schedule of Loans Purchased

The following table presents loan and lease receivables purchased by portfolio segment, excluding loans acquired in

business combinations and PCD loans and leases for the periods indicated:

	Quarter Ended September 30,				Nine Months Ended September 30,
	2025		2024		2025		2024
(in thousands)
Residential real estate	$3,547		$36,240		$46,163		$91,367
Auto	—		—		—		5,407
Other consumer	41,718		16,519		126,133		127,126
Total	$45,265		$52,759		$172,296		$223,900

X

- Definition

Schedule of Collateral Dependent Loans [Table Text Block]

+ References

No definition available.

+ Details

Name:	hmst_FinancingReceivableScheduleOfCollateralDependentLoansTableTextBlock
Namespace Prefix:	hmst_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule Of Loans Purchased

+ References

No definition available.

+ Details

Name:	hmst_ScheduleOfLoansPurchasedTableTextBlock
Namespace Prefix:	hmst_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable with payment default and modified within previous 12 months preceding payment default for debtor experiencing financial difficulty.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 44
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-44

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 12A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A

+ Details

Name:	us-gaap_FinancingReceivableModifiedSubsequentDefaultTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-80

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-42

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-42

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 12A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A

Reference 4: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 34
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-34

Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 33
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-33

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration