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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Mar. 31, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:            
Net income (loss) $ 55,161 $ 39,944   $ 141,437 $ (22,664)  
Adjustments to reconcile net income (loss) to net cash provided by operating activities:            
Provision for credit losses 46,058 6,730   42,663 2,684  
Originations of loans held for sale       (61,287) (4,093)  
Proceeds from sales and principal collected on loans held for sale       46,993 4,072  
Net fair value adjustment and gain on sale of loans held for sale       (659) (42)  
Ending balance 960 13   329 517  
Amortization of premiums and discounts on investment securities       3,178 7,565  
Depreciation of premises and equipment       7,108 7,063  
Amortization of intangible assets 4,251 3,302   9,655 10,705  
Amortization of premiums and discounts on debt and deposits       700 30  
Net loss on debt extinguishment       835 0  
Share-based compensation expense       785 0  
Increase in cash surrender value of bank-owned life insurance       (3,198) (2,130)  
Net (gain) loss on sales and calls of investment securities (155) 0   (4,292) 207,203  
Net loss on sale, disposal and write-down of other real estate owned       3,442 1,226  
Net loss (gain) on sale and disposal of premises and equipment       100 (856)  
Deferred income tax expense       (3,844) 9,418  
Amortization of deferred loan fees and costs       9,909 15,428  
Amortization of premiums and discounts on purchased loans       (7,959) (3,327)  
Origination, amortization and change in fair value of MSRs, net       1,108 0  
Change in fair value of trading securities       (98) 0  
Bargain purchase gain (90,363) 0   (90,363) 0  
Changes in:            
Interest receivable and other assets       53,598 571  
Interest payable and other liabilities       (70,471) (16,012)  
Net cash provided by operating activities       79,669 217,358  
Securities available-for-sale:            
Purchases     $ (1,600,000) (561,139) (2,154,513)  
Sales       930,123 1,629,111  
Maturities, calls and paydowns       252,179 199,226  
Securities held-to-maturity:            
Maturities, calls and paydowns       77,720 75,828  
Loan originations and principal collections, net       835,542 1,016,794  
Purchases of loans       (172,296) (223,900)  
Recoveries of loans charged-off       9,213 13,053  
Proceeds from the settlement of bank-owned life insurance       6,748 1,113  
Proceeds from sales of other real estate owned       13,303 186  
Proceeds from sales of premises and equipment       887 2,621  
Purchases of premises and equipment       (3,023) (3,907)  
Proceeds from sale of Federal Home Loan Bank stock       49,873 0  
Net cash acquired in Merger       156,890 0  
Net cash provided by investing activities       1,596,020 555,612  
CASH FLOWS FROM FINANCING ACTIVITIES:            
Net decrease in deposits       (232,753) (189,636)  
Repayment of long-term FHLB advances       (1,000,000) 0  
Net decrease in bank term funding       0 (750,000)  
Repayment of subordinated debt       0 (17,750)  
Cash dividends paid       0 (94,992)  
Net cash used by financing activities       (1,232,753) (1,052,378)  
Net increase (decrease) in cash and cash equivalents       442,936 (279,408)  
Cash and cash equivalents at beginning of period     $ 1,457,569 999,711 1,457,569 $ 1,457,569
Cash and cash equivalents at end of period $ 1,442,647 $ 1,178,161   1,442,647 1,178,161 $ 999,711
Cash paid during the period for:            
Interest paid       148,355 167,462  
Income taxes paid, net of refunds       31,243 3,515  
Non-cash activities:            
Transfer from loans to other real estate owned       0 2,282  
Lease liabilities arising from obtaining right-of-use assets       14,415 10,889  
Reclassification of liability classified awards to equity       13,643 0  
Merger related items:            
Stock consideration       265,803 0  
Fair value of assets acquired       7,387,493 0  
Fair value of liabilities assumed       $ 7,031,327 $ 0