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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 44,090 $ 43,791
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (reversal of provision) for credit losses on loans 7,593 (3,752)
Originations of loans held for sale and principal collections, net (52,583) (1,313)
Proceeds from sales of loans held for sale 55,063 1,644
Net fair value adjustment and gain on sale of loans held for sale (1,143) (7)
Provision for credit losses on unfunded lending commitments 174 94
Amortization (accretion) of premiums and discounts on investment securities (2,008) 743
Depreciation of premises and equipment 3,378 2,350
Amortization of intangible assets 7,222 2,738
Amortization of premiums and discounts on debt and deposits 1,674 0
Share-based compensation expense 1,338 2,571
Increase in cash surrender value of bank-owned life insurance (1,336) (559)
Net gain on sales and calls of investment securities (52) (0)
Net loss on sale, disposal and write-down of other real estate owned 332 2,200
Deferred income tax expense 8,672 7,537
Amortization of deferred loan fees and costs 2,125 3,584
Amortization (accretion) of premiums and discounts on purchased loans (12,836) (503)
Origination, amortization and change in fair value of MSRs, net 1,832 0
Net increase in trading securities (724) 0
Changes in:    
Interest receivable and other assets (6,789) 0
Interest payable and other liabilities (44,620) (62,556)
Net cash provided by (used in) operating activities 11,402 (1,438)
Securities available-for-sale:    
Purchases (141,552) (561,139)
Maturities, calls and paydowns 172,032 79,037
Securities held-to-maturity:    
Maturities, calls and paydowns 22,694 23,112
Loan originations and principal collections, net 324,111 241,404
Purchases of loans (3,478) (29,229)
Recoveries of loans charged-off 3,089 2,926
Proceeds from sales of loans 7,538 0
Purchases of premises and equipment (2,640) (497)
Redemptions of Federal Home Loan Bank stock 3 0
Net cash provided by (used in) investing activities 381,797 (244,386)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase (decrease) in deposits (782,101) 44,422
Repayment of Senior Notes (65,000) 0
Cash dividends paid (92,568) 0
Net cash provided by (used in) financing activities (939,669) 44,422
Net decrease in cash and cash equivalents (546,470) (201,402)
Cash and cash equivalents at beginning of period 1,029,983 999,711
Cash and cash equivalents at end of period 483,513 798,309
Cash paid during the period for:    
Interest paid 64,947 46,933
Income taxes paid (refunded), net (3,355) 11
Non-cash activities:    
ROU assets obtained in exchange for operating lease obligations $ 1,618 $ 5,836