XML 91 R48.htm IDEA: XBRL DOCUMENT v3.25.2
Loans and Allowance for Credit Losses (Schedule of Loans Modified) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 151,994 $ 111,101 $ 194,535 $ 120,803
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 317,181 155,292 317,181 155,292
Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 36 0 36 0
Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 114,997 110,235 119,937 118,421
Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 29,816 0 50,395 0
Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 7,145 866 8,668 2,382
Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 8,912 0
Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 6,587 0
Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 277,610 122,903 277,610 122,903
30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 9,164 8,551 9,164 8,551
60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 4,029 6,712 4,029 6,712
90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 26,378 17,126 26,378 17,126
Commercial Real Estate Portfolio Segment [Member]        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 91,833 1,293 100,745 1,293
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 180,209 1,293 180,209 1,293
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial Real Estate Portfolio Segment [Member] | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 91,833 $ 1,293 $ 91,833 $ 1,293
Percent 1.00% 0.00% 1.00% 0.00%
Weighted average term increase from modifciation 10 months 24 days 1 year 10 months 24 days 1 year
Commercial Real Estate Portfolio Segment [Member] | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 8,912 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Payment deferral     8 months 12 days  
Commercial Real Estate Portfolio Segment [Member] | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial Real Estate Portfolio Segment [Member] | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 163,759 $ 1,293 $ 163,759 $ 1,293
Commercial Real Estate Portfolio Segment [Member] | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial Real Estate Portfolio Segment [Member] | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial Real Estate Portfolio Segment [Member] | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 16,450 0 16,450 0
Commercial and Industrial Portfolio Segment [Member]        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 40,267 95,694 67,433 95,723
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 97,820 99,062 97,820 99,062
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial and Industrial Portfolio Segment [Member] | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 10,451 $ 95,694 $ 10,451 $ 95,694
Percent 0.00% 1.00% 0.00% 1.00%
Weighted average term increase from modifciation 7 months 6 days 1 year 7 months 6 days 10 months 24 days 1 year 7 months 6 days
Commercial and Industrial Portfolio Segment [Member] | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 29,816 $ 0 $ 50,395 $ 0
Percent 0.00% 0.00% 1.00% 0.00%
Payment deferral 10 months 24 days   8 months 12 days  
Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 29
Percent 0.00% 0.00% 0.00% 0.00%
Weighted average term increase from modifciation       2 years 2 months 12 days
Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial and Industrial Portfolio Segment [Member] | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 6,587 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Commercial and Industrial Portfolio Segment [Member] | Term Extension and Payment Deferral        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average term increase from modifciation     7 months 6 days  
Payment deferral     1 year 3 months 18 days  
Commercial and Industrial Portfolio Segment [Member] | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 94,846 $ 97,558 $ 94,846 $ 97,558
Commercial and Industrial Portfolio Segment [Member] | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 2,148 1,504 2,148 1,504
Commercial and Industrial Portfolio Segment [Member] | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial and Industrial Portfolio Segment [Member] | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 826 0 826 0
Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 1,455 9,402 1,455 9,402
Franchise and equipment finance | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 1,455 9,402 1,455 9,402
Franchise and equipment finance | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Franchise and equipment finance | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Franchise and equipment finance | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
1-4 single family residential        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 36   36  
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 205 73 205 73
1-4 single family residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 36   $ 36  
Percent 0.00%   0.00%  
1-4 single family residential | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0   $ 0  
Percent 0.00%   0.00%  
1-4 single family residential | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0   $ 0  
Percent 0.00%   0.00%  
1-4 single family residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0   $ 0  
Percent 0.00%   0.00%  
1-4 single family residential | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0   $ 0  
Percent 0.00%   0.00%  
1-4 single family residential | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     $ 0  
Percent     0.00%  
1-4 single family residential | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 36 73 $ 36 73
1-4 single family residential | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 169 0 169 0
1-4 single family residential | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
1-4 single family residential | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Government insured residential        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 19,858 14,114 26,321 23,787
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 37,492 45,462 37,492 45,462
Government insured residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Government insured residential | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 12,713 $ 13,248 $ 17,653 $ 21,434
Percent 1.00% 1.00% 2.00% 2.00%
Weighted average term increase from modifciation 12 years 6 months 9 years 6 months 12 years 1 month 6 days 9 years 9 months 18 days
Government insured residential | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Government insured residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 7,145 $ 866 $ 8,668 $ 2,353
Percent 1.00% 0.00% 1.00% 0.00%
Weighted average term increase from modifciation 3 years 6 months 2 years 1 month 6 days 3 years 1 month 6 days 4 years 7 months 6 days
Government insured residential | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Government insured residential | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Percent 0.00% 0.00% 0.00% 0.00%
Government insured residential | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 17,514 $ 14,577 $ 17,514 $ 14,577
Government insured residential | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 6,847 7,047 6,847 7,047
Government insured residential | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 4,029 6,712 4,029 6,712
Government insured residential | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 9,102 $ 17,126 $ 9,102 $ 17,126
Maximum | Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification     4.30%  
Maximum | Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification       21.20%
Maximum | 1-4 single family residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification 8.30%   8.30%  
Maximum | Government insured residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification 7.30% 7.40% 7.30% 6.80%
Minimum | Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification     3.50%  
Minimum | Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification       5.00%
Minimum | 1-4 single family residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification 7.00%   7.00%  
Minimum | Government insured residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification 7.10% 7.20% 7.10% 6.30%